Current vs BusyKid

Current is a simple, digital-only banking app with impressive APY and cashback. How does it compare to BusyKid? Read our comparison chart below.

Current offers mobile-only banking for adults and teens. It offers cashback rewards, interest on savings, faster direct deposit, and fee-free overdrafts. There are no monthly fees and no minimums.

While BusyKid is a debit card and chores apps for kids 5-17. It lets kids decide how to spend, save, donate, or invest the allowance they get from doing chores. For $4/mo, you get debit cards for up to 5 kids.

Compare Current with BusyKid, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Current	BusyKid


	SPECIAL OFFER Current Savings with Interest - Up to 4% APY - Learn More Read Current Review	SPECIAL OFFER BusyKid Prepaid Card for Kids - Learn More Read BusyKid Review
	Benefits and Features
Savings	Up to 4.00% APY on your Savings Pod, on up to a total of $6,000	Parents can add interest or matching on kids savings
Checking	Earn up to 15x points on purchases at participating merchants	Up to 5 BusyKid Spend Cards per family
Kids Debit Card
Minimum Deposit to Open	$0	$0
Mobile App	iOS & Android	iOS & Android
ATMs	Free access to 40,000+ Allpoint ATMs	55,000+ Allpoint ATMs; $1.50 withdrawal fee, plus ATM owners may also charge a fee.
Monthly Fee	$0	$4 per month (billed annually at $48)
	CreditDonkey® Reviews

Savings
Minimum Deposit
Checking
Price
Customer Service
Mobile App
Ease of Use
Education
Pros & Cons	Pros: High savings rate Up to 15x cash back at 14k stores Ability to deposit cash Cons: No web platform Email-based support only Requires direct deposit to earn the boosted APY	Pros: Solid chores and allowance functions Save, invest, and donate money Great value for large families Cons: Limited spending controls No educational content $0.50 declined transaction fee
Bottom Line	Simple, digital-only banking app with impressive APY and cashback... Read full review	Simple, low-cost app that turns chores into money lessons... Read full review

	Current Savings with Interest - Up to 4% APY Banking for Modern Life Convenient Teen Account With Debit Card	BusyKid Prepaid Card for Kids BusyKid Debit Card and App for Kids BusyKid Debit Card and Investing for Kids
Current: Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC BusyKid: Pricing information from published website as of 05/01/2022

Current Savings with Interest - Up to 4% APY

Learn More

4.00% APY on up to $6,000 balance if you receive and maintain a qualifying direct deposit of $200 or more in a rolling 35 day period. (Otherwise, 0.25% APY.)
Simply add money to your Savings Pods and enable the Interest feature.
Earn interest on up to 3 Savings Pods, up to $2,000 balance each.
Interest accumulates daily.

Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC

Banking for Modern Life

Get Paid Up to 2 Days Faster
Fee-Free Overdraft up to $200 with Overdrive
40,000 fee-free Allpoint ATMs in the U.S.
No minimum balance or hidden fees

Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC

Convenient Teen Account With Debit Card

Easy transfers, set spending limits, automate allowances
Age: 13 years and older
Fees: No monthly or annual fee

Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC

Which is Better: Current or BusyKid?

In short: Current's savings, checking, price, and mobile app are worth mentioning. In particular, the checking, price, and mobile app are outstanding. BusyKid's customer service is noteworthy.