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Citi Credit Cards

With its selection of cash back, balance transfer, airline miles, and low interest credit cards, Citicards is a popular choice.


Which Citicard is Good?

ForCredit Card
Cash BackCiti Double Cash
TravelCiti Premier
Balance TransferCiti Simplicity

I want to earn cash back twice and pay no annual fee

Citi Cash Back Credit Card: Citi Double Cash Card
With the Citi Double Cash card, you'll earn cash back twice on every purchase: 1% cash back when you buy, and another 1% cash back as you pay for your purchase. Plus, there are no rotating categories you have to enroll in and no limits on the amount of cash back that you can earn.

Keep in mind, cash back will expire if you have not earned any cash back from purchases or payments for 12 months, so make sure you use the card regularly.

I plan to carry a balance and I hate late fees, penalty fees, and annual fees

Citi Balance Transfer Card: Citi Simplicity Card
Citi Simplicity offers a 0% intro APR on balance transfers for 21 months and 0% intro APR on purchases for 12 months. After that, a variable APR, currently 16.99% to 26.99% depending on your creditworthiness. There is a 5% balance transfer fee ($5 minimum). There are no late fees, no penalty rates and no annual fees.

It’s a great choice for anyone looking to make some big purchases that they’ll need time to pay off, or even to cut down their debt load by transferring their balance to a lower-interest card. You won’t be able to earn any rewards points or cash back on purchases made with this card, but the money you’ll save on interest payments should more than make up for any rewards you could have accumulated elsewhere.


As with choosing any credit card, deciding which Citi card is best for you requires research and a understanding of the pros and cons associated with each card. We hope this list provides you with a head start on your credit card comparison shopping.


Citi Visa

Cash Back RewardsTravel RewardsGas RewardsDining Rewards
Our Review: The Citi Costco card offers high cash back for gas and Costco purchases, but there are limitations to know before you apply. Read on for the pros and cons... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
17.49%* (Variable)
$0

Disclaimer: The information for the Costco Anywhere Visa® Card by Citi has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.


Citi Mastercard


Read Review
Our Review: Do you have existing debt? The Citi Simplicity is a great way to pay if off faster with a generous intro APR offer. Find out if it's right for you and how it compares with other balance transfer cards... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0%* for 12 months*
0%* for 21 months*
16.99% - 26.99%* (Variable)
$0*


Read Review
Cash Back Rewards
Our Review: With no annual fee and the opportunity to earn cash back twice, the Citi Double Cash card beats out many cashback credit cards. But are there catches? Read on for the full details... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/A
0%* for 18 months*
15.74% - 25.74%* (Variable)
$0*


Read Review
Introductory Bonus Reward PointsTravel RewardsPoint RewardsNo Expiration on RewardsNo Limits on RewardsDining RewardsCar Rental InsuranceExtended WarrantyPurchase Protection Baggage Insurance$0 Fraud Liability
Our Review: If you're looking for an all-purpose rewards credit card that offers a mix of travel perks, the Citi Premier card deserves a look. This card offers triple reward points for travel, double reward points for dining and entertainment, and a long list of travel protections. Read on to see if the card is worth the $95 annual fee (waived for the first 12 months)... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
16.74% - 25.74%* (Variable)
$95; fee waived for the first 12 months*


Introductory Bonus Reward PointsAirline RewardsHotel RewardsPoint RewardsNo Expiration on RewardsNo Limits on RewardsDining Rewards$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
17.99% - 25.99%* (Variable)
$495


Introductory Bonus Airline RewardsAirline RewardsBonus Airline Rewards
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
17.99% - 25.99%* (Variable)
$450


Read Review
Introductory Bonus Airline RewardsAirline RewardsGas RewardsNo Expiration on RewardsNo Limits on RewardsDining RewardsCar Rental InsuranceExtended WarrantyPurchase Protection $0 Fraud Liability
Our Review: If you are a frequent traveler and enjoy flying with American Airlines, the Citi AAdvantage Platinum Select MasterCard can save you money on airfare... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
18.24% - 26.24%* (Variable)
$99, waived for first 12 months*


Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
24.74%* (Variable)
$0

Disclaimer: The information for the Citi Simplicity® Card, Citi® Double Cash Card, Citi Premier℠ Card, Citi Prestige® Card, Citi® / AAdvantage® Executive World Elite™ Mastercard®, Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®, and Citi® Secured Mastercard® has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.


Articles on Citi

    Citi ThankYou Points

    December 25, 2017 - Reviews
    Learn what is ThankYou Points and how much a point is worth. Read this review to find the best ways to earn points fast and how to redeem for best value (including the top Citi transfer partners).

    Citibank Balance Transfer Offers

    September 1, 2017 - Reviews
    Check out current Citi balance transfer offers and start saving. Whether you're transferring a balance to or from a Citi card, know these vital tips.

About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.