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Visa Cards

Visa Card Deals: April 2014

We've compiled a list of the 11 Visa Card Deals currently available on CreditDonkey.

Visa Cards

Whether you're looking for your first student credit card or a premium rewards card for your established business, you'll be able to find a Visa card that fits your lifestyle. Cards in the Visa payment network are accepted at nearly all places that accept credit cards in the United States. Because Visa cards are issued by a wide range of banks, they can be found with practically any combination of features. Explore the list below to find the Visa credit card or prepaid debit card that works for you.


Best Visa Credit Card 2014

Want a Visa credit card but not sure which one to pick? Visa has quite a few credit card offerings, and deciding which one is the best fit for your spending patterns can be tough without some guidance.

We’ve done the research for you: Whether you’re a student or small business owner, in search of cash back or a low interest rate, here are the best Visa credit cards by category.

Best Visa Cash Back Card with No Annual Fee: Chase Freedom

Chase Freedom
Apply for Chase Freedom
  • Earn a $100 Bonus after you make $500 in purchases in your first 3 months from account opening
  • Earn a $25 Bonus after you add your first authorized user and make a purchase within this same 3-month period
  • 0% Intro APR for 15 months on purchases and balance transfers. After the intro period, a variable APR of 13.99%-22.99%.
  • 5% Cash Back on up to $1,500 in combined purchases between April 1 and June 30, 2014 at restaurants and Lowe's® home improvement stores
  • You'll enjoy new 5% categories every 3 months like gas stations, restaurants and Amazon.com. It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases
  • No annual fee and rewards never expire
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 15 months
0% for 15 months
13.99% - 22.99% (Variable)
$0

Earn up to 5% cash back for eligible purchases in categories that rotate on a quarterly basis. Earn 1% cash back on all other purchases.

You can also take advantage of two attractive introductory offers - a $100 bonus if you spend $500 within the first three months of opening the account, and 0% intro APR on purchases and balance transfers for 15 months.

Best Visa Rewards Card: Citi ThankYou Premier Card

Citi ThankYou Premier Card
Apply for Citi ThankYou Premier Card
  • Earn up to 50,000 bonus ThankYou® Points. Bonus points are redeemable for up to $500 in gift cards, up to $625 for airfare or other great rewards
  • Earn 20,000 points after $2,000 in purchases within the first 3 months of account opening
  • Earn an additional 30,000 points after another $3,000 in purchases within the first 3 months of your second year of being a cardmember
  • Earn 3 ThankYou Points for every $1 spent on purchases for dining at restaurants and entertainment
  • Earn 2 ThankYou Points for every $1 spent on purchases for airfare and hotels
  • Earn 1 ThankYou Point per $1 spent on other purchases
  • Points do not expire and earn unlimited Thank You Points
  • Travel with ease and enjoy chip based technology
Introductory Bonus Reward PointsAirline RewardsHotel RewardsPoint RewardsDining RewardsNo Expiration on RewardsNo Limits on Rewards$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
13.99% - 22.99%* (Variable)
$125; fee waived for the first 12 months*

Choose this card if you plan on spending over $1,000 per month.

Best Visa Card with 0% APR Offer: US Bank Visa Platinum

U.S. Bank Visa Platinum Card
Apply for U.S. Bank Visa Platinum Card
  • 0% Intro APR* on purchases and balance transfers for 15 billing cycles. After that, a variable APR currently 9.99%-23.99%
  • No annual fee*
  • Online bill pay for a fast and convenient way to pay bills online with your U.S. Bank Visa® Platinum
  • $0 fraud liability* for unauthorized transactions if your card is ever lost or stolen
  • Fraud Protection detects and notifies you of any unusual card activity to help prevent fraud
  • Online account management and account alerts
Car Rental Insurance$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 15 months
0% for 15 months
9.99% - 23.99%* (Variable)
$0*

Enjoy 0% APR for your first 15 months with this card on both purchases and balance transfers. That’s a full three months more than the standard introductory offer of 12 months most other cards give users. After this initial period, the variable APR can be as low as 9.99% or as high as 23.99%, depending on your creditworthiness. There’s also no annual fee. The card doesn’t come with any rewards structures, but the combination of the superior introductory offer, lower than average minimum APR, and no annual fee gives it the edge over competitors for folks who plan to carry a balance.

