Save money and be informed. CreditDonkey is a credit card comparison and financial education website. Our free online service is made possible through financial relationships with card issuers and some of the products and services mentioned on this site. Advertiser Disclosure†

Gas Cards

Gas Card Deals: May 2015

We've compiled a list of the 4 Gas Card Deals currently available on CreditDonkey.

Gas Credit Cards

Save money at the pump with gas rewards credit cards from our partners
Fuel your car and your rewards. With a gas credit card, you can earn cash back or rewards points when you go to the pump.


Share this on Facebook Tweet this

Gas Credit Card Offers

We agree, there are way too many gas credit cards to choose from.

But how do you find the right one for you?

Now, as you compare credit cards to find out which one is right for you, consider the following factors:

  • Rewards credit card vs. gas-station card: Most people hop around to gas stations, depending on where their drive takes them, so a gas-station branded credit card that limits your rewards to just one gas brand may not be as beneficial.

  • Interest rates: If you plan to carry a balance, look for a credit card with a low APR instead.

  • Annual fee: Some cards charge an annual fee every year just to have them. In exchange, you usually get better rewards or benefits. If you use the card frequently throughout the year, it might be worthwhile to pay an annual fee.

Earn Cash Back on Gas

The featured gas credit card offer on CreditDonkey is the Blue Cash Preferred Card from American Express, a CreditDonkey advertiser. Unlike cards associated with specific gas stations like Shell, BP, Sunoco, or Mobil, the Blue Cash Preferred lets you earn 3% cash back on purchases at US gas stations and select US department stores. You earn 6% cash back at US supermarkets on up to $6,000 per year in purchases (then 1%). You earn 1% cash back on other purchases.

Blue Cash Preferred
Apply for Blue Cash Preferred Card from American Express
With its consistent reward categories year-round, the Blue Cash Preferred Card is the CreditDonkey® featured credit card for gas.

Not convinced? For those of you feeling swayed by gas stations offering you 5 cents back on every gallon, we have a tiny bit of math for you. That type of deal was nice years ago, when gas was less than $2 a gallon. But when fueling your car costs an average of $3.00 a gallon, you’ve got to expect more from your purchases at the pump. With many gas-company cards, you’d get just 50 cents for 10 gallons of gas. That’s just about 1.67% back. But with the Blue Cash Preferred, for that same 10 gallons, you’d get 3% back, or 90 cents. That adds up if you’re a commuting warrior or a frequent road tripper. And you do not have to stress about how to find a particular brand gas station.

Gas rewards add up quickly. Think about this: The average U.S. household spends about $3,000 on gas each year, according to the U.S. Energy Information Administration. With the median household income just north of $50,000, that represents about 6% of an average family’s annual budget. If you spent $3,000 a year at the gas pump, the 3% cash back at US gas stations would put $90 back in your pocket during the course of the year.

Why It’s the Featured Gas Credit Card on CreditDonkey

  • Rewards: The Blue Cash Preferred Card offers a combination of the same reward categories year-round and convenient reward redemption (in the form of Reward Dollars that can be redeemed as a statement credit). Earn 6% cash back at US supermarkets on up to $6,000 per year in purchases, 3% at US gas stations & select US department stores, and 1% on other purchases. (Terms and limitations apply).

  • Promotion: Get $150 back after you make $1,000 in purchases with your new Card in the first 3 months. (You will receive $150 back in the form of a statement credit).

  • 0% Intro APR: 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.99% to 21.99%, based on your creditworthiness and other factors.

Why You Might Want to Look Elsewhere

  • $75 Annual Fee: If you don't plan to make regular purchases at gas stations or supermarkets, then this card may not be worth the $75 annual fee. Consider the Blue Cash Everyday which has no annual fee, but only earns 2% cash back at US gas station.

  • Barclaycard Rewards Requires Excellent Credit: You usually need excellent credit to qualify for the Blue Cash Preferred. If you do not have excellent credit, consider the Barclaycard Rewards which only requires fair credit. The Barclaycard Rewards is a no annual fee rewards credit card that offers 2 points per $1 on gas, grocery, and utility purchases. The Barclaycard Rewards reports to all 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score.

U.S. Bank Business Edge™ Cash Rewards Card For Business Owners: If most of your gas purchases are tied to a business you own, consider the U.S. Bank FlexPerks® Business Cash Rewards Visa Card. This card provides 3% cash back on all cellular, gas and office supply store net purchases; 1% on all other net purchases.

