Alto vs Paybis

Alto is a low cost IRA provider for investing in alternative assets and cryptos. How does it compare to Paybis? Read our comparison chart below.

	Alto	Paybis
	SPECIAL OFFER Alto CryptoIRA® - Learn More Read Alto Review	SPECIAL OFFER Referral Program - Earn 20% of Commission - Learn More
	Benefits and Features
Stock Trading		No
Options Trading		No
Cryptocurrencies Supported	250+	BTC, DOGE, BNB, USDT, ETH, LTC, USDC, LINK, YFI, SHIB, AXS, AAVE, ENJ, BAT, PERP, SXP, CRV, NMR, HOT, SAND, KNC, MKR, COMP, WBTC, DAI, SUSHI, CHZ, UNI, XRP, BCH, XLM, TRX
Countries Supported	U.S. (with exception of Hawaii)	Over 180
Fiat Currencies Supported	USD	EUR, GBP, USD, AED, ARS, AUD, AZN, BDT, BYN, CAD, CHF, CRC, CZK, DKK, DOP, DZD, EGP, GEL, HKD, HRK, HUF, INR, JPY, KRW, KWD, MAD, MYR, NGN, NOK, PEN, PHP, PLN, RON, RUB, SAR, SEK, SGD, THB, TND, TRY, UAH, XAF, ZAR
Digital Wallet	Yes	No
Transaction Fee	1%	2.49%
Copy Trading		No
Limit Orders		Yes
Margin Trading		No
Spread		No
Setup Fee	$0
Crypto Loans		No
Bank Account Purchase Fee		No
Mobile App		Yes
ACH Transfer Fee		0.05% or a minimum of 2 EUR/GBP.
Wire Transfer Fee	$25 outgoing	No
Crypto Conversion Fee		No
Other Fees		Credit and Debit Card Processing Fee: Minimum $10 USD equivalent, or 4.5% for transactions in USD, EUR, GBP, and up to 6.5% for other currencies. Network Fees: Varied by currency
Address Allowlisting		No
Anonymity		No
Biometric Login		No
Cold Storage	Yes	No
Maximum Trading Amount		Credit/Debit: $20,000 per transaction; Skrill: $25,000 per transaction; Neteller: $25,000 per transaction; Bank Transfer: $200,000 per transaction; Bitcoin: $50,000 per transaction
Two-Factor Authentication	Yes	Yes
Withdrawal Limit	None. 10% penalty under 59 1/2 years old	No
	CreditDonkey® Reviews
Cryptocurrency Trading
Commissions and Fees
Ease of Use
Research
Safety
Pros & Cons	Pros: 75+ partners for alternative assets Transparent low pricing 250+ cryptos $10 minimum Cons: Partners are not vetted No solo 401k
Bottom Line	Low cost IRA provider for investing in alternative assets and cryptos... Read full review
	Alto CryptoIRA® Alto IRA	Referral Program - Earn 20% of Commission Buy Bitcoin with Credit Card or Debit Card
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Alto: Pricing information from published website as of 06/04/2025. Paybis: Pricing information from published website as of 10/17/2023.