Choose this card if you’re looking for a long 0% APR introductory period. If you’re willing to settle for 12 months at 0% instead of 15, the Citi Dividend Platinum Select might be a better option. It comes with a rewards structure, but the interest rates after the introductory period ends maybe slightly higher than what you’ll end up with if you use US Bank Visa Platinum.

Best Visa Card for College Students: Citi Dividend Card for College Students

Citi Dividend Card for College Students
Apply for Citi Dividend Card for College Students
  • Build credit while earning cash back fast
  • Earn 5% cash back every quarter in must-have categories like department stores, travel and more, enrollment each quarter is quick and easy.
  • Earn 1% cash back on all other purchases
  • The total cash back earned with the card is $300 per calendar year. See Citi Dividend Card Reward Program Information.
  • Choose your payment due date
  • Manage your account online, on your tablet or on your Smartphone
  • No Annual Fee
  • Click Apply Now for pricing details
StudentCash Back RewardsBonus Cash BackCar Rental InsuranceExtended WarrantyPurchase ProtectionTravel Accident Insurance$0 Fraud LiabilityEmergency Assistance Identity Theft Assistance
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0%* for 7 months*
N/A
13.99% - 23.99%* (Variable)
$0*

This card features a generous cash back program and is perfect for college students who may be new to the world of credit cards. Earn 1% cash back on most purchases, and you can earn up to 5% in some rotating spending categories. These bonus cash back categories change each quarter. There’s no annual fee, either, so you save money out of pocket in addition to enjoying the cash back reward structure. The only downside is the $300 cap on cash back earnings per year.

Best Visa Small Business Card: US Bank FlexPerks Business Cash Rewards Visa

U.S. Bank FlexPerks Business Cash Rewards Visa Card
Apply for U.S. Bank FlexPerks Business Cash Rewards Visa Card
  • 0% Intro APR* for 15 billing cycles on purchases and balance transfers
  • Earn 3% cash rewards on cellular, gas and purchases made at office supply stores and 1% on all other purchases
  • 25% annual bonus of your prior year's cash rewards up to $250
  • No cap on the cash rewards you can earn and they never expire
  • $0* annual fee if you make one purchase per year, otherwise $25*
Cash Back RewardsBonus Cash BackGas RewardsOffice RewardsNo Expiration on RewardsNo Limits on Rewards
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 15 months
0% for 15 months
11.99% - 17.99%* (Variable)
$0 annual fee if you make one purchase per year, otherwise $25

Purchases of cellular equipment and gas as well as those made at an office supply store earn you 3% cash back with this card. You’ll also earn 1% cash back on any other purchases you make. There’s no cap and no expiration date on your cash back earnings, and you can even earn an annual bonus equal to 25% of the cash rewards you collected the previous year (up to $250). Make just one purchase on the card per year and the annual fee of $25 is waived.

Choose this card if you don’t plan on doing much business (or pleasure) traveling. If you are an active traveler, the US Bank FlexPerks Business Travel Rewards allows you to redeem points for airline tickets. There’s also a great introductory offer: Spend $3,500 during your first 4 months with the card and you’ll earn 20,000 bonus FlexPoints – just enough points toward award travel.

As with any credit card decision, research is essential to determine which Visa credit card offering is best for you. Determine which features are most important and fully evaluate each of your options before making your pick.

Disclaimer: This content is not provided or commissioned by the company whose products are featured on this site. Any opinions, analyses, reviews or evaluations provided here are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by the Advertiser. This site may be compensated through the Advertiser's affiliate programs.

Best Visa Rewards Card 2014

Looking for a rewards card? The Visa lineup of credit cards offers a wide variety of reward categories, ranging from travel to points programs to simple cash back. Whichever type of rewards you’re looking for, we’ve assembled a list of the top ...