Bottom Line

Blue Cash Preferred
Apply for Blue Cash Preferred Card from American Express
If you spend a good deal of money on gas and groceries, the Blue Cash Preferred is a great choice in our opinion. You'll earn 6% cash back at US supermarkets (up to $6k/year in purchases), 3% cash back at US gas stations and select US department stores, and 1% on other purchases. There is a $75 annual fee.

Terms and limitations apply. View the secure online application at American Express' website for details.

For more money-saving tips, make sure to read:

Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. This site may be compensated through the Advertiser's affiliate programs.

Save Money on Gas

A few simple changes to your driving and gas-purchasing habits can improve your mileage per gallon and reduce the amount you have to spend on gas each week.

Blue Cash Preferred Card from American Express
Read ReviewApply for Blue Cash Preferred Card from American Express
At American Express' Secure Site
  • Get $150 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive $150 back in the form of a statement credit.
  • Hassle-free cash back: no enrollment required, the same great reward categories year-round.
  • Earn Cash Back: 6% US supermarkets up to $6,000 per year in purchases, 3% US gas stations & select US dept stores, 1% other purchases. Terms and limitations apply.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.99% to 21.99%, based on your creditworthiness and other factors.
  • Terms and limitations apply.
Introductory Bonus Cash BackCash Back RewardsGas RewardsGrocery RewardsCar Rental InsuranceExtended WarrantyPurchase ProtectionReturn ProtectionTravel Accident Insurance
Gas Rewards Benefit: 3% cash back at US gas stations
Our Review: If you are looking to get cash back rewards on common household categories like gas and groceries, consider the American Express Blue Cash Preferred Card. American Express created the Preferred card (with a $75 annual fee) as an upgrade to the Blue Cash Everyday Card... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% on Purchases for 15 months
0% on Balance Transfers for 15 months
12.99% - 21.99% Variable
$75

Blue Cash Everyday Card from American Express
Read ReviewApply for Blue Cash Everyday Card from American Express
At American Express' Secure Site
  • Get $100 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive $100 back in the form of a statement credit.
  • Hassle-free cash back: no enrollment required, the same great reward categories year-round.
  • Earn Cash Back: 3% U.S. supermarkets up to $6,000 per year in purchases, 2% U.S. gas stations & select U.S. dept stores, 1% other purchases. Terms and limitations apply.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • No annual fee. Plus, 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.99% to 21.99%, based on your creditworthiness and other factors.
  • Terms and restrictions apply.
Introductory Bonus Cash BackCash Back RewardsGas RewardsGrocery RewardsEventsCar Rental InsuranceExtended WarrantyPurchase ProtectionReturn Protection Travel Accident Insurance
Gas Rewards Benefit: 2% at US gas stations. Terms and limitations apply
Our Review: If you’re looking for a cash back credit card that rewards you for common purchases and doesn’t charge an annual fee, you should check out the Blue Cash Everyday Card from American Express. This card also offers $100 back after you spend $1,000 on purchases on your new card in your first 3 months... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% on Purchases for 15 months
0% on Balance Transfers for 15 months
12.99% - 21.99% Variable
$0

Discover it Chrome
Read ReviewApply for Discover it Chrome
At Discover's Secure Site
  • 0% intro APR on purchases & balance transfers for 14 months-then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.
  • 2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter-no sign-ups needed.* 1% cash back on all your other purchases.
  • New Freeze ItSM on/off switch lets you prevent new purchases, cash advances and balance transfers. Freeze or unfreeze your account in seconds via our website or mobile app.*
  • Free FICO® Credit Score on monthly statements, online and in our mobile app.*
  • No annual fee, no late fee for your first late payment, APR won't go up for paying late, no overlimit fee and no foreign transaction fee.*
  • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized purchases on your Discover card.
  • 100% U.S.- based customer service- day or night.
  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
Cash Back RewardsDining RewardsGas RewardsNo Expiration on RewardsCar Rental Insurance$0 Fraud Liability
Gas Rewards Benefit: 2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter—no signups needed*.
Our Review: The Discover It Chrome provides 2% cash back on up to $1,000 in combined purchases at gas stations and restaurants every quarter. Read this review before you apply for your next rewards credit card... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 14 months
0% for 14 months
10.99% - 22.99% Variable*
$0

