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| Blue Cash Everyday℠ Card from American Express vs Chase Sapphire Preferred℠ CardCompare Rewards, Interest Rates, Fees, and Benefits Blue Cash Everyday is a great cash back card for cardholders who pay in full. How does it compare to Chase Sapphire Preferred, a points and travel credit card? Read our comparison chart below. Keep in mind, the Blue Cash Everyday has a $0 annual fee, while the Chase Sapphire Preferred has a $95 annual fee (annual fee waived for first year).
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| | Credit Card Summary |
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| | - Earn $100 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
- 0% intro APR on purchases for 12 months, flexibility to pay over time
- Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
- NO spend minimum, NO enrollment, and NO rotating rewards categories
- Get a $25 Referral Bonus for each friend or family member who is approved for the Card
- No annual fee, flexibility to pay over time
| - Earn 40,000 bonus points after you spend $3,000 in the first 3 months - that's $500 toward travel rewards!
- 2 points per dollar spent on travel and at restaurants & 1 point per dollar spent on all other purchases.
- Get 20% off airfare, hotels, car rentals and cruises when you book through Ultimate Rewards(SM)
- No foreign transaction fees
- Receive a 7% annual dividend on all new points earned - even on points already redeemed
- 1:1 point transfer to participating frequent travel programs
- Direct access to expert service advisors anytime
- No Annual Fee for your first year - A $95 value
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| | Credit Card Interest Rates & Fees |
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| Introductory APR for Purchases | 0% introductory APR for 12 months | |
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| Purchases APR | as low as 17.24% to 22.24% (Variable) based on your creditworthiness and other factors | as low as 15.24% (Variable) based on your creditworthiness and other factors |
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| Balance Transfers APR | as low as 17.24% to 22.24% (Variable) based on your creditworthiness and other factors | as low as 15.24% (Variable) based on your creditworthiness and other factors |
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| Annual Fee | $0 annual fee | $95 annual fee, annual fee waived for first year |
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| | Credit Card Rewards & Benefits |
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| Introductory Bonus Cash Back | Introductory Bonus Cash Back: Earn a $100 cash back bonus after spending $1,000 in eligible purchases in the first 3 months of Cardmembership | |
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| Introductory Bonus Reward Points | | Introductory Bonus Reward Points: Earn 40,000 bonus points after you spend $3,000 in the first 3 months - that's $500 toward travel rewards! |
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| Cash Back Rewards | Cash Back Rewards: Get 3% cash back at supermarkets, 2% back at gas stations and department stores, and 1% everywhere else | |
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| Point Rewards | | Point Rewards: 1 point per dollar spent on all other purchases |
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| Travel Rewards | | Travel Rewards: 2 points per dollar spent on travel. Transfer points you've earned to participating frequent traveler programs at a 1:1 value |
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| Bonus Reward Points | | Bonus Reward Points: Earn a 7% annual points dividend - even on points already redeemed |
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| Price Protection | | Price Protection: Receive a refund of the difference between the price you paid for an eligible item on the card and a subsequent covered lower advertised price for the same item within the first 90 days of purchase. |
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| Dining Rewards | | Dining Rewards: 2 points per dollar spent at restaurants |
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| Gas Rewards | Gas Rewards: 2% cash back at gas stations. | |
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| Grocery Rewards | Grocery Rewards: 3% cash back at supermarkets. | |
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| | Go to issuer's official application, terms, and details | Go to issuer's official application, terms, and details |
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| | CreditDonkey® Credit Card Reviews |
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| Pros & Cons | Pros:- Cash back
- Intro APR
- No annual fee
Cons: | Pros:- Generous bonus points
- Travel, purchase and security protection
- No annual fee for first year
Cons:- No intro APR
- $95 annual fee
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| Bottom Line | Great cash back card for cardholders who pay in full... Read full review | High-earning rewards card for those with excellent credit... Read full review |
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See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields indicate either the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program. Disclaimer: This content is not provided or commissioned by Chase. Opinions expressed here are author's alone, not those of Chase, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through Chase Affiliate Program. |
Articles on Blue Cash Everyday℠ Card from American ExpressIf you’re looking for a go-to cash back credit card that rewards you for your most common purchases and doesn’t charge an annual fee, you should check out the Blue Cash Everyday card from American Express. This card also offers $100 in bonus ... Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.
