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Business Credit Cards with Rewards

Compare business reward cards to help you earn rewards as you grow your business.
Business owners across America are looking for ways to trim their expenses. One interesting way to accomplish this goal is through a business credit card with rewards. With so many options available to businesses these days, there is sure to be a credit card that will work with your company to help achieve discounts and rewards that will help with your bottom line.

Read more about: Business

Business Airline Rewards Cards

Compare Airline Credit Cards for Business from our partners and apply online

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Read about Beginner's Guide to Airline Miles and Points

Delta SkyMiles Gold Business American Express Card
Read ReviewApply for Delta SkyMiles Gold Business American Express Card
At American Express' Secure Site
  • Welcome Offer: Earn 40,000 bonus miles after you spend $2,000 in purchases on your new Card in the first 3 months.
  • Additionally, take $100 off your next Delta flight - after you spend $10,000 in purchases on your Card in a calendar year, you will earn a $100 Delta Flight Credit to use toward future travel.
  • Earn 2 Miles on every dollar spent on eligible purchases made directly with Delta, on every dollar spent on eligible U.S. purchases for advertising in select media, on every dollar spent on eligible U.S. shipping purchases, on every eligible dollar spent on dining at restaurants. Earn 1 Mile on every eligible dollar spent on purchases.
  • Check or stow your bag with ease: First Checked Bag Free + Main Cabin 1 Priority Boarding.
  • Pay no foreign transaction fees when you travel overseas.
  • $0 introductory annual fee for the first year, then $99.
  • Terms and limitations apply.
  • See Rates & Fees
Introductory Bonus Airline RewardsAirline RewardsBonus Airline RewardsCar Rental InsuranceExtended WarrantyPurchase ProtectionBaggage Insurance$0 Fraud LiabilityEmergency Card Replacement
Airline Rewards: Earn 2 Miles on every dollar spent on eligible purchases made directly with Delta, on every dollar spent on eligible U.S. purchases for advertising in select media, on every dollar spent on eligible U.S. shipping purchases, on every eligible dollar spent on dining at restaurants. Earn 1 Mile on every eligible dollar spent on purchases.
Introductory Bonus Airline Rewards: Welcome Offer: Earn 40,000 bonus miles after you spend $2,000 in purchases on your new Card in the first 3 months.
Bonus Airline Rewards: Additionally, take $100 off your next Delta flight - after you spend $10,000 in purchases on your Card in a calendar year, you will earn a $100 Delta Flight Credit to use toward future travel.
Our Review: Do you travel for business? Is Delta your go-to airline? If so, the Delta SkyMiles® Gold Business American Express Card could be your ticket to travel-related rewards... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
15.74% - 24.74% Variable
$0 introductory annual fee for the first year, then $99


Introductory Bonus Airline RewardsTravel RewardsAirline Rewards$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
20.99% (Variable)
$0 intro for first year; $95 after that


Introductory Bonus Airline RewardsTravel RewardsAirline Rewards$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 9 months
N/A
13.99% - 23.99% (Variable)
$0

The Business Platinum Card from American Express
Read ReviewApply for The Business Platinum Card from American Express
At American Express' Secure Site
  • Earn 75,000 Membership Rewards® points after you spend $15,000 on qualifying purchases within your first 3 months of Card Membership.
  • Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.
  • Get 50% more Membership Rewards® points. That's an extra half point per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year.
  • 35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year when you book on amextravel.com.
  • Enroll to get up to $200 in statement credits annually by getting up to $100 semi-annually for U.S. purchases with Dell. Terms apply.
  • Terms Apply
  • See Rates & Fees
Introductory Bonus OfferTravel RewardsAirline RewardsBonus Airline RewardsHotel RewardsPoint RewardsNo Limits on RewardsNo Pre-Set Spending LimitConcierge Car Rental InsuranceExtended WarrantyPurchase ProtectionReturn ProtectionBaggage Insurance$0 Fraud LiabilityEmergency Card ReplacementIdentity Theft AssistanceRoadside Assistance
Airline Rewards: Get 5X Membership Rewards® points on flights on amextravel.com.
Bonus Airline Rewards: 35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year when you book on amextravel.com.
Our Review: The Business Platinum Card® from American Express offers travel-friendly benefits, including Global Lounge Collection, Airline Fee Credit, and Platinum Concierge Service. But is it worth it? Read on to learn the pros and cons... Read full review
Card TypeAnnual Fee
Business Charge Card
$595

Disclaimer: The information for the Capital One® Spark® Miles for Business and Capital One® Spark® Miles Select for Business has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.


Business Cash Back Rewards Cards

Compare Cash Back Credit Cards for Business from our partners and apply online

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Find more credit cards with Cash Back Rewards

Read about Which Cash Back Credit Card is Right for You?


Introductory Bonus Cash BackCash Back Rewards$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
20.99% (Variable)
$0 intro for first year; $95 after that


Read Review
Our Review: Chase Ink Business Unlimited card offers a huge sign-up bonus, 1.5% cash back on all purchases, and no annual fee. Read on for the pros and cons... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 12 months
N/A
13.24% - 19.24% Variable
$0


Introductory Bonus Cash BackCash Back Rewards$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 9 months
N/A
13.99% - 23.99% (Variable)
$0


Read Review
Our Review: Read this in-depth Ink Business Cash review before you apply. With no annual fee, small business owners can earn cash rewards fast, but is it right for you?... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 12 months
N/A
13.24% - 19.24% Variable
$0

Disclaimer: The information for the Capital One® Spark® Cash for Business, Ink Business Unlimited Credit Card, Capital One® Spark® Cash Select for Business, and Ink Business Cash Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

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Business Credit Cards with Rewards Benefits

How to Take Advantage of Your Business Credit Card with Rewards

Explanation of Rewards Programs

Many individuals are familiar with personal credit cards with rewards programs but are unaware of the options for business credit cards. The business credit card rewards programs typically work the same as personal credit cards with similar options.

For each dollar spent with the credit card, the cardholder earns a certain number of points. Typically, cardholders will earn 1 point for each $1 but depending on the program and the purchase, they may earn as much as 6 points for each $1. Rewards for business credit cards are also very similar to those available through personal credit cards. Typically, businesses will be able to choose from cash back, travel, merchandise or gift cards.

Why Choose a Business Credit Card

Entrepreneurs and small business owners are often tempted to use their personal credit card for business purchases; especially when their personal card has a rewards program. However, the tracking and bookkeeping involved with separating personal and business expenses can be tricky. Also, these individuals may be missing out on appealing business discounts by utilizing a personal credit card alone. This is because many business credit cards come with discount programs for typical business expenses like rental cars, shipping, printing and office supplies.

How to Take Advantage of Your Business Rewards

It’s important for businesses to keep in mind that not all rewards credit cards are the same. Here are some tips when it comes time for you to shop for your company’s rewards credit card as well as some steps you can take once you have chosen the card that is right for your business.

  • Look for a card that offers an introductory bonus – many cards will provide cardholders with bonus points simply for utilizing their card within the first several months of opening. While these are a one-time bonus, it helps you accrue points from the start so you can experience the benefits of the rewards.

  • Use a card that has bonus categories – as mentioned previously, there are some business rewards credit cards that feature categories that receive bonus points. These may be for gas, restaurant, office supply or even advertising purchases. If you find a card that aligns with your common purchases, then you will be able to accrue points that much quicker.

  • Stick to just one card – many card programs allow businesses to have cards for individual employees that link to the same account. This will allow you to accrue points in one account while still allowing multiple departments to easily make their purchases. You will also have better control over spending because you often can designate various credit limits on a per card basis.

  • Utilize the card for everyday purchases – the more you use your card, the more points you can accrue. If you typically give employees cash to pick up coffee or certain supplies, have them use their company credit card instead. As long as you keep a close eye over spending so that you don’t end up paying interest on Starbucks runs, your company will win through extra rewards.

  • Know the details of your program – make sure to read the fine print of your credit card terms and rewards programs. Many offer unlimited points with no expiration. But there are some programs that cap the amount of bonus points that can be accrued and require their cardholders to redeem their accrued points by a certain date each year.

    These cards work well for many businesses, so if they are a good match for you, don’t let an expiration date deter you from the card. However, you will want to make sure that you are redeeming your rewards by the designated deadline or you’ll be missing out.


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About CreditDonkey®
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