Discover Student It Card vs Blue Cash Everyday

Compare Rewards, Interest Rates, Fees, and Benefits

Discover Student It Card is a student and cash back credit card. How does it compare to Blue Cash Everyday from American Express, a cash back, gas and grocery card? Read our comparison chart below.

	Discover it® Student Cash Back	Blue Cash Everyday® Card from American Express
	Credit Card Interest Rates & Fees
Introductory APR for Purchases	0% introductory APR for 6 months	0% introductory APR on Purchases for 15 months
Introductory APR for Balance Transfers	10.99% introductory APR for 6 months	0% introductory APR on Balance Transfers for 15 months
Purchase APR	17.24% to 26.24% Variable based on your creditworthiness and other factors	18.24% to 29.24% Variable based on your creditworthiness and other factors
Balance Transfers APR	17.24% to 26.24% Variable based on your creditworthiness and other factors	18.24% to 29.24% Variable based on your creditworthiness and other factors
Foreign Transaction Fee	No foreign transaction fee	2.7% of each transaction after conversion to US dollars.
Annual Fee	$0 annual fee	$0 annual fee
	Credit Card Rewards & Benefits
Student	Get $20 statement credit each school year your GPA is 3.0 or higher for up to the first 5 years from account opening.
Introductory Bonus Cash Back	Discover will match all the cash back you've earned at the end of your first year (only for new cardmembers).	Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.
Cash Back Rewards	1% cash back on all other purchases.	3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%. 3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%. 3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.
Bonus Cash Back	5% cash back on up to $1,500 in purchases in rotating categories that change each quarter (requires free and easy sign-up for 5% Cashback Bonus)* Limitations apply*. See issuer's website for additional program details.
Gas Rewards		3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
Grocery Rewards		3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
	CreditDonkey® Credit Card Reviews
Pros & Cons		Pros: Bonus cash back 3% cash back at U.S. supermarkets (up to $6k/year in purchases, then 1%) No annual fee Cons: Not a Visa/MasterCard
Bottom Line		Great cash back card for cardholders who pay in full... Read full review
		Read Blue Cash Everyday Review
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Disclaimer: The information for the Discover it® Student Cash Back and Blue Cash Everyday® Card from American Express has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Discover Student It Card: Pricing information including interest rates, rewards, benefits and fees was obtained on January 11, 2025 from published websites and is believed to be accurate, but not guaranteed. Blue Cash Everyday: Pricing information including interest rates, benefits and fees was obtained on December 19, 2024 from published websites and is believed to be accurate, but not guaranteed.