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Cash Back Rewards 0% Intro APR on Balance Transfers Credit Cards

Compare the Best Cash Back 0% APR on Balance Transfers Credit Cards and Apply Online

Read about How to Choose the Best Cash Back Credit Card for You
Read about How to Choose the Best Credit Card with a 0% Introductory Balance Transfer APR


Chase Freedom® Visa
Apply for Chase Freedom® Visa
Editors' Choice
Cash Back 0% APR on Balance Transfers Credit Cards
  • Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
  • 0% Intro APR for 15 months on purchases and balance transfers
  • 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 - 6/30/12
  • You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases
  • Up to an additional 10% Cash Back when you shop online at select merchants through Chase
  • No annual fee and rewards never expire
Introductory Bonus Cash BackCash Back RewardsBonus Cash BackGrocery RewardsNo Expiration on Rewards
Cash Back Rewards Benefit: 1% cash back on all other purchases, with no spending tiers.
Introductory Bonus Cash Back: Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
Bonus Cash Back: 5% cash back in new bonus categories every 3 months, on up to $1,500 worth of purchases. It's free and easy to activate your bonus each quarter.
Bonus Categories for 2012:
April - June: Grocery stores, Movie theaters
July - September: Gas stations, Restaurants
October - December: Hotels, Airlines, Best Buy, Kohl's
Our Review: The Chase Freedom Visa Card is one of the most popular cash back cards because of its simplicity and its creative bonus system. Chase has updated the Chase Freedom Visa for 2012. This article discusses the features of the new Freedom card and explains the type of consumer that would benefit from the new bonus... Read full review
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0% for 15 months
0% for 15 months
12.99% - 22.99% (Variable)
$0

Ink Cash℠ Business Card
Apply for Ink Cash℠ Business Card
  • Up to $250 cash back bonus - $100 cash back bonus after your first purchase, plus an additional $150 after you spend $5,000 within 3 months!
  • 5% cash back on the first $25,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services
  • 2% cash back on the first $25,000 spent annually at gas stations and restaurants
  • 1% cash back on all other card purchases with no limit to the amount you can earn
  • Cash back rewards do not expire
  • 0% Introductory APR for 12 months
  • No Annual Fee
Introductory Bonus Cash BackCash Back RewardsDining RewardsGas RewardsOffice RewardsNo Expiration on RewardsNo Limits on Rewards$0 Fraud Liability
Cash Back Rewards Benefit: 1% cash back on all other card purchases with no limit to the amount you can earn
Introductory Bonus Cash Back: Up to $250 cash back bonus - $100 cash back bonus after your first purchase, plus an additional $150 after you spend $5,000 within 3 months!
Our Review: Free of annual fees, the Ink Cash Business Card helps small business owners earn cash rewards right away thanks to an introductory cash back offer. Bonus rewards categories and an introductory 0% APR sweeten the deal even more. The Ink Cash Business Card by Chase is a great bet for small businesses who plan on using their card within the US and want the simplicity of cash rewards... Read full review
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0% for 12 months
0% for 12 months
10.24% (Variable)
$0

Discover® More Card - 18 Month Promotional Balance Transfer
Apply for Discover® More Card - 18 Month Promotional Balance Transfer
  • 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S. based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alerts
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
Cash Back RewardsBonus Cash BackNo Expiration on RewardsNo Limits on Rewards$0 Fraud Liability
Cash Back Rewards Benefit: Up to 1% Unlimited Cashback Bonus
Bonus Cash Back: 5% cashback bonus in categories that change.
Bonus Categories for 2012
January - March: Gas, Museums, Movies
April - June: Restaurants, Movies
July - September: Gas, Movies, Theme Parks
October - December: Department Stores, Electronic Stores, Toy Stores, Movies
Limitations apply*. See Issuer's Website for additional program details.
Our Review: The Discover More card offers a generous 18-month 0% balance transfer APR, a basic rewards program, and no annual fee. But be aware of the rewards spending threshold and the wide range of possible APRs, especially if you plan on carrying a balance... Read full review
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0% for 6 months
0% for 18 months
10.99% - 20.99% (Variable)
$0

Citi® Dividend Platinum Select® Visa® Card
Apply for Citi® Dividend Platinum Select® Visa® Card
  • $100 cash back after $500 in purchases within the first 3 months of account opening.
  • 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*. This APR will vary with the market based on the Prime Rate.
  • Earn 5% cash back at The Home Depot and on Home Furnishing and Home & Garden purchases from 4/1/12 to 6/30/12 when you enroll.
  • Enroll each quarter for new categories that earn additional cash back. To learn more, visit dividend.quarterlyoffer.citi.com.
  • Full 1% cash back on all other purchases and eligible cash advances.
  • No Annual Fee.*
Introductory Bonus Cash BackCash Back RewardsBonus Cash BackCar Rental InsuranceExtended WarrantyPurchase ProtectionBaggage InsuranceTravel Accident Insurance$0 Fraud Liability Identity Theft Assistance
Cash Back Rewards Benefit: Full 1% cash back on all other purchases and eligible cash advances.
Introductory Bonus Cash Back: $100 cash back after $500 in purchases within the first 3 months of account opening
Bonus Cash Back: Earn 5% cash back at The Home Depot and on Home Furnishing and Home & Garden purchases from 4/1/12 to 6/30/12 when you enroll.
Our Review: If you’re looking for a cash back card with a 0% introductory APR and no annual fee, you should consider the Citi Dividend Platinum Select Visa Card. This card also offers rotating cash back bonus categories and a sign-up bonus. But big spenders beware: the annual $300 cash back limit might put a damper on your earnings... Read full review
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0% for 12 months
0% for 12 months
12.99% - 22.99% (Variable)
$0

