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Discover Student It Card vs Blue Cash Everyday® Card from American Express

Compare Rewards, Interest Rates, Fees, and Benefits

American Express is a CreditDonkey partner. We receive compensation if you apply and get approved for a card through links in our content. You do not have to use our links, but you help support CreditDonkey if you do. (read more)

Discover Student It Card is an excellent cash back credit card for college students. How does it compare to Blue Cash Everyday from American Express, a cash back, gas and grocery credit card? Read our comparison chart below.

Note: Discover it® for Students is a credit card for student while Blue Cash Everyday® Card from American Express is a credit card for consumer.

 Read Discover Student It Card ReviewApply Now
 

Discover it® for Students

Blue Cash Everyday® Card from American Express

 Student Credit CardPersonal Credit Card
 
StudentIntroductory Bonus Cash BackCash Back RewardsBonus Cash BackNo Limits on Rewards
Introductory Bonus Cash BackCash Back RewardsGas RewardsGrocery RewardsCar Rental Insurance
 

Credit Card Interest Rates & Fees

Introductory APR for Purchases0% introductory APR for 6 months0% introductory APR on Purchases for 15 months
Introductory APR for Balance Transfers10.99% introductory APR for 6 months0% introductory APR on Balance Transfers for 15 months
Purchase APR14.24% to 23.24% Variable based on your creditworthiness and other factors14.24% to 25.24% Variable based on your creditworthiness and other factors
Balance Transfers APR14.24% to 23.24% Variable based on your creditworthiness and other factors14.24% to 25.24% Variable based on your creditworthiness and other factors
Foreign Transaction FeeNo foreign transaction fee2.7% of each transaction after conversion to US dollars.
Annual Fee$0 annual fee$0 annual fee
 Terms Apply See Rates & Fees
 

Credit Card Rewards & Benefits

StudentStudent: New student cardmembers who apply after July 23, 2015 will be rewarded with $20 in Cashback BonusĀ® if their grade point average is 3.0 (or equivalent) or higher each year they are enrolled in school, for the first five years from the account opening. 
Introductory Bonus Cash BackIntroductory Bonus Cash Back: Discover will match all the cash back you've earned at the end of your first year (only for new cardmembers).Introductory Bonus Cash Back: $150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
Cash Back RewardsCash Back Rewards: 1% cash back on all other purchases.Cash Back Rewards: 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%). 2% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
Bonus Cash BackBonus Cash Back: 5% cash back on up to $1,500 in purchases in rotating categories that change each quarter (requires free and easy sign-up for 5% Cashback Bonus)*
Limitations apply*. See issuer's website for additional program details.
Bonus Categories for 2017:
October - December 2017: 5% on up to $1,500 in purchases at Amazon.com & Target
Bonus Categories for 2018:
January - March 2018: 5% on up to $1,500 in purchases at Gas Stations & Wholesale Clubs
April - June 2018: 5% on up to $1,500 in purchases at Grocery Stores
July - September 2018: 5% on up to $1,500 in purchases at Restaurants
October - December 2018: 5% on up to $1,500 in purchases at Amazon.com & Wholesale Clubs
 
Gas Rewards Gas Rewards: 2% cash back at U.S. gas stations.
Grocery Rewards Grocery Rewards: 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
 

CreditDonkey® Credit Card Reviews

Pros & ConsPros:
  • Generous cash back
  • Intro APR on purchases
  • No annual fee
Cons:
  • Not all merchants accept Discover
Pros:
  • Bonus cash back
  • Intro APR
  • No annual fee
Cons:
  • Not a Visa/MasterCard
  • Foreign transaction fee
Bottom LineExcellent cash back credit card for college students... Read full reviewGreat cash back card for cardholders who pay in full... Read full review
 Read Discover Student It Card ReviewApply Now

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

Disclaimer: The information for the Discover it® for Students has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Discover Student It Card: Pricing information including interest rates, rewards, benefits and fees was obtained on January 3, 2018 from published websites and is believed to be accurate, but not guaranteed.


Explore Discover it® for Students In-Depth


Explore Blue Cash Everyday® Card from American Express In-Depth


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Compare Blue Cash Everyday to:

Blue Cash Preferred

Blue Cash Preferred® Card from American Express

Introductory Bonus Cash BackCash Back RewardsGas RewardsGrocery Rewards
Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
0% on Purchases for 12 months
0% on Balance Transfers for 12 months
14.24% - 25.24% Variable
Annual Fee
$95
Amex EveryDay

The Amex EveryDay® Credit Card from American Express

Introductory Bonus Reward PointsBonus Reward PointsPoint RewardsGrocery Rewards
Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
0% on Purchases for 12 months
0% on Balance Transfers for 12 months
14.24% - 24.24% Variable
Annual Fee
$0
Premier Rewards Gold Card

Premier Rewards Gold Card from American Express

Introductory Bonus Reward PointsAirline RewardsPoint RewardsGas Rewards
Annual Fee
Introductory annual fee of $0 for the first year, then $195
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About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy financial decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.