Current vs BusyKid

Current is a simple, digital-only banking app with impressive bonus and cashback. How does it compare to BusyKid? Read our comparison chart below.

Current offers mobile-only banking for adults and teens. It offers cashback rewards, interest on savings, faster direct deposit, and fee-free overdrafts. There are no monthly fees and no minimums.

While BusyKid is a debit card and chores apps for kids 5-17. It lets kids decide how to spend, save, donate, or invest the allowance they get from doing chores. For $4/mo, you get debit cards for up to 5 kids.

Compare Current with BusyKid, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Current	BusyKid

	Visit Site	Learn More
	SPECIAL OFFER Build Credit While You Bank - Learn More Read Current Review	SPECIAL OFFER BusyKid Prepaid Card for Kids - Learn More Read BusyKid Review
	Benefits and Features
Savings	Up to 4.00% bonus on your Savings Pod, on up to a total of $6,000	Parents can add interest or matching on kids savings
Checking	Earn up to 15x points on purchases at participating merchants	Up to 5 BusyKid Spend Cards per family
Monthly Fee	$0	$4 per month (billed annually at $48)
Kids Debit Card
Minimum Deposit to Open	$0	$0
Mobile App	iOS & Android	iOS & Android
ATMs	Free access to 40,000+ Allpoint ATMs	55,000+ Allpoint ATMs; $1.50 withdrawal fee, plus ATM owners may also charge a fee.
	CreditDonkey® Reviews

Savings
Minimum Deposit
Checking
Price
Mobile App
Customer Service
Ease of Use
Education
Pros & Cons	Pros: High savings rate Up to 15x cash back at 14k stores Ability to deposit cash Cons: No web platform Email-based support only Requires direct deposit to earn the boosted bonus	Pros: Solid chores and allowance functions Save, invest, and donate money Great value for large families Cons: Limited spending controls No educational content $0.50 declined transaction fee
Bottom Line	Simple, digital-only banking app with impressive bonus and cashback... Read full review	Simple, low-cost app that turns chores into money lessons... Read full review
	Visit Site	Learn More
	Build Credit While You Bank Current Savings - Up to 4.00% bonus Fee-Free Overdraft up to $200 with Overdrive	BusyKid Prepaid Card for Kids BusyKid Debit Card and App for Kids BusyKid Debit Card and Investing for Kids
Current: Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC. BusyKid: Pricing information from published website as of 05/01/2022

Build Credit While You Bank

Get Paid Up to 2 Days Faster
Build credit and earn points with every swipe
40,000 fee-free Allpoint ATMs in the U.S.
No credit check, minimum balance or hidden fees

Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC.

Current Savings - Up to 4.00% bonus

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4.00% bonus on up to $6,000 balance if you receive and maintain a qualifying direct deposit of $200 or more in a rolling 35 day period. (Otherwise, 0.25%)
Simply add money to your Savings Pods and enable the Boost feature.
Earn bonus on up to 3 Savings Pods, up to $2,000 balance each.
Bonuses accumulate daily.

Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC.

Fee-Free Overdraft up to $200 with Overdrive

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Which is Better: Current or BusyKid?

In short: Current's savings, checking, price, and mobile app are worth mentioning. In particular, the checking, price, and mobile app are outstanding. BusyKid's customer service is noteworthy.