Discover it Chrome for Students
Apply for Discover it Chrome for Students
At Discover's Secure Site
  • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR.*
  • 2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter-no sign-ups needed.* 1% cash back on all your other purchases.
  • Free FICO® Credit Score on monthly statements, online and in our mobile app.*
  • Call for 100% U.S.-based customer service day or night. Or get text alerts when your payment is due. And free mobile app helps you stay on top of your account.
  • New Freeze ItSM on/off switch lets you prevent new purchases, cash advances and balance transfers. Freeze or unfreeze your account in seconds via our website or mobile app.*
  • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized purchases on your Discover card.
  • 0% intro APR* on purchases for 6 months, then the standard variable purchase APR of 12.99% - 21.99%.
  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
StudentCash Back RewardsDining RewardsGas Rewards
Gas Rewards Benefit: 2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter - no sign-ups needed*.
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 6 months
10.99% for 6 months
12.99% - 21.99% Variable*
$0

The Amex EveryDay Preferred Credit Card from American Express
Read ReviewApply for The Amex EveryDay Preferred Credit Card from American Express
At American Express' Secure Site
  • Earn 15,000 Membership Reward® points after you use your new Card to make $1,000 in purchases within the first 3 months.
  • Earn 50% more points: Use your Card 30 or more times on purchases in a billing period and earn 50% more points on those purchases less returns and credits. Terms and limitations apply.
  • 3x points at US supermarkets on up to $6,000 per year in purchases (then 1x); 2x points at US gas stations; 1x points on other purchases. Terms and limitations apply.
  • You can use Membership Rewards® points to pay for all or part of your flight, prepaid hotel, vacation or cruise through amextravel.com
  • 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.99% to 21.99%, based on your creditworthiness and other factors.
  • Terms and limitations apply.
Introductory Bonus Reward PointsPoint RewardsBonus Reward PointsGas RewardsGrocery Rewards
Gas Rewards Benefit: 2x points at US gas stations. Terms and limitations apply
Our Review: The EveryDay Preferred credit card is worth considering if you have excellent credit and plan to use this card frequently to take full advantage of its rewards. This is the type of the card that is meant to come out of your wallet several times throughout the month — or else you’ll find the $95 annual fee won’t be worth it... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% on Purchases for 15 months
0% on Balance Transfers for 15 months
12.99% - 21.99% Variable
$95

Barclaycard Rewards MasterCard
Read ReviewApply for Barclaycard Rewards MasterCard
At Barclaycard's Secure Site
  • No annual fee
  • Earn 2 points per $1 on gas, grocery, and utility purchases and 1 point per $1 everywhere else
  • Use the points you earn like cash to pay for almost any purchases you've made.
  • No redemption fees, no limit on the points you can earn and no complicated set up.
  • Reports to all 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score
  • Complimentary FICO® Credit Scores as a benefit to active cardmembers. Opt-in to have instant and convenient access to FICO® Scores from your Barclaycard online account.
Cash Back RewardsPoint RewardsGas RewardsGrocery RewardsNo Expiration on RewardsNo Limits on Rewards
Gas Rewards Benefit: Earn 2 points per $1 spent on gas
Our Review: For people with fair credit looking to earn reward points with no annual fee, the Barclaycard Rewards MasterCard is a solid pick. It offers 2 points per dollar spent on three common expense categories — gas, groceries, and utilities... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
24.99%* Variable
$0

American Express Premier Rewards Gold Card
Read ReviewApply for American Express Premier Rewards Gold Card
At American Express' Secure Site
  • Earn 25,000 Membership Rewards® points after you use your new Card to make $2,000 in purchases in your first 3 months.
  • Earn Points Faster: 3X points for flights booked directly with airlines and 2X points at US gas stations & US supermarkets, 1X points on other purchases. Terms and limitations apply.
  • With the Membership Rewards® program, you can use points for rewards from over 500 leading brands in travel, gift cards, merchandise, or entertainment.
  • You can also transfer points to our selection of frequent traveler programs.
  • With The Hotel Collection, you can get up to a $75 hotel credit on qualifying charges any time you use your Card to book a stay of at least two consecutive nights.
  • $0 intro annual fee for the first year of Card Membership, then $175.
  • Terms and Restrictions Apply.
Introductory Bonus Reward PointsAirline RewardsPoint RewardsTravel RewardsGas RewardsGrocery RewardsNo Pre-Set Spending LimitEventsCar Rental Insurance Extended WarrantyPurchase ProtectionBaggage InsuranceTravel Accident Insurance$0 Fraud LiabilityRoadside Assistance
Gas Rewards Benefit: Earn 2X points at US gas stations
Our Review: The American Express Premier Rewards Gold card offers 3x points for flights booked directly with airlines and 2x points at US gas stations and US supermarkets. In exchange, the Premier Rewards Gold card charges an annual fee of $175. Is the annual fee worth it? Read on to see if you can justify the annual fee... Read full review
Card TypeAnnual Fee
Personal Charge Card
Introductory annual fee of $0 for the first year, then $175

