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 |  | No Annual Fee Credit CardsSave Money with Credit Cards with No Annual Fees from Our Partners |
Enjoy the benefits of card ownership without having to pay an annual fee for the privilege every year. Whether you're looking for a good rewards program or a low interest rate, a card with a $0 annual fee fits into anyone's budget.
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 | Hilton Honors™ Card from American Express offers 50,000 Hilton Honors bonus points if you spend $1,000 in purchases within the first three months of opening your new card account. This card earns 7x points for eligible purchases charged on your card directly from a participating Hilton hotel or resort. You will earn 5x points for eligible purchases at U.S. restaurants, U.S. supermarkets, and U.S. gas stations. Plus, you will get complimentary Hilton Honors Silver status. If you spend $20,000 on eligible purchases in a calendar year, you can earn Gold status (through the end of the next calendar year). There is no annual fee. Terms apply. | | | | Our Review: The Hilton Honors™ Card from American Express is a hotel credit card with no annual fee, so what's the catch? Read on to see if the Hilton AMEX is worth applying for... Read full review | | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | | N/A | N/A | 17.24% - 26.24% Variable | $0 |
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| Capital One® Platinum Credit Card offers a no annual fee credit card to people with fair credit. You get access to a higher credit limit after you make your first 5 monthly payments on time. | | | | Our Review: Capital One Platinum is a no-frills, no annual fee credit card for people with average credit. Read this review before you apply... Read full review | | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | | N/A | N/A | 24.99% (Variable) | $0 |
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| Bank of America® Cash Rewards Credit Card offers $150 online cash rewards bonus if you spend at least $500 on purchases within the first 90 days of opening your account. This card earns 1% cash back on all purchases, 2% cash back at grocery stores and wholesale clubs, and 3% on gas (up to the first $2,500 in combined grocery/wholesale club/gas purchases each quarter). There is no annual fee. | | | | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | 0% Introductory APR on purchases for 12 billing cycles | 0% Intro APR for 12 billing cycles for balance transfers made in the first 60 days | 14.49% - 24.49% Variable APR on purchases and balance transfers | $0 |
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| Capital One® Secured Mastercard® reports to the 3 major credit bureaus to help you build credit when used responsibly. This secured credit card's variable APR is 24.99%. You can receive an initial $200 credit line with a security deposit of $49, $99 or $200, depending on your creditworthiness. And if you make your first 5 monthly payments on time, you can get access to a higher credit line with no additional deposit. There is no annual fee. | | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | | N/A | N/A | 24.99% (Variable) | $0 |
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| Bank of America® Travel Rewards Credit Card offers 20,000 online bonus points if you spend at least $1,000 on purchases within the first 90 days of opening your account. 20,000 points is worth a $200 statement credit toward travel purchases. This card earns 1.5 points per $1 spent on all purchases. You can redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, car rentals, or baggage fees. There are no foreign transaction fees. There is no annual fee. | | | | Our Review: Bank of America Travel Rewards gives you 1.5x points for every purchase. But does it make a good travel reward card? Read on... Read full review | | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | 0% Introductory APR on purchases for 12 billing cycles | N/A | 16.49% - 24.49% Variable APR on purchases and balance transfers | $0 |
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| Discover it® Chrome for Students will match all the cash back you've earned at the end of your first year. This offer is only for new customers. This card earns 2% cash back at restaurants and gas stations (on up to $1k in combined purchases every quarter with no quarterly activation required). All other purchases earn 1%.
Plus, you can earn $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years.* | | | | Our Review: If you are a college student on the go who doesn't have time to juggle rewards categories that change all the time, then you may want to consider the Discover it Chrome for Students card... Read full review | | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | 0% for 6 months | 10.99% for 6 months | 14.49% - 23.49% Variable | $0 |
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| Discover it® Secured Credit Card reports to the 3 major credit bureaus to help you build or rebuild credit with responsible use. This secured credit card's variable APR is 24.49%. The minimum refundable security deposit is $200 (up to the amount Discover approves) and your credit line equals your deposit. Starting at 8 months, Discover will perform automatic monthly reviews based on your responsible credit management across all your credit cards and loans to see if you could qualify to transition to an unsecured line of credit. You will see your FICO credit score for free on your monthly statement and in your online account. There is no annual fee.
But here's where it gets interesting. Discover it® Secured credit card offers rewards: 2% cash back at restaurants and gas stations (on up to $1,000 in combined purchases each quarter); 1% cash back on other purchases. As a promotion for new cardmembers, Discover will match all the cash back you've earned at the end of your first year. | | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | | N/A | 10.99% for 6 months | 24.49% Variable | $0 |
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| Citi® Secured Mastercard® reports to the 3 major credit bureaus to help you build credit history. This secured credit card's variable APR is 23.99%. A minimum $200 security deposit is required. There is no annual fee. | | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | | N/A | N/A | 23.99%* (Variable) | $0 |
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| Costco Anywhere Visa® Card by Citi earns 4% cash back on eligible gas purchases for the first $7,000 per year, and then 1% thereafter. This card earns 3% cash back on restaurants and eligible travel purchases; 2% cash back on all other purchases from Costco and Costco.com; and 1% cash back on all other purchases. There is no annual fee with your paid Costco membership. | | | | Our Review: The Citi Costco card offers high cash back for gas and Costco purchases, but there are limitations to know before you apply. Read on for the pros and cons... Read full review | | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | | N/A | N/A | 16.74%* (Variable) | $0 |
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Disclaimer: The information for the Hilton Honors™ Card from American Express, Capital One® Platinum Credit Card, Bank of America® Cash Rewards Credit Card, Capital One® Secured Mastercard®, Bank of America® Travel Rewards Credit Card, Discover it® Chrome for Students, Discover it® Secured Credit Card, Citi® Secured Mastercard®, and Costco Anywhere Visa® Card by Citi has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. You might also be interested inWe think you'll agree with us when we say ... The best credit cards for young adults have good rewards and benefits but low fees. Use this must-read guide to help narrow down your search. Applying for a card with a bonus or an introductory offer can be a great way to get a head start on earning rewards or to get a handle on your debt.
Articles on No Annual Fee Credit Cards
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