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Charles Schwab Intelligent Portfolio vs Vanguard Personal Advisor

Charles Schwab Intelligent Portfolio is a robo-advisor offering more diversified portfolios with completely free management. How does it compare to Vanguard Personal Advisor? Read our comparison chart below.

Charles Schwab Intelligent Portfolio charges no service fees, rebalance fees, or commissions. It offers highly diversified portfolios, consisting of up to 20 asset classes in any portfolio. The minimum investment is $5,000 to start. This robo-advisor has over 300 physical branches if you need in-person help.

While Vanguard Personal Advisor offers automatic investing with personalized service for a low fee of 0.30%. An advisor will build a portfolio for you based on your goals and financial situation. The advisor will also regularly rebalance your portfolio to keep it on track. The minimum to open an account is $50,000.

Compare Charles Schwab Intelligent Portfolio with Vanguard Personal Advisor, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 

Charles Schwab Intelligent Portfolio

Vanguard Personal Advisor

 

Benefits and Features

Annual Fee
None
0.3%
Minimum Deposit
$5,000
$50,000
Phone Support
24/7
Yes
Live Chat Support
24/7
No
Email Support
Yes
Yes
Human Advisors
No
Yes
Robo Advisor
Assets Under Management
$27 Billion
$100+ Billion
Tax Loss HarvestingAvailable for accounts $50,000 and over
client-by-client basis
Goal Tracker
Yes
Yes
Automatic Deposits
Yes
Yes
Online Platform
Yes
Yes
iPhone App
Yes
Yes
Android App
Yes
Yes
Single Stock Diversification 
No
Fractional Shares
No
No
Taxable Accounts
Yes
Yes
401k Plans
No
No
IRA Accounts
Yes
Yes
Roth IRA Accounts
Yes
Yes
SEP IRA Accounts
Yes
Yes
Trust Accounts
Yes
Yes
529 Plans
No
Yes
 

CreditDonkey® Reviews

Annual Fee
Minimum Deposit
Customer Service
Human Advisors
Pros & ConsPros:
  • No account fees
  • More diversified asset allocation
  • Cannot adjust assigned portfolio
Cons:
  • Higher minimum deposit
  • Large cash allocation
  • Tax loss harvesting only to high balance accounts
Pros:
  • Professionally managed by human advisors
  • Low annual fee
  • Backed by prestigious brand
Cons:
  • High minimum investment
  • Extra transaction fees
  • No continuous tax loss harvesting
Bottom LineRobo-advisor offering more diversified portfolios with completely free management... Read full reviewHybrid robo and human advisor providing personalized advice for low fees, for investors with $50k to start... Read full review

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Charles Schwab Intelligent Portfolio: Pricing information from published website as of 06/14/2018

Vanguard Personal Advisor: Pricing information from published website as of 04/04/2018

Which is Better: Charles Schwab Intelligent Portfolio or Vanguard Personal Advisor?

Still need help deciding which investing is better? Read the in-depth reviews below. You may also be interested in comparing Charles Schwab Intelligent Portfolio or Ally Invest.

In short: Charles Schwab Intelligent Portfolio's customer service is excellent.


Articles on Charles Schwab Intelligent Portfolio


Articles on Vanguard Personal Advisor


Which Do You Think is Best?

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