CreditDonkey is a credit card comparison and reviews website. This website is made possible through financial relationships with card issuers and some of the products and services mentioned on this site. Advertiser Disclosure†





Capital One Spark Miles vs Chase Sapphire Preferred® Card

Compare Rewards, Interest Rates, Fees, and Benefits

Chase is a CreditDonkey partner. We receive compensation if you apply and get approved for a card through links in our content. You do not have to use our links, but you help support CreditDonkey if you do. (read more)

Capital One Spark Miles is a business and airline credit card. How does it compare to Chase Sapphire Preferred, a travel, airline, points and restaurant credit card? Read our comparison chart below.

Keep in mind, the Capital One Spark Miles has a $0 intro annual fee for first year; $95 after that, while the Chase Sapphire Preferred has a $95 annual fee.

Note: Capital One® Spark® Miles for Business is a credit card for business while Chase Sapphire Preferred® Card is a credit card for consumer.

 Apply Now
 

Capital One® Spark® Miles for Business

Chase Sapphire Preferred® Card

 Business Credit CardPersonal Credit Card
 

Credit Card Interest Rates & Fees

Purchase APR18.74% (Variable) based on your creditworthiness and other factors17.74% to 24.74% Variable based on your creditworthiness and other factors
Balance Transfers APR18.74% (Variable) based on your creditworthiness and other factors17.74% to 24.74% Variable based on your creditworthiness and other factors
Balance Transfer FeeNo balance transfer feeEither $5 or 5% of the amount of each transfer, whichever is greater.
Foreign Transaction FeeNo foreign transaction fee$0
Annual Fee$0 intro annual fee for first year; $95 after that$95 annual fee
 

Credit Card Rewards & Benefits

Introductory Bonus Airline RewardsEarn 50,000 bonus miles after you spend $5,000 on purchases within the first 3 months. Plus, earn 150,000 bonus miles after you spend $50,000 within the first 6 months. 
Introductory Bonus Offer Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
Travel RewardsRedeem miles for travel, cash back, gift cards, and more. Fly on any airline, anytime, with no blackout dates or seat restrictions.2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide.
Airline RewardsEarn 2 miles per dollar on every purchase1:1 point transfer to leading airline and hotel loyalty programs
Hotel Rewards 1:1 point transfer to leading airline and hotel loyalty programs
Point Rewards 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide
Dining Rewards 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide
Airline Transfer Partners Chase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air France, Singapore Airlines, Virgin Atlantic, Iberia, Emirates, and Aer Lingus.
 

CreditDonkey® Credit Card Reviews

Pros & ConsPros:
  • Generous bonus points
  • Flexible travel rewards
  • Travel, purchase and security protection
  • $0 Foreign Transaction Fee
Cons:
  • $95 annual fee
  • No intro APR
Bottom LineHigh-earning rewards card for those with excellent credit... Read full review
 Apply Now

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

Disclaimer: The information for the Capital One® Spark® Miles for Business has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Capital One Spark Miles: Pricing information including interest rates, rewards, benefits and fees was obtained on October 22, 2019 from published websites and is believed to be accurate, but not guaranteed.

Still need help deciding which airline card is better? Read the in-depth reviews below. You may also be interested in comparing Capital One Spark Miles or Ink Business Preferred.


Articles on Chase Sapphire Preferred® Card


Which Do You Like and Why?

Name
Email (won't be published)


Compare Capital One Spark Miles to:

Ink Business Preferred

Ink Business Preferredâ„  Credit Card

Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
N/AN/A
17.74% - 22.74% Variable
Annual Fee
$95
Capital One Spark Cash

Capital One® Spark® Cash for Business

Introductory Bonus Cash BackCash Back Rewards$0 Fraud Liability
Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
N/AN/A
18.74% (Variable)
Annual Fee
$0 intro for first year; $95 after that
Capital One Venture

Capital One® Venture® Rewards Credit Card

Introductory Bonus Airline RewardsTravel RewardsAirline RewardsNo Expiration on Rewards
Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
N/AN/A
17.49% - 24.74% (Variable)
Annual Fee
$0 intro for first year; $95 after that

Disclaimer: The information for the Capital One® Spark® Cash for Business and Capital One® Venture® Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.


You might also be interested in

How to Build Business Credit

A good business credit score can increase a company's value and protect personal credit. But how can I build my business credit fast? Read on for the answer.

Compare Chase Sapphire Preferred to:

Chase Sapphire Reserve

Chase Sapphire Reserve®

Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
N/AN/A
18.74% - 25.74% Variable
Annual Fee
$450
American Express Gold

American Express® Gold Card

Introductory Bonus OfferAirline RewardsPoint RewardsGrocery Rewards
Annual Fee
$250
American Express Platinum

The Platinum Card® from American Express

Introductory Bonus OfferTravel RewardsAirline RewardsHotel Rewards
Annual Fee
$550

Credit Cards for International Travel

The best credit cards for international travel have no foreign transaction fees, chip technology and worldwide acceptance. But what's the right travel card for you?


About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.