Gas Rewards Benefits

Why Choose a Credit Card with Gas Rewards

  • You can earn signup and bonus deals. See the full list of the current gas credit card deals.

  • Get rewarded for purchases you’ll be making anyway: Buying gas is the ultimate necessity if you have a car, so why not earn rewards for it? While other types of rewards – like those earned when shopping online or at department stores – can encourage overspending, you can’t buy more gas than you need.

  • Stem the cost of high prices: Buying gas is unlike buying almost anything else. It’s usually unnecessary to “shop around” since prices rarely vary within small geographic areas and it doesn’t ever go on sale like most other items.

What to Watch Out for When Choosing and Using Your Gas Credit Card

  • Avoid gas cards issued by gas stations: Some gas stations offer credit cards that earn discounts only at their stations. These rewards may be comparable to other credit cards but they are also inconvenient. Instead, choose a card that offers rewards on gas purchases regardless of the brand or station.

  • Check the fine print: Some gas station branded cards exclude purchases of diesel gas from their rewards programs. They may also limit the amount of gas (by quantity or by cost) that is eligible for rewards for one transaction.

  • If you happen to be a warehouse club member, you probably shouldn’t bother with a gas credit card, as most gas credit cards are only eligible for rewards at stand-alone gas stations. It’s likely that the savings you’ll get by purchasing warehouse gas stations is greater than the rewards you’d earn if you paid full price at a stand-alone gas station.


Articles on Gas Rewards

    Infographics: Public Transportation

    Public Transportation Statistics

    By Kelly Teh - Tips
    As I was riding the D.C. Metro a couple of weeks ago, I was reminded of the metro tickets I keep as mementos of places I’ve traveled: San Francisco’s BART, Atlanta’s MARTA, and New York City’s subway system. That got me thinking about stories of ...
    Pumping Gas

    Topping Off Gas Tank - Is It Worth It?

    By Meghan C - Tips
    Gasoline prices are making consumers across the United States sweat. Prices keep going up and peoples’ budgets can’t keep up. So, consumers are taking the matter into their own hands by finding ways they can cut down on gas costs. One way they ...
    Infographic: Over-inflating your tires save gas?

    Gas Myths

    By Charles Tran - Tips
    Most people know that they can save gasoline by shifting into neutral when going downhill, and that the act of turning off the A/C and opening the windows conserves fuel. Unfortunately, what most people “know” isn’t always true, according to a ...

    Money Saving Tips for a Road Trip

    By Tammy K - Tips
    We've found the secret to saving money on road trips: A big dose of planning. Okay, that might not be much of a secret, but everything from those junk food indulgences to the stomach-churning cash spent at the pump can be managed -- and often ...

    Best Time to Buy Motorcycle

    May 21, 2015 - By Allison Martin - Tips
    In the market for a motorcycle? It is possible to score a deal on a high quality bike without breaking the bank, starting with when you shop.

    23 Research-Driven Ways to Save Money on Gas

    May 19, 2015 - By Rebecca Lake - Tips
    Employ these tricks and tips for getting more mileage out of every dollar when you're behind the wheel.

    Car Accident Statistics

    May 14, 2015 - By Rebecca Lake - Tips
    Read about the sobering # of Americans who die in car accidents every year and the surprising trend in car accident statistics.

    Gas Station Statistics

    May 9, 2015 - By Rebecca Lake - Tips
    How many gas stations are there in the U.S.? Who owns them? How often are they robbed? Read on for 23 remarkable facts and figures on gas stations.

You might also be interested in

What to Buy on Your Credit Card

Swiping your credit card is easy. Rare is a store that insists on cash only. But just because it’s easy doesn’t mean you should always do it. There are times, CreditDonkey.com advises, when you should keep your card in its home slot in your ...

About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy financial decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: The card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.