Articles on Chase Sapphire Preferred℠ CardThe Chase Sapphire Preferred card offers a very generous point bonus and extra travel rewards to those with excellent credit. It is the premium version of the Chase Sapphire card. Although it has an annual fee, most cardholders should be able to ... Disclaimer: This content is not provided or commissioned by Chase. Opinions expressed here are author's alone, not those of Chase, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through Chase Affiliate Program.
Compare Blue Cash Everyday to:
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| Intro APR (P) | Intro APR (BT) | APR as low as | 0% for 12 months | - | 17.24% - 22.24% (Variable) | | - Earn $150 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
- 0% intro APR on purchases for 12 months, flexibility to pay over time
- Get 6% cash back at supermarkets, 3% cash back at gas stations and department stores, and 1% cash back on all other purchases
- NO spend minimum, NO enrollment, and NO rotating rewards categories
- Get a $75 Referral Bonus for each friend or family member who is approved for the Card
- The annual fee pays for itself. With 6% cash back at supermarkets, if you spend just $25 weekly at your supermarket, you can receive over $75 cash back from these purchases alone.
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| Intro APR (P) | Intro APR (BT) | APR as low as | 0% for 15 months | 0% for 15 months | 12.99% - 22.99% (Variable) | | - Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
- 0% Intro APR for 15 months on purchases and balance transfers
- 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 - 6/30/12
- You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
- Unlimited 1% Cash Back on all other purchases
- Up to an additional 10% Cash Back when you shop online at select merchants through Chase
- No annual fee and rewards never expire
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| Intro APR (P) | Intro APR (BT) | APR as low as | 0% for 6 months | - | 15.24% (Variable) | | - American Express® Card and Costco Membership Card in one - with no annual fee for Costco members
- Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco
- Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings® Cardmembers from Costco and American Express
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Compare Chase Sapphire Preferred to:
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| Intro APR (P) | Intro APR (BT) | APR as low as | | - | - | 15.24% (Variable) | | - Earn 10,000 bonus points after you spend $500 in the first 3 months - that's $100 toward travel or any other reward!
- 2 points per dollar spent at restaurants & 1 point per dollar spent on all other purchases.
- Points never expire and there are no limits on how many points you can earn
- Redeem points for travel, gift cards, merchandise, cash back and more
- Direct access to expert service advisors anytime
- No annual fee!
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| Intro APR (P) | Intro APR (BT) | APR as low as | | - | - | N/A | | - 25,000 Membership Rewards® points bonus when you spend $2,000 during your first three months of Card membership
- GLOBAL Travel benefits: Access over 600 lounges worldwide with Priority Pass™ Select, no foreign transaction fees, skip U.S. customs lines with Global Entry.
- Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in–flight refreshments, and change fees.*
- Receive a companion ticket for discounted travel when you purchase a qualifying First- or Business-Class international ticket. Additional charges/taxes apply.
- 24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more
- FINE HOTELS & RESORTS Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide
- Use Membership Rewards Pay with Points for part or all of your travel and get 20% of
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| Intro APR (P) | Intro APR (BT) | APR as low as | | - | - | N/A | | - Exclusive access to Gold Card Events – select concerts, shows, major sporting events, and more.
- Purchase Protection* can protect eligible items for up to 90 days from the date of purchase if stolen or accidentally damaged. *Underwritten by AMEX Assurance Company
- Redeem Membership Rewards® points for an exclusive array of travel, shopping, dining and entertainment rewards.
- Introductory annual fee of $0 for the first year, then $125.
- Get a decision in as little as 60 seconds.
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