Bank of America Travel Rewards vs Chase Freedom

Compare Rewards, Interest Rates, Fees, and Benefits

Bank of America Travel Rewards is a travel credit card. How does it compare to Chase Freedom, a cash back credit card? Read our comparison chart below.

	Bank of America® Travel Rewards credit card	Chase Freedom
	Credit Card Interest Rates & Fees
Introductory APR for Purchases	0% Introductory APR on purchases for 12 billing cycles	0% introductory APR for 15 months
Introductory APR for Balance Transfers	N/A	0% introductory APR for 15 months
Purchase APR	14.99% to 22.99% Variable APR on purchases based on your creditworthiness and other factors	14.99% to 23.74% Variable based on your creditworthiness and other factors
Balance Transfers APR	14.99% to 22.99% Variable APR on balance transfers based on your creditworthiness and other factors	14.99% to 23.74% Variable based on your creditworthiness and other factors
Foreign Transaction Fee	No foreign transaction fee	3% of each transaction in U.S. dollars
Annual Fee	$0 annual fee	$0 annual fee
	Credit Card Rewards & Benefits
Introductory Bonus Cash Back		Earn a $150 bonus after spending $500 on purchases in your first 3 months from account opening.
Introductory Bonus Offer	25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
Cash Back Rewards		Unlimited 1% cash back on all other purchases.
Bonus Cash Back		Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter. Unlimited 1% cash back on all other purchases. Bonus Categories for 2019: October - December 2019: Department Stores, PayPal and Chase Pay Bonus Categories for 2020: January - March 2020: Gas Stations, Select Streaming Services, and Internet, Cable & Phone Services April - June 2020: Grocery Stores (not including Target or Walmart purchases), Fitness Clubs, Gym Memberships and Select Streaming Services July - September 2020: Amazon.com and Whole Foods Market
Travel Rewards	Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
	CreditDonkey® Credit Card Reviews
Pros & Cons		Pros: Earn a $150 Bonus 5% bonus rotating categories Intro APR No annual fee Cons: Foreign transaction fee
Bottom Line	Read full review	Excellent cash back credit card for cardholders who pay in full... Read full review
	Read Bank of America Travel Rewards Review	Read Chase Freedom Review
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Disclaimer: The information for the Bank of America® Travel Rewards credit card and Chase Freedom has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Bank of America Travel Rewards: Pricing information including interest rates, rewards, benefits and fees was obtained on April 9, 2020 from published websites and is believed to be accurate, but not guaranteed. Chase Freedom: Pricing information including interest rates, benefits and fees was obtained on November 25, 2019 from published websites and is believed to be accurate, but not guaranteed.

Articles on Bank of America® Travel Rewards credit card

Bank of America Travel Rewards

Bank of America Travel Rewards gives you 1.5x points for every purchase. But does it make a good travel reward card? Read on.

Articles on Chase Freedom

Chase Freedom Review

Chase Freedom is one of the best credit cards for cash back, if used the right way. If not, there are drawbacks. Read on for the pros and cons to determine if this card is right for you.

Chase Freedom Credit Score

Chase Freedom usually requires a good credit score (680+). But this is not the only deciding factor. Find out how to improve your odds.

Chase Freedom Rewards

With 5% cash back on bonus categories, the Chase Freedom is a high-earning cash back card. Get details on the rewards calendar and how it works.

Which Do You Like and Why?

Wells Fargo Propel Review

Wells Fargo Propel American Express® Card offers a large bonus promotion, 3x bonus categories, and has no annual fee. Does it live up to the hype? Read on for the pros and cons.

Chase Sapphire Preferred Benefits

Maximize the benefits of Chase Sapphire Preferred. Read on to learn about 20+ valuable perks that you may not know about.

Disclaimer: The information for the Wells Fargo Propel American Express® card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Compare Bank of America Travel Rewards to:

Chase Sapphire Preferred® Card
Intro APR for Purchases	Intro APR for Balance Transfer	Regular APR	Annual Fee
N/A	N/A	15.99% - 22.99% Variable	$95

Chase Sapphire Reserve®
Intro APR for Purchases	Intro APR for Balance Transfer	Regular APR	Annual Fee
N/A	N/A	16.99% - 23.99% Variable	$550

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Compare Chase Freedom to:

Blue Cash Everyday® Card from American Express



Terms Apply \| Read Review \| See Rates & Fees
Intro APR (Purchases)	Intro APR (Balance Transfer)	Regular APR
0% on Purchases for 15 months	N/A	13.99% - 23.99% Variable
Annual Fee
$0

Blue Cash Preferred® Card from American Express



Terms Apply \| Read Review \| See Rates & Fees
Intro APR (Purchases)	Intro APR (Balance Transfer)	Regular APR
0% on purchases for 12 months	N/A	13.99% - 23.99% Variable
Annual Fee
$95

Delta SkyMiles® Gold American Express Card



Terms Apply \| Read Review \| See Rates & Fees
Intro APR (Purchases)	Intro APR (Balance Transfer)	Regular APR
N/A	N/A	15.74% - 24.74% Variable
Annual Fee
$0 introductory annual fee for the first year, then $99