Blue Cash Preferred vs Capital One Venture
Blue Cash Preferred is an excellent cash back credit card for families. How does it compare to Capital One Venture, a travel card? Read our comparison chart below.
Keep in mind, the Blue Cash Preferred has a $0 intro annual fee for the first year, then $95, while the Capital One Venture has a
Blue Cash Preferred® Card from American Express | Capital One Venture Rewards Credit Card | |
|---|---|---|
Credit Card Interest Rates & Fees | ||
| Introductory APR for Purchases | 0% introductory APR on purchases for 12 months | N/A |
| Introductory APR for Balance Transfers | 0% introductory APR on balance transfers for 12 months | N/A |
| Purchase APR | 18.24% to 29.24% Variable based on your creditworthiness and other factors | 19.99% to 29.24% (Variable) based on your creditworthiness and other factors |
| Balance Transfers APR | 18.24% to 29.24% Variable based on your creditworthiness and other factors | 19.99% to 29.24% (Variable) based on your creditworthiness and other factors |
| Foreign Transaction Fee | 2.7% of each transaction after conversion to US dollars. | No foreign transaction fee |
| Annual Fee | $0 intro annual fee for the first year, then $95 | |
Credit Card Rewards & Benefits | ||
| Introductory Bonus Cash Back | Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months. | |
| Introductory Bonus Airline Rewards | Earn 75,000 miles once you spend $4,000 on purchases within the first 3 months of account opening, plus receive a one-time $250 Capital One Travel credit in your first cardholder year – that's equal to $1,000 in travel | |
| Cash Back Rewards | 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 6% Cash Back on select U.S. streaming subscriptions. 3% Cash Back at U.S. gas stations. 3% Cash Back on transit (including taxis/rideshare, parking, tolls, trains, buses and more). 1% Cash Back on other purchases. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. | |
| Travel Rewards | Earn 2 miles per dollar on all purchases. Redeem your miles for travel purchases or transfer your miles to over 10+ travel loyalty programs. | |
| Airline Rewards | Earn 2 miles per dollar on all purchases | |
| Gas Rewards | 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. | |
| Grocery Rewards | 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. | |
| Airline Transfer Partners | Capital One transfer partners include Aeromexico, Air Canada, Air France/KLM, Avianca, Cathay Pacific, Emirates, Etihad, EVA, Finnair, Hainan, Qantas, Qatar, and Singapore Airlines. | |
CreditDonkey® Credit Card Reviews | ||
| Pros & Cons | Pros:
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| Bottom Line | Excellent cash back credit card for families... | |
| Read Blue Cash Preferred Review | ||
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Disclaimer: The information for the Blue Cash Preferred® Card from American Express and Capital One Venture Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Blue Cash Preferred: Pricing information including interest rates, benefits and fees was obtained on December 19, 2024 from published websites and is believed to be accurate, but not guaranteed. Capital One Venture: Pricing information including interest rates, rewards, benefits and fees was obtained on January 3, 2025 from published websites and is believed to be accurate, but not guaranteed. | ||
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Compare Blue Cash Preferred to:
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For rates and fees of the Chase Sapphire Preferred® Card, please click here.
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For rates and fees of the Chase Sapphire Reserve® card, please click here.
For rates and fees of the Chase Freedom Unlimited® card, please click here.
