
 | - Access to special events and ongoing discounts, plus 24/7 Concierge Service at your fingertips
- Extra Cash from Citi - a free benefit that gives you access to discounts online
| | Intro Purchase APR | Intro Balance Transfer APR | APR as low as | Annual Fee | 0% | 0% | N/A | N/A |
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 | - Earn 1 point for every dollar spent on card purchases
- Redeem your earnings for cash back, travel, gift certificates and more.
- Redeem your points for 1% cash back
| | Intro Purchase APR | Intro Balance Transfer APR | APR as low as | Annual Fee | 0% | 0% | N/A | $0 |
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 | - Earn 1 point for every dollar spent on card purchases, and redeem for cash back or travel
- Travel with as little as 7,500 on almost any major airline, with no blackout dates
- Redeem your points for 1% cash back
| | Intro Purchase APR | Intro Balance Transfer APR | APR as low as | Annual Fee | 0% | 0% | N/A | $0 |
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 | - Free Online Account Access
- Free travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance
| | Intro Purchase APR | Intro Balance Transfer APR | APR as low as | Annual Fee | 0% | - | N/A | $0 |
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 | - Extra Cash from Citi - a free benefit that gives you access to discounts online
| | Intro Purchase APR | Intro Balance Transfer APR | APR as low as | Annual Fee | 0% | 0% | 7.99% | $0 |
|

 | - Automatic Enrollment in Membership Rewards Express program
- Flexibility to pay over time
| | Intro Purchase APR | Intro Balance Transfer APR | APR as low as | Annual Fee | 0% | 2.99% | 8.99% | $0 |
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 | - 0% APR on purchases for up to 12 months
- Balance transfer request on application receive APR of 2.99% for 12 months
- Membership Rewards Express
| | Intro Purchase APR | Intro Balance Transfer APR | APR as low as | Annual Fee | 0% | 2.99% | 8.99% | $0 |
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 | - Earn a full 1% cash back on every card purchase
- No earnings caps, spending categories or tiers
- No complicated spending requirements or tiers
| | Intro Purchase APR | Intro Balance Transfer APR | APR as low as | Annual Fee | 0% | 0% | 9.24% | $0 |
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 | | | Intro Purchase APR | Intro Balance Transfer APR | APR as low as | Annual Fee | 0% | 0% | 9.24% | $0 |
|

 | - Get up to 5% cash back with unlimited cash rewards
| | Intro Purchase APR | Intro Balance Transfer APR | APR as low as | Annual Fee | 0% | 2.99% | 9.99% | $0 |
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