Citi credit cards offer a wide range of credit cards for students, frequent flyers, consumers and businesses. Choose from benefits like cash back, airline rewards or reward points.
How to Choose the Best Citi Credit Card for You
Which card from Citi would be the best pick for you? Whether you want a sign-up bonus, generous rewards, or a low interest rate, Citi has you covered:
I want a hot deal without an annual fee.
If you spend over $167 per month on your credit card, consider the Citi Dividend Platinum Select Card. After you spend $500 in purchases within the first 3 months of account opening, you’ll receive $100 cash back. There is no annual fee.
I want a hot deal, an annual fee is acceptable
If you spend over $1,000 per month on your credit card, consider the Citi ThankYou Premier Card. After you spend $2,000 in purchases within the first 3 months of opening your account, you’ll receive 20,000 bonus points. Plus, you can earn an additional 30,000 points after another $3,000 in purchases within the first 3 months of your second year of being a cardmember. Together, that's worth up to 50,000 bonus points (redeemable for up to $500 in gift cards or up to $625 in airfare). There is a $125 annual fee (annual fee waived for the first 12 months).
I plan to carry a balance and I hate late fees.
The Citi Simplicity has no late fees, no annual fees or penalty rates. Plus it offers a 0% intro APR on balance transfers and purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
I'm a college student and want rewards
The Citi Forward for College Students card helps you build healthy credit habits and earns you reward points for every purchase. There is no annual fee.
If you already applied for a Citi credit card and you want to check your application status, please call Citi at (888) 201-4523. You'll usually need your reference number, but if you don't have one, Citi should still be able to assist you, provided you are able to verify your identity.
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