Visa Personal

Chase Freedom
Read ReviewApply for Chase Freedom
  • Earn a $100 Bonus after you make $500 in purchases in your first 3 months from account opening
  • Earn a $25 Bonus after you add your first authorized user and make a purchase within this same 3-month period
  • 0% Intro APR for 15 months on purchases and balance transfers. After the intro period, a variable APR of 13.99%-22.99%.
  • 5% Cash Back on up to $1,500 in combined purchases between April 1 and June 30, 2014 at restaurants and Lowe's® home improvement stores
  • You'll enjoy new 5% categories every 3 months like gas stations, restaurants and Amazon.com. It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases
  • No annual fee and rewards never expire
Our Review: With its sign-up bonus, rotating 5% cash back categories, and 0% introductory APR for 15 months on purchases and balance transfers, the Chase Freedom card is one of the most popular no-annual-fee rewards cards on the market. Because this card lets cardholders earn cash back in so many different ways, it fits a wide range of lifestyles... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 15 months
0% for 15 months
13.99% - 22.99% (Variable)
$0

Chase Sapphire Preferred Card
Read ReviewApply for Chase Sapphire Preferred Card
  • Earn 40,000 bonus points when you spend $3,000 on purchases in the first 3 months from account opening. That's $500 in travel when you redeem through Chase Ultimate RewardsSM.
  • Earn 5,000 additional bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening.
  • 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases
  • No foreign transaction fees, plus Chip and Signature enabled for international travel.
  • 1:1 point transfer to participating frequent travel programs at full value - that means 1,000 Ultimate Rewards points equal 1,000 partner miles/points.
  • 24/7 direct access to dedicated customer service specialists
  • Introductory Annual Fee of $0 the first year, then $95
Our Review: The Chase Sapphire Preferred card offers a very generous point bonus and extra travel rewards to those with excellent credit. Keep in mind, the card does have an annual fee. It is the premium version of the Chase Sapphire Card... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
15.99% (Variable)
Introductory Annual Fee of $0 the first year, then $95

Citi Dividend Platinum Select Visa Card
Read ReviewApply for Citi Dividend Platinum Select Visa Card
  • Earn $100 cash back after $500 in purchases within the first 3 months of account opening
  • Earn 5% cash back every quarter in must-have categories. Right now, on purchases at The Home Depot®, home furnishing and home and garden stores from 4/1/14 through 6/30/14.
  • Enrollment each quarter is quick and easy
  • Earn 1% cash back on all other purchases.
  • The total cash back earned with the card is $300 per calendar year, excluding the $100 cash back with this offer. See Citi Dividend Card Reward Program Information.
  • 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*
  • No Annual Fee*
  • Click Apply Now to see pricing details
Introductory Bonus Cash BackCash Back RewardsBonus Cash BackCar Rental InsuranceExtended WarrantyPurchase ProtectionBaggage InsuranceTravel Accident Insurance$0 Fraud Liability Identity Theft Assistance
Our Review: If you’re looking for a cash back card with a 0% introductory APR and no annual fee, you should consider the Citi Dividend Platinum Select Visa Card. This card also offers rotating cash back bonus categories and a sign-up bonus. But big spenders beware: the annual $300 cash back limit might put a damper on your earnings... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0%* for 12 months*
0%* for 12 months*
12.99% - 22.99%* (Variable)
$0*

Chase Slate
Read ReviewApply for Chase Slate
  • Pay less interest. Save on balances and new purchases
  • $0 balance transfer fee - introductory offer!
  • 0% Introductory APR for 15 months on purchases and balance transfers
  • $0 Annual Fee
Our Review: If you have credit card debt and excellent/good credit, the Chase Slate credit card can help provide you with a valuable break from high interest rates. This card offers a generous $0 balance transfer fee introductory offer and a long 15 months 0% APR intro period on balance transfers and purchases. The Chase Slate card does not offer a rewards program, however, so if you want to collect cash back or travel rewards, you may be better off with another card... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 15 months
0% for 15 months
12.99%, 17.99%, 22.99% (V)
$0

