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Citi Credit Cards

Citi Credit Card Deals: December 2014

We've compiled a list of the 7 Citi Credit Card Deals currently available on CreditDonkey.

Citi Credit Cards

Citi, a CreditDonkey advertiser, has credit cards that offer a wide range of credit cards for students, frequent flyers, consumers and businesses. Choose from benefits like cash back, airline rewards or reward points.


Which Citi Credit Card is Good?

With a broad and diverse product lineup, Citi, a CreditDonkey advertiser, has credit cards that are a smart fit for almost any type of cardholder. Whether you’re a college student, small business owner, or just looking for a quality rewards card to put some cash back in your pocket, check out our picks for the best Citi credit cards on CreditDonkey.

I want to earn cash back twice and pay no annual fee

Citi Cash Back Credit Card: Citi Double Cash Card
Citi® Double Cash Card
Apply for Citi Double Cash Card
With the Citi Double Cash card, you'll earn cash back twice on every purchase: 1% cash back when you buy, and another 1% cash back as you pay for your purchase. Plus, there are no rotating categories you have to enroll in and no limits on the amount of cash back that you can earn.

Keep in mind, cash back will expire if you have not earned any cash back from purchases or payments for 12 months, so make sure you use the card regularly.

I want rewards with no annual fee

Citi Rewards Credit Card: Citi ThankYou Preferred Card
Citi Thank You Preferred
Apply for Citi ThankYou Preferred Card - Earn 20,000 Bonus Points
If you’re looking for an all-purpose rewards credit card, the Citi ThankYou Preferred Card, with its simple rewards structure and generous introductory offer, is a great option. You’ll earn a minimum of 1 point for every dollar you spend with the card, and double points on dining and entertainment purchases.

New cardholders earn a bonus of 20,000 points if they spend $1,500 with the card within 3 months of opening the account. That’s enough to redeem for up to $200 in gift cards or other rewards. Points have no expiration date and there’s no limit to how many you can earn. There is no annual fee.

I plan to carry a balance and I hate late fees, penalty fees, and annual fees

Citi Balance Transfer Card: Citi Simplicity Card
Citi Simplicity
Apply for Citi Simplicity Card
The Citi Simplicity Card has no annual fee, no late fees, no penalty fees, and an introductory interest rate of 0% on balance transfers and purchases for your first 18 months as a cardholder. After that, the variable APR will be 12.99% - 22.99% based on your creditworthiness.

It’s a great choice for anyone looking to make some big purchases that they’ll need time to pay off, or even to cut down their debt load by transferring their balance to a lower-interest card. You won’t be able to earn any rewards points or cash back on purchases made with this card, but the money you’ll save on interest payments should more than make up for any rewards you could have accumulated elsewhere.

I'm a college student and I want rewards with no annual fee

Citi Student Credit Card: Citi ThankYou Preferred Card for College Students
Citi Thank You Student Card
Apply for Citi ThankYou Preferred Card for College Students
For college students wanting to build their credit history, the Citi Thank You Student Card is a good bet. You get 2 ThankYou points per dollar spent on purchases at restaurants and entertainment, and 1 ThankYou point on other purchases. The points can be redeemed for a variety of things including merchandise, gift cards, and travel rewards. There's no annual fee.

New cardholders earn 2,500 bonus points after spending $500 within the first 3 months of membership.


As with choosing any credit card, deciding which Citi card is best for you requires research and a complete understanding of the pros and cons associated with each card. We hope this list provides you with a head start on your credit card comparison shopping.

Editorial Note: This content is not provided by Citi. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through the Advertiser's affiliate programs.


Citi Personal

Citi Simplicity Card
Read ReviewApply for Citi Simplicity Card
At Citi's Secure Site
  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 22.99% based on your creditworthiness.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • No late fees - EVER
  • No penalty rate - EVER
  • No annual fee - EVER
  • Save time when you call with fast, personal help, 24 hours a day.
Car Rental InsuranceExtended Warranty$0 Fraud LiabilityIdentity Theft Assistance
Our Review: By not charging for late payments, the Citi Simplicity Card gives cardholders some breathing room when it comes to managing their credit. Plus, with an 18-month 0% introductory APR on purchases and balance transfers, this card is a smart pick for people who carry a balance. In exchange for this flexibility, the Citi Simplicity Card does not have a rewards program... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0%* for 18 months*
0%* for 18 months*
12.99% - 22.99%* (Variable)
$0*

Citi Diamond Preferred Card
Read ReviewApply for Citi Diamond Preferred Card
At Citi's Secure Site
  • Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
  • Citi® Easy DealsSM Get what you want for less. Earn Citi Easy Deals Points for the purchases you make with your card.
  • Redeem your points for great online deals on name-brand merchandise, gift cards and even local deals.
  • Let our 24/7 concierge service help book your hotel rooms, flights and more.
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions.
  • No annual fee*
ConciergeEventsCar Rental InsuranceExtended WarrantyPurchase ProtectionTravel Accident Insurance$0 Fraud LiabilityEmergency Assistance
Our Review: With its 18-month 0% APR on purchases and balance transfers, the Citi Diamond Preferred Card is a great pick for people who carry a balance. While this card does offer a few other benefits, such as a concierge service, its main attraction is its introductory APR. That is a long time in the world of credit cards. This is an opportunity for you to get a break from high interest charges, whether you are trying to make a dent in your debt or if you need to make a bunch of big purchases at once ..... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0%* for 18 months*
0%* for 18 months*
11.99% - 21.99%* (Variable)
$0*

Citi Double Cash Card
Read ReviewApply for Citi Double Cash Card
At Citi's Secure Site
  • 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99%-22.99%, based on your creditworthiness*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater
  • The only card that earns you cash back twice on every purchase with:
  • 1% cash back when you buy
  • Plus 1% cash back as you pay for those purchases, whether you pay in full or over time*
  • No Category Restrictions, No Caps, No Enrollments in Rotating Categories
  • No Annual Fee
Cash Back Rewards
Our Review: With no annual fee and the opportunity to earn cash back twice, the new Citi Double Cash card takes rewards a step further than other cards in this category. You'll get 1% cash back on purchases plus ANOTHER 1% cash back as you make payments for those purchases, whether in full or installments... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0%* for 15 months*
0%* for 15 months*
12.99% - 22.99%* (Variable)
$0*

Citi ThankYou Preferred Card - Earn 20,000 Bonus Points
Read ReviewApply for Citi ThankYou Preferred Card - Earn 20,000 Bonus Points
At Citi's Secure Site
  • Earn 20,000 bonus ThankYou® Points after $1,500 in card purchases within 3 months of account opening - redeemable for $200 in gift cards or other great rewards!
  • 0% intro APR on Balance Transfers and Purchases for 12 months. After that, the variable APR will be 12.99%-22.99% based upon your creditworthiness*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.*
  • 2 ThankYou Points per dollar spent on dining at restaurants and entertainment. 1 ThankYou Point on other purchases.
  • Points do not expire and earn unlimited Thank You Points
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • Travel with ease and enjoy global acceptance with Chip Technology
  • No annual fee*
Introductory Bonus Reward PointsPoint RewardsDining RewardsNo Expiration on RewardsNo Limits on RewardsCar Rental InsuranceExtended WarrantyPurchase ProtectionTravel Accident Insurance $0 Fraud Liability
Our Review: If you’re looking for a simple rewards card with a straightforward points structure the Citi ThankYou Preferred Rewards card might be a good fit for you. There are no complicated rotating “bonus reward” categories, no expiration dates on points earned, and no annual fee- all purchases will earn you 1 point for each dollar you spend with the exception of dining and entertainment purchases which earn double points... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0%* for 12 months*
0%* for 12 months*
12.99% - 22.99%* (Variable)
$0*

Citi ThankYou Premier Card
Read ReviewApply for Citi ThankYou Premier Card
At Citi's Secure Site
  • Earn up to 50,000 bonus ThankYou® Points. Bonus points are redeemable for up to $500 in gift cards, up to $625 for airfare or other great rewards
  • Earn 20,000 points after $2,000 in purchases within the first 3 months of account opening
  • Earn an additional 30,000 points after another $3,000 in purchases within the first 3 months of your second year of being a cardmember
  • Earn 3 ThankYou Points for every $1 spent on purchases for dining at restaurants and entertainment
  • Earn 2 ThankYou Points for every $1 spent on purchases for airfare and hotels
  • Earn 1 ThankYou Point per $1 spent on other purchases
  • Points do not expire and earn unlimited Thank You Points
  • Travel with ease and enjoy chip based technology
Introductory Bonus Reward PointsAirline RewardsHotel RewardsPoint RewardsDining RewardsNo Expiration on RewardsNo Limits on RewardsNo Pre-Set Spending LimitCar Rental Insurance Extended WarrantyTravel Accident Insurance$0 Fraud Liability
Our Review: If you’re looking for an all-purpose rewards credit card that offers a mix of travel perks and a generous promotional bonus, the Citi ThankYou Premier card deserves a close look. This card offers triple reward points for dining and entertainment, double reward points for airfare and hotels, and a long list of travel protections. Read on to see if the card is worth the $125 annual fee (waived for the first year)... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
13.99% - 22.99%* (Variable)
$125; fee waived for the first 12 months*

Citi ThankYou Preferred Card for College Students
Apply for Citi ThankYou Preferred Card for College Students
At Citi's Secure Site
  • Earn 2,500 bonus ThankYou® Points after spending $500 within the first 3 months of cardmembership.
  • 2 ThankYou® Points per dollar spent on purchases for dining at restaurants and entertainment.
  • 1 ThankYou® Point on other purchases.
  • Points do not expire and earn unlimited Thank You Points
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • Travel with ease and enjoy global acceptance with Chip Technology
  • No annual fee*
StudentIntroductory Bonus Reward PointsPoint RewardsDining RewardsNo Expiration on RewardsCar Rental InsuranceExtended WarrantyPurchase Protection
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 7 months
N/A
13.99% - 23.99%* (Variable)
$0

Citi / AAdvantage Platinum Select MasterCard
Read ReviewApply for Citi / AAdvantage Platinum Select MasterCard
At Citi's Secure Site
  • Earn 50,000 American Airlines AAdvantage® bonus miles and 2 Admirals Club® Passes after making $3,000 in purchases within the first 3 months of account opening*
  • Your first eligible checked bag is free*
  • Group 1 boarding and 25% savings on eligible in-flight purchases*
  • Earn a $100 American Airlines Flight Discount every cardmembership year with qualifying purchases and cardmembership renewal*
  • Double AAdvantage® miles on eligible American Airlines purchases*
  • Earn 10% of your redeemed AAdvantage® miles back - up to 10,000 AAdvantage® miles each calendar year*
Introductory Bonus Airline RewardsAirline RewardsBonus Airline RewardsNo Expiration on RewardsNo Limits on RewardsNo Pre-Set Spending LimitCar Rental InsuranceExtended WarrantyPurchase Protection $0 Fraud Liability
Our Review: If you are a frequent traveler and enjoy flying with American Airlines, the Citi AAdvantage Platinum Select MasterCard can save you money on airfare. Beyond collecting flight rewards on all your purchases, this card also offers several additional bonuses that will save you even more money on airfare. While there is an annual fee of $95, it's very likely that you'll easily make up this cost and more in travel rewards you earn... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
13.99% - 21.99%* (Variable)
$95, waived for first 12 months*

