Blue Cash Preferred® Card from American Express vs Chase Freedom Unlimited®

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Blue Cash Preferred is an excellent cash back credit card for families. How does it compare to Chase Freedom Unlimited, a cash back credit card? Read our comparison chart below.

Keep in mind, the Blue Cash Preferred has a $95 annual fee, while the Chase Freedom Unlimited has a $0 annual fee.

	Blue Cash Preferred® Card from American Express	Chase Freedom Unlimited®
	Credit Card Summary
	$200 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months. 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%) - that means spending $60 a week at U.S. supermarkets could earn over $180 back per year. 3% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases. Low intro APR: 0% for 12 months on purchases and balance transfers, then a variable rate, currently 14.99% to 25.99%. Over 1.5 million more places in the U.S. started accepting American Express® Cards in 2017. Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise. $95 annual fee. Terms Apply. See Rates & Fees	0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.74-25.49%. Balance transfer fee is 5% of the amount transferred, $5 minimum Unlimited 1.5% cash back on every purchase - it's automatic Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening No minimum to redeem for cash back Cash Back rewards do not expire as long as your account is open Free credit score, updated weekly with Credit Journey℠ No annual fee
	Credit Card Interest Rates & Fees
Introductory APR for Purchases	0% introductory APR on Purchases for 12 months	0% introductory APR for 15 months
Introductory APR for Balance Transfers	0% introductory APR on Balance Transfers for 12 months	0% introductory APR for 15 months
Purchase APR	14.99% to 25.99% Variable based on your creditworthiness and other factors	16.74% to 25.49% Variable based on your creditworthiness and other factors
Balance Transfers APR	14.99% to 25.99% Variable based on your creditworthiness and other factors	16.74% to 25.49% Variable based on your creditworthiness and other factors
Annual Fee	$95 annual fee	$0 annual fee
	Credit Card Rewards & Benefits
Introductory Bonus Cash Back	Introductory Bonus Cash Back: $200 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.	Introductory Bonus Cash Back: Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.
Cash Back Rewards	Cash Back Rewards: 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%) - that means spending $60 a week at U.S. supermarkets could earn over $180 back per year. 3% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.	Cash Back Rewards: Unlimited 1.5% cash back on every purchase - it's automatic!
Gas Rewards	Gas Rewards: 3% cash back at U.S. gas stations.
Grocery Rewards	Grocery Rewards: 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%) - that means spending $60 a week at U.S. supermarkets could earn over $180 back per year.
	Go to issuer's official application, terms, and details	Go to issuer's official application, terms, and details
	CreditDonkey® Credit Card Reviews
Pros & Cons	Pros: 6% at US supermarkets (up to $6k/year in purchases, then 1%) 3% at US gas stations Bonus cash back promotional offer Cons: $95 annual fee Not a Visa/MasterCard	Pros: Unlimited 1.5% cash back $150 bonus offer Intro APR Cons: Foreign transaction fee
Bottom Line	Excellent cash back credit card for families... Read full review	Great cash back credit card for everyday purchases... Read full review
What Others View	Blue Cash Everyday Chase Sapphire Preferred	Chase Sapphire Preferred Blue Cash Everyday
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

Which is Better: Blue Cash Preferred or Chase Freedom Unlimited?

Still need help deciding which cash back credit card is better? Read the in-depth reviews below. You may also be interested in comparing Blue Cash Preferred or Blue Cash Everyday.

Explore Blue Cash Preferred® Card from American Express In-Depth

Blue Cash Preferred
If you are looking to get cashback rewards on common household categories like purchases at U.S. supermarkets and U.S. gas stations, consider the Blue Cash Preferred® Card from American Express. Amex created the Preferred card as an upgrade to the Blue Cash Everyday.
• Blue Cash Preferred vs Amex EveryDay Preferred
• Blue Cash Preferred vs Blue Cash Everyday
• Blue Cash Preferred vs Chase Freedom

Explore Chase Freedom Unlimited® In-Depth

Chase Freedom Unlimited Review
With 1.5% cash back and no annual fee, does Chase Freedom Unlimited live up to the hype? Read this in-depth review to see how it stacks up.
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Chase Freedom Unlimited Credit Limit
Many Chase Freedom Unlimited users receive a credit limit of $1,000 - $3,000. Find out how Chase determines your credit limit and how to get an increase.
• Chase Freedom Unlimited vs Discover It
• Chase Freedom Unlimited vs Chase Sapphire Preferred
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Chase Freedom Unlimited Rewards
With 1.5% cashback on everything, Chase Freedom Unlimited lets you rack up rewards fast. Learn other ways to earn tons of points and your redemption options.
• Chase Freedom Unlimited vs Capital One Venture
• Chase Freedom Unlimited vs Amex EveryDay

Chase Freedom Unlimited Benefits
Besides an unlimited 1.5% cash back on all purchases, Chase Freedom Unlimited offers valuable benefits. Don't overlook them.

Chase Freedom Unlimited Foreign Transaction Fee
Chase Freedom Unlimited may not be a good travel partner. Here's what you need to know about its foreign transaction fees.

Chase Freedom Unlimited Credit Score
Chase Freedom Unlimited usually requires a good credit score (680+). But this is not the only deciding factor. Find out how to improve your odds.

Which Do You Like and Why?

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Chase Sapphire Preferred Review: Why It's Worth $95
Travel credit cards are a smart way to earn flights and hotel stays. Our favorite is the Chase Sapphire Preferred® Card because of its bonus point offer and premium travel benefits. Read on to see if the annual fee is worth it for you.

What's The Catch? Blue Cash Everyday Review
If you want a cash back credit card with the same rewards categories year-round and no annual fee, then consider the Blue Cash Everyday® Card from American Express. Read on for the pros and cons.

Compare Blue Cash Preferred to:

Blue Cash Everyday® Card from American Express Terms Apply | Read Review | See Rates & Fees Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% on Purchases for 15 months 0% on Balance Transfers for 15 months 14.99% - 25.99% Variable $0

Chase Sapphire Preferred® Card Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 17.74% - 24.74% Variable $0 Intro for the First Year, then $95

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Compare Chase Freedom Unlimited to:

Capital One® Quicksilver® Cash Rewards Credit Card Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% intro on purchases for 15 months 0% intro on balance transfers for 15 months 14.74% - 24.74% (Variable) $0

Capital One® Venture® Rewards Credit Card Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 14.74% - 24.74% (Variable) $0 intro for first year; $95 after that

Disclaimer: The information for the Capital One® Quicksilver® Cash Rewards Credit Card and Capital One® Venture® Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.