Citi ThankYou Preferred Card - Earn 20,000 Bonus Points
Read ReviewApply for Citi ThankYou Preferred Card - Earn 20,000 Bonus Points
  • Earn 20,000 bonus ThankYou® Points after $1,500 in card purchases within 3 months of account opening - redeemable for $200 in gift cards or other great rewards!
  • 0% intro APR on Balance Transfers and Purchases for 12 months. After that, the variable APR will be 12.99%-22.99% based upon your creditworthiness*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.*
  • 2 ThankYou Points per dollar spent on dining at restaurants and entertainment. 1 ThankYou Point on other purchases.
  • Points do not expire and earn unlimited Thank You Points
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • Travel with ease and enjoy global acceptance with Chip Technology
  • No annual fee*
Introductory Bonus Reward PointsPoint RewardsDining RewardsNo Expiration on RewardsNo Limits on Rewards$0 Fraud Liability
Our Review: If you want a rewards card with bonus points, but don't want to worry about rotating bonus categories, the Citi ThankYou Preferred Card might be a good fit for you. With a generous bonus point offer, this card helps you earn rewards without an annual fee... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0%* for 12 months*
0%* for 12 months*
12.99% - 22.99%* (Variable)
$0*

U.S. Bank Visa Platinum Card
Read ReviewApply for U.S. Bank Visa Platinum Card
  • 0% Intro APR* on purchases and balance transfers for 15 billing cycles. After that, a variable APR currently 9.99%-23.99%
  • No annual fee*
  • Online bill pay for a fast and convenient way to pay bills online with your U.S. Bank Visa® Platinum
  • $0 fraud liability* for unauthorized transactions if your card is ever lost or stolen
  • Fraud Protection detects and notifies you of any unusual card activity to help prevent fraud
  • Online account management and account alerts
Car Rental Insurance$0 Fraud Liability
Our Review: With free access to your monthly credit score and no annual fee, the US Bank Platinum Visa Card is a good choice for those who plan to carry a balance. The lack of rewards makes it less than ideal for those who don't carry a balance. However, if you’re paying down some debt, the 0% intro APR and low regular APR make this card the way to go... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 15 months
0% for 15 months
9.99% - 23.99%* (Variable)
$0*

Chase Sapphire Card
Apply for Chase Sapphire Card
  • 10,000 bonus points when you spend $500 on purchases in the first 3 months from account opening - that's $100 in travel rewards when you redeem through Chase Ultimate Rewards(SM)!
  • 2,500 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • 2X points on dining at restaurants and 1 point per dollar spent on all other purchases
  • Points never expire and there are no limits on how many points you can earn
  • Redeem points for travel, gift cards, merchandise, cash back and more
  • Earn an additional point per dollar spent when you book airfare and hotel accommodations online through Chase Ultimate Rewards(SM)
  • 24/7 direct access to dedicated customer service specialists
  • No Annual Fee!
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
15.99% (Variable)
$0

Citi ThankYou Premier Card
Apply for Citi ThankYou Premier Card
  • Earn up to 50,000 bonus ThankYou® Points. Bonus points are redeemable for up to $500 in gift cards, up to $625 for airfare or other great rewards
  • Earn 20,000 points after $2,000 in purchases within the first 3 months of account opening
  • Earn an additional 30,000 points after another $3,000 in purchases within the first 3 months of your second year of being a cardmember
  • Earn 3 ThankYou Points for every $1 spent on purchases for dining at restaurants and entertainment
  • Earn 2 ThankYou Points for every $1 spent on purchases for airfare and hotels
  • Earn 1 ThankYou Point per $1 spent on other purchases
  • Points do not expire and earn unlimited Thank You Points
  • Travel with ease and enjoy chip based technology
Introductory Bonus Reward PointsAirline RewardsHotel RewardsPoint RewardsDining RewardsNo Expiration on RewardsNo Limits on Rewards$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
13.99% - 22.99%* (Variable)
$125; fee waived for the first 12 months*

Citi Dividend Card for College Students
Read ReviewApply for Citi Dividend Card for College Students
  • Build credit while earning cash back fast
  • Earn 5% cash back every quarter in must-have categories like department stores, travel and more, enrollment each quarter is quick and easy.
  • Earn 1% cash back on all other purchases
  • The total cash back earned with the card is $300 per calendar year. See Citi Dividend Card Reward Program Information.
  • Choose your payment due date
  • Manage your account online, on your tablet or on your Smartphone
  • No Annual Fee
  • Click Apply Now for pricing details
StudentCash Back RewardsBonus Cash BackCