Chase Sapphire Reserve® vs Delta SkyMiles® Gold American Express Card

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Chase Sapphire Reserve is an ultra premium credit card for luxury travelers. How does it compare to Delta SkyMiles Gold from American Express, an airline credit card? Read our comparison chart below.

	Chase Sapphire Reserve®	Delta SkyMiles® Gold American Express Card
	Credit Card Summary
	Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards® $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year 3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants & 1 point per $1 spent on all other purchases. $0 foreign transaction fees. Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $750 toward travel 1:1 point transfer to leading airline and hotel loyalty programs Access to 1,000+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select Up to $100 application fee credit for Global Entry or TSA Pre✓® One Year Complimentary Lyft Pink ($199 minimum value). Complimentary DashPass subscription from DoorDash after activating by 12/31/21. See Current Offer	Earn 35,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 3 months. Enjoy your first checked bag free and Main Cabin 1 Priority Boarding on Delta flights. New! Get ready for your next trip - spend $10,000 in purchases on your Card in a calendar year and receive a $100 Delta Flight Credit to get you there sooner. Earn 2X Miles on Delta purchases, at restaurants worldwide and at U.S. supermarkets. Earn 1X Mile on all other eligible purchases. Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets. Enjoy a $0 introductory annual fee for the first year, then $99. Terms Apply. See Rates & Fees See Current Offer
	Credit Card Interest Rates & Fees
Purchase APR	16.99% to 23.99% Variable based on your creditworthiness and other factors	15.74% to 24.74% Variable based on your creditworthiness and other factors
Balance Transfers APR	16.99% to 23.99% Variable based on your creditworthiness and other factors	15.74% to 24.74% Variable based on your creditworthiness and other factors
Foreign Transaction Fee	$0	No foreign transaction fee
Annual Fee	$550 annual fee	$0 introductory annual fee for the first year, then $99
	Credit Card Rewards & Benefits
Introductory Bonus Airline Rewards		Earn 35,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 3 months.
Introductory Bonus Offer	Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
Travel Rewards	3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants & 1 point per $1 spent on all other purchases. $0 foreign transaction fees. 1:1 point transfer to leading airline and hotel loyalty programs
Airline Rewards	1:1 point transfer to leading airline and hotel loyalty programs	Earn 2X Miles on Delta purchases, at restaurants worldwide and at U.S. supermarkets. Earn 1X Mile on all other eligible purchases.
Bonus Airline Rewards		New! Get ready for your next trip - spend $10,000 in purchases on your Card in a calendar year and receive a $100 Delta Flight Credit to get you there sooner.
Hotel Rewards	1:1 point transfer to leading airline and hotel loyalty programs
Point Rewards	3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants & 1 point per $1 spent on all other purchases.
Airline Status	$300 Annual Travel Credit (as reimbursement for travel purchases charged to your card). Complimentary Priority Pass™ Select membership for access to 1,000+ airport lounges worldwide. Enrollment required for Priority Pass Select	Enjoy your first checked bag free and Main Cabin 1 Priority Boarding on Delta flights. Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets.
Dining Rewards	3X points on dining at restaurants
Airline Transfer Partners	Chase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air France, Singapore Airlines, Virgin Atlantic, Iberia, Emirates, and Aer Lingus.
	Go to issuer's official application, terms, and details	Go to issuer's official application, terms, and details
	CreditDonkey® Credit Card Reviews
Pros & Cons	Pros: Bonus points Annual travel credit Elite travel benefits Cons: $550 annual fee No introductory annual fee No intro APR	Pros: Bonus Delta miles offer One free checked bag Main Cabin 1 Priority boarding Cons: $99 annual fee ($0 introductory annual fee for the first year)
Bottom Line	Ultra premium credit card for luxury travelers... Read full review	Good airline credit card for someone who travels heavily with Delta airlines... Read full review
What Others View	Chase Sapphire Preferred American Express Platinum American Express Gold	Delta Platinum AMEX Chase Sapphire Preferred
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

Which is Better: Chase Sapphire Reserve or Delta SkyMiles Gold?

Still need help deciding which airline credit card is better? Read the in-depth reviews below. You may also be interested in comparing Chase Sapphire Reserve or Chase Sapphire Preferred.

Articles on Chase Sapphire Reserve®

Chase Sapphire Reserve
With excellent rewards and premium travel benefits, the Chase Sapphire Reserve is meant for frequent travelers. Read on to decide if the $550 annual fee is worth it for you.
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Chase Sapphire Reserve has benefits you may not know. Don't waste these valuable perks. Read this guide to maximize Chase Sapphire Reserve benefits.
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Chase Sapphire Reserve Credit Score
You usually need an excellent credit score for Chase Sapphire Reserve (720+). But this is not the only factor. Here's how to improve your approval odds.
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Chase Sapphire Reserve Lounge Access
Airport lounge access is one of Chase Sapphire Reserve's best benefits. Learn how to maximize this benefit including what lounges you can enter, how to use it, and the guest policy.
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Chase Sapphire Reserve Travel Credit
The $300 annual travel credit is one of the best Chase Sapphire Reserve benefits. Learn what purchases count as travel, how to redeem the credit, and when it resets.
Chase Sapphire Reserve Rewards
With elite travel perks and rewards, Chase Sapphire Reserve is a top travel card. Learn how to earn tons of points and your redemption options.
Chase Sapphire Reserve Rental Car Insurance
Chase Sapphire Reserve offers primary coverage for rental cars. Learn what this covers, how to use it, and how to file a claim.
Chase Sapphire Reserve Login
Need to contact Chase Sapphire Reserve or log into your account? We have the answers you need to manage your account and get the answers you need quickly.
Chase Sapphire Reserve Credit Limit
Many Chase Sapphire Reserve users receive a credit limit of $10,000 - $25,000. Find out how Chase determines your credit limit and how to get an increase.
Chase Sapphire Reserve Priority Pass
Priority Pass membership is one of Chase Sapphire Reserve's best benefits. Here is everything you need to know to sign up, activate and use it.
Chase Sapphire Reserve Referral
You can earn up to 50,000 bonus points per year by referring Chase Sapphire Reserve to friends. Read on to learn how it works.

Articles on Delta SkyMiles® Gold American Express Card

Delta SkyMiles Gold Review
There are many credit cards that earn Delta miles to choose from, so how do you decide if the Delta SkyMiles® Gold American Express Card is right for you? Read this review before you apply.
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Compare Chase Sapphire Reserve to:

Chase Sapphire Preferred® Card Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR N/A N/A 15.99% - 22.99% Variable Annual Fee $95

The Platinum Card® from American Express Terms Apply | Read Review | See Rates & Fees Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR N/A N/A N/A Annual Fee $550

American Express® Gold Card Terms Apply | Read Review | See Rates & Fees Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR N/A N/A See Rates & Fees Annual Fee $250

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Compare Delta SkyMiles Gold to:

Delta SkyMiles® Platinum American Express Card Terms Apply | See Rates & Fees Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 15.74% - 24.74% Variable $250

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