Betterment vs Vanguard Personal Advisor
Betterment is a great robo-advisor for beginners with low fees, good tools, and tax strategies. How does it compare to Vanguard Personal Advisor? Read our comparison chart below.
Betterment offers automatic investing starting at $4/month for accounts with less than $20,000. There is no fee to open an account and no minimum deposit required. All balances get automatic rebalancing, tax loss harvesting, and access to financial experts.
While Vanguard Personal Advisor offers automatic investing with personalized service for a low fee of 0.30%. An advisor will build a portfolio for you based on your goals and financial situation. The advisor will also regularly rebalance your portfolio to keep it on track. The minimum to open an account is $50,000.
Compare Betterment with Vanguard Personal Advisor, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.
| SPECIAL OFFER Compare Pricing - Learn MoreRead Betterment Review | |
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| Benefits and Features |
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Savings | | |
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Annual Fee |
- Digital: 0.25% annual fee for accounts with $20,000 or more or with monthly recurring deposits of $250 or more, $4/month for accounts with less than $20,000
- Premium: 0.40% for accounts $100,000 or more
| 0.3% |
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Minimum Deposit | $0 | $50,000 |
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Checking | No-Fee Checking | |
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Phone Support | Yes | Yes |
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Live Chat Support | No | No |
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Email Support | Yes | Yes |
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Human Advisors | Yes ($100k minimum) | Yes |
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Robo Advisor | | |
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Assets Under Management | $40+ Billion | $100+ Billion |
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Tax Loss Harvesting | Yes | client-by-client basis |
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Goal Tracker | Yes | Yes |
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Automatic Deposits | Yes | Yes |
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Online Platform | Yes | Yes |
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iPhone App | Yes | Yes |
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Android App | Yes | Yes |
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Mobile App | Yes | |
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Single Stock Diversification | No | No |
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Fractional Shares | Yes | No |
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Taxable Accounts | Yes | Yes |
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401k Plans | Yes | No |
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IRA Accounts | Yes | Yes |
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Roth IRA Accounts | Yes | Yes |
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SEP IRA Accounts | Yes | Yes |
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Trust Accounts | Yes | Yes |
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529 Plans | No | Yes |
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| CreditDonkey® Reviews |
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Annual Fee | | |
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Minimum Deposit | | |
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Human Advisors | | |
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Customer Service | | |
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Pros & Cons | Pros:- No minimum investment
- Customized portfolios
- Automatically invest extra funds
Cons:- Limited investment options
- High fees for large investors
| Pros:- Professionally managed by human advisors
- Low annual fee
- Backed by prestigious brand
Cons:- High minimum investment
- Extra transaction fees
- No continuous tax loss harvesting
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Bottom Line | Great robo-advisor for beginners with low fees, good tools, and tax strategies... Read full review | Hybrid robo and human advisor providing personalized advice for low fees, for investors with $50k to start... Read full review |
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Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Betterment: Pricing information from published website as of 04/04/2018 Vanguard Personal Advisor: Pricing information from published website as of 04/04/2018 |
Which is Better: Betterment or Vanguard Personal Advisor?
Still need help deciding which investing is better? Read the in-depth reviews below. You may also be interested in comparing Betterment or Robinhood.
In short: Betterment's minimum deposit is excellent. Vanguard Personal Advisor's human advisors is excellent.
Articles on Betterment
Betterment offers low fees and good returns. But there are risks you should NOT ignore. Read this review to see if Betterment is better.
Betterment offers no minimum deposit and good returns. But are the fees worth it? Read on to learn about this robo-advisor's costs.
Betterment offers low fees, no minimum balance and good returns. But is it a good idea? Find out if it's safe to invest your money with this robo-advisor.
Betterment will manage your investments, but they charge a fee. Is Betterment worth the fee? Read on to answer all your questions.
Is Betterment a good way to invest for retirement? What about the fees and withdrawals? Read on to learn how Betterment's Roth IRA account works.
Betterment and Wealthfront are two of the oldest and most popular robo-advisors. Is there a difference? Which is better for you? Read on to find out.
Articles on Vanguard Personal Advisor
Typically, robo-advisors mean strictly online portfolio management with no human interaction. Vanguard Personal Advisor Services set out to be the face of change by combining the two services. Is it all it's cracked up to be?
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