Citi Hilton HHonors Visa Signature Card
Read ReviewApply for Citi Hilton HHonors Visa Signature Card
At Citi's Secure Site
  • Earn 40,000 Hilton HHonors Bonus Points after spending $1,000 within 4 months of account opening*
  • Earn 6 HHonors Bonus Points for each $1 spent at a participating hotel within the Hilton portfolio.*
  • Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.*
  • Earn 2 HHonors Bonus Points for each $1 spent on all other purchases.*
  • No annual fee.*
Introductory Bonus Hotel RewardsHotel RewardsDrugstore RewardsGas RewardsGrocery RewardsNo Expiration on RewardsNo Limits on RewardsNo Pre-Set Spending LimitConcierge Car Rental InsurancePurchase ProtectionTravel Accident Insurance$0 Fraud LiabilityEmergency AssistanceIdentity Theft Assistance
Our Review: The Citi Hilton HHonors Visa is an excellent rewards card for travelers who enjoy staying at Hilton hotels. This card earns free nights at Hilton hotels around the world and gives you HHonors Status with the Hilton chain... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
15.24% - 19.24%* (Variable)
None

Citi Hilton HHonors Reserve Card
Read ReviewApply for Citi Hilton HHonors Reserve Card
At Citi's Secure Site
  • Earn 2 weekend night certificates good at select hotels and resorts within the Hilton portfolio after you make $2,500 in purchases within 4 months of account opening*
  • Earn 10 HHonors Bonus Points per $1 spent on hotel stays within the Hilton portfolio*
  • Earn 5 HHonors Bonus Points per $1 spent on airline and car rental purchases*
  • Earn 3 HHonors Bonus Points per $1 spent on all other eligible purchases*
  • Enjoy the benefits of HHonors Gold status as long as you are a cardmember*
  • No foreign transaction fees on purchases*
  • Travel with ease and enjoy global acceptance with your Citi chip credit card
Introductory Bonus Hotel RewardsHotel RewardsBonus Hotel RewardsCar Rental RewardsCar Rental InsurancePurchase ProtectionTravel Accident Insurance$0 Fraud LiabilityEmergency Assistance
Our Review: If you are a frequent traveler and enjoy staying at the Hilton chain of hotels, you should consider the Citi HHilton Reserve Card. When you use this card, you earn points toward free nights at Hilton hotels and resorts. This card also offers a number of other solid travel benefits. While you do need to pay an annual fee of $95 to keep this card active, you will easily make this money back in hotel benefits... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
15.24%* (Variable)
$95*

Citi Business

CitiBusiness / AAdvantage Platinum Select World MasterCard
Read ReviewApply for CitiBusiness / AAdvantage Platinum Select World MasterCard
At Citi's Secure Site
  • Designed for businesses with an established credit history
  • Earn 50,000 American Airlines AAdvantage® bonus miles and 2 Admirals Club® One-Day Passes after making $3,000 in purchases within the first 3 months of account opening*
  • Get the first checked bag free for you and up to 4 traveling companions*
  • Enjoy Group 1 Boarding*
  • Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases, including US Airways codeshare flights booked through American Airlines.*
  • Earn 2 AAdvantage® miles for every $1 spent on purchases at certain office supply, telecommunications and car rental merchants. Earn 1 AAdvantage® mile per $1 spent on other purchases.*
  • Receive 25% savings on in-flight food and beverage purchases when you use your card on American Airlines and US Airways flights*
Introductory Bonus Airline RewardsAirline RewardsBonus Airline RewardsConciergeCar Rental InsuranceExtended WarrantyPurchase ProtectionTravel Accident InsuranceEmergency Assistance
Our Review: If you fly American Airlines often for business travel, the CitiBusiness AAdvantage Platinum Select World MasterCard is worth checking out. This card offers 50,000 bonus miles after $3,000 in purchases in the first 3 months of cardmembership. Is this sign-up bonus, in addition to miles earned for every purchase worth the $95 annual fee (waived for the first 12 months)? Let's take a look... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
15.24% (Variable)
$95, waived for the first 12 months*

Articles on Citi

    Why Citibank is Good

    Citibank, a CreditDonkey advertiser, is one of the largest banks and credit card companies in the world. Citibank’s size lets it offer a wide range of reward programs and other card benefits, so it’s easy to find the card you want.

About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy financial decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: The card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.