Citi credit cards offer a wide range of credit cards for students, frequent flyers, consumers and businesses. Choose from benefits like cash back, airline rewards or reward points.
Which Citi Credit Card is Good?
With a broad and diverse product lineup, Citi has credit cards that are a smart fit for almost any type of cardholder. Whether you’re a college student, small business owner, or just looking for a quality rewards card to put some cash back in your pocket, check out our picks for the best Citi credit cards on CreditDonkey.
I want rewards with no annual fee
Best Citi Rewards Credit Card: Citi ThankYou Preferred Card
New cardholders earn a bonus of 20,000 points if they spend $1,500 with the card within 3 months of opening the account. That’s enough to redeem for up to $200 in gift cards or other rewards. Points have no expiration date and there’s no limit to how many you can earn. There is no annual fee.
I want cash back with no annual fee
Best Citi Cash Back Credit Card: Citi Dividend Platinum Select Card
As a new cardholder, you can take advantage of a particularly generous introductory offer: $100 in cash back if you spend $500 or more with the card in the first 3 months of opening your account. There is a $300 annual limit to the amount of cash back you can earn in a calendar year, but to reach that limit, you’d need to make upwards of $30,000 in purchases (at the 1% reward rate) with your card in a single year. There is no annual fee.
I plan to carry a balance and I hate late fees, penalty fees, and annual fees
Best Citi Balance Transfer Card: Citi Simplicity Card
It’s a great choice for anyone looking to make some big purchases that they’ll need time to pay off, or even to cut down their debt load by transferring their balance to a lower-interest card. You won’t be able to earn any rewards points or cash back on purchases made with this card, but the money you’ll save on interest payments should more than make up for any rewards you could have accumulated elsewhere.
I'm a college student and I want rewards with no annual fee
Best Citi Student Credit Card: Citi Dividend Card for College Students
I'm a small business owner and I want rewards with no annual fee
Best Citi Business Credit Card: CitiBusiness ThankYou Card
The introductory offer is generous: spend $3,000 or more within your first 3 months as a cardholder and you’ll earn 15,000 bonus points. That’s enough to redeem for a $150 gift card. There’s no annual fee, no expiration on points, and no limit to the number of points you can earn.
As with choosing any credit card, deciding which Citi card is best for you requires research and a complete understanding of the pros and cons associated with each card. We hope this list provides you with a head start on your credit card comparison shopping.
Editorial Note: This content is not provided by Citi. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through the Advertiser's affiliate programs.
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