Discover® Motiva Card
Apply for Discover® Motiva Card
  • Earn Cashback Bonus for your good credit management
  • 0% Intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 10.99% - 20.99%*
  • Up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
  • Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S. based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alerts
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
Cash Back RewardsBonus Cash BackNo Expiration on RewardsNo Limits on Rewards$0 Fraud Liability
Cash Back Rewards Benefit: Up to 1% unlimited cashback bonus.
Bonus Cash Back: 5% of your Interest Charges as a Cashback Bonus automatically each month you make an on-time payment
Our Review: Discover Motiva Credit Card is a cash back rewards card with a special bonus. If you consistently pay your card bill on time, this card gives you extra cash back. This bonus is on top of the cash back earned from regular purchases... Read full review
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0% for 15 months
0% for 15 months
10.99% - 20.99% (Variable)
$0

Discover® Open Road Card
Apply for Discover® Open Road Card
  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 19.99%*
  • 2% automatically at gas stations and restaurants all year long*
  • Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
  • Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
Cash Back RewardsDining RewardsGas RewardsNo Expiration on RewardsNo Limits on Rewards$0 Fraud Liability
Cash Back Rewards Benefit: Up to 1% unlimited cashback bonus on all other purchases.
Our Review: If you are a frequent commuter, the Discover Open Road Card can help you save money. This card offers bonus cash back on gasoline and restaurant purchases - important categories for someone who travels a lot. It also offers somewhat limited cash back on purchases in other categories. This card is especially suited to consumers looking to save money on gas and restaurant meals... Read full review
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0% for 15 months
0% for 15 months
10.99% - 19.99% (Variable)
$0

Disclaimer: This content is not provided or commissioned by Chase. Opinions expressed here are author's alone, not those of Chase, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through Chase Affiliate Program.

Disclaimer: This content is not provided or commissioned by Discover. Opinions expressed here are author's alone, not those of Discover, and have not been reviewed, approved or otherwise endorsed by Discover. This site may be compensated through Discover Affiliate Program.

Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program.


Articles on Cash Back Rewards 0% Intro APR on Balance Transfers Credit Cards

    Chase Freedom $100 Cash Back Review

    Chase Freedom $100 Cash Back Review

    March 14, 2012 - By David R - Review for Chase Freedom
    The Chase Freedom Visa Card is one of the most popular cash back cards because of its simplicity and its creative bonus system. Chase has updated the Chase Freedom Visa for 2012. This article discusses the features of the new Freedom card and ...
    Chase Freedom Review: Rewards with No Annual Fee

    Chase Freedom Review: Rewards with No Annual Fee

    August 3, 2011 - By Meghan Clark - Review for Chase Freedom
    Named a “Best Overall Card” in 2011 by CBS MoneyWatch, the Chase Freedom credit card offers a solid rewards program and introductory bonus offers. It does lack some of the bells and whistles that come with premium rewards cards, but because it ...
    Ink Cash Business Card Review

    Ink Cash Business Card Review

    September 23, 2011 - By Meghan Clark - Review for Ink Cash
    Free of annual fees, the Ink Cash Business Card helps small business owners earn cash rewards right away thanks to an introductory cash back offer. Bonus rewards categories and an introductory 0% APR sweeten the deal even more. The Ink Cash ...
    Discover More Card Review: Balance Transfer with No Annual Fee

    Discover More Card Review: Balance Transfer with No Annual Fee

    October 1, 2011 - By Meghan Clark - Review for Discover More
    The Discover More card offers a generous 18-month 0% balance transfer APR, a basic rewards program, and no annual fee. But be aware of the rewards spending threshold and the wide range of possible APRs, especially if you plan on carrying a balance.
    Citi Dividend Card Review: $100 Cash Back Bonus

    Citi Dividend Card Review: $100 Cash Back Bonus

    May 18, 2012 - By David R - Review for Citi Dividend Card
    If you’re looking for a cash back card with a 0% introductory APR and no annual fee, you should consider the Citi Dividend Platinum Select Visa Card. This card also offers rotating cash back bonus categories and a sign-up bonus. But big spenders ...
    Discover Motiva Card Review: Rewards Worth It?

    Discover Motiva Card Review: Rewards Worth It?

    February 18, 2012 - By David R - Review for Discover Motiva
    Discover Motiva Credit Card is a cash back rewards card with a special bonus. If you consistently pay your card bill on time, this card gives you extra cash back. This bonus is on top of the cash back earned from regular purchases.
    Discover Open Road Review: Cashback on Gas with No Annual Fee

    Discover Open Road Review: Cashback on Gas with No Annual Fee

    February 10, 2012 - By David R - Review for Discover Open Road
    If you are a frequent commuter, the Discover Open Road Card can help you save money. This card offers bonus cash back on gasoline and restaurant purchases - important categories for someone who travels a lot. It also offers somewhat limited cash ...

    Disclaimer: This content is not provided or commissioned by Chase. Opinions expressed here are author's alone, not those of Chase, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through Chase Affiliate Program.

    Disclaimer: This content is not provided or commissioned by Discover. Opinions expressed here are author's alone, not those of Discover, and have not been reviewed, approved or otherwise endorsed by Discover. This site may be compensated through Discover Affiliate Program.

    Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program.


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