Compare, Compare, Compare, Then Choose
The team behind CreditDonkey helps you get the most out of your credit cards. We publish
Make Savvy Decisions with CreditDonkey
While you might initially impress people with new, expensive clothes, eventually your true nature will shine through. Better to spend wisely than to spend just to impress others.
Frequently Asked Questions
How does CreditDonkey help me earn more, save more and enjoy more?
CreditDonkey helps consumers and small businesses understand the credit card landscape to reap bigger benefits:
- earn rewards with credit card deals
- save money with low interest rates and balance transfers
- enjoy life with airline miles, hotel stays, and money tips
How does CreditDonkey make money?
CreditDonkey is a free online service for consumers that generates revenue from advertisers, such as credit card issuers. CreditDonkey usually receives revenue from the issuer when a visitor is approved for a card. This compensation may impact how and where products appear on this site (including the order in which they appear).
How to support CreditDonkey
Most of the card offers that appear on this site are from companies from which CreditDonkey receives compensation. If you apply and get approved for a card through affiliate links in our content, we receive compensation from our advertisers. If you shop through affiliate links in our content, we may also receive compensation from our advertisers.
Who are your advertisers?
We may have established affiliate relationships with some of the companies mentioned on our pages, including financial service providers and credit card issuers. Some of our advertisers include: American Express, Chase, Barclaycard, U.S. Bank, online retailers, and financial service providers.
What is the best credit card?
There is no universal “best” card. To find what’s best for you, compare, compare, compare. And then decide.
For example, someone who always pays their bill in full should look for generous rewards. Individuals who carry a balance should look for low interest rates. Most individuals should opt for a credit card with no annual fee unless they spend a significant amount each month.
Keep in mind, while we try to include a wide variety of card offers, CreditDonkey does not include all companies or all offers that may be available in the marketplace.
What is your editorial policy?
CreditDonkey publishes data-driven analysis to compare a variety of products and services, including credit cards and other financial products. Our highest priority is to provide fair, understandable, and thoughtful information that helps consumers and small business owners save money and make savvy financial decisions.
Our editors and writers are purposely not privy to the confidential financial details of the business side of CreditDonkey. And their skills are more aligned with our editorial content: the writers are analysts, journalists, and bloggers who excel at sharing tips and advice on personal finance matters. While they may be influenced by personal biases (such as their age and economic status), they are expected to conduct their evaluations as objectively as reasonably possible.
Our editors', analysts', and writers’ compensation is not dependent on which issuers they write about or whether anyone has clicked on an application after reading their article.
On occasion, Charles Tran, as founder and publisher of CreditDonkey, may write about products and services. While he is aware of the business relationships with companies, his writing is expected to be fair, reasonable, and an honest reflection of his opinions and beliefs.
While we strive to include a wide variety of offers, our reviews do not include all the offers available on the market. Generally speaking, credit card rankings and reviews are limited to cards on the site from our partners. When ranking credit cards in editorial content, we treat all active cards on the site and in our database equally, regardless of whether one advertiser compensates more than another.
What is your editorial process?
We are built on a system of trust. We depend on our writers to be professional and to conduct themselves with integrity. Held accountable by their byline, they are expected to provide accurate information and facts in the submissions they provide to CreditDonkey. The same standard holds true for reviews and opinion-based articles. Writers are expected to provide only honest opinions. They are not incentivized by CreditDonkey, to take a particular a stance on a product or service.
- Stories are assigned to writers based on their subject area expertise, topic interests, and availability, among other factors.
- Once written, an editor reviews and edits the story to ensure the story fits within our site’s mission and is fair, understandable, and informative.
- A copyeditor serves as our last line of defense by checking grammar, spelling and making sure the story is reasonably sound. On occasion, when stories are developing or time-sensitive, the editor and copyeditor may be the same person.
Our editors and copyeditors review the articles to make sure our stories have reasonably sound, fair, and accurate information. This work may include randomly cross-referencing the data provided with publicly available sources. For example, during the editing process, facts mentioned in articles about specific credit cards may be checked against information that credit card issuers have provided about their cards, such as the current APR figures. While we strive for perfection and will occasionally uncover accidental mistakes by writers, the editing and copyediting process is not a guaranteed safeguard against those who wish to commit journalistic fraud.
What is your corrections policy?
All inquiries regarding the material accuracy of specific elements of CreditDonkey stories are investigated. If a correction is required, the story will be updated within a reasonable timeframe.
Do you have a story idea for CreditDonkey? Contact us. In order to avoid any possible misunderstanding, be aware that any materials you submit to us, including questions, suggestions or ideas, are considered to be non-confidential and non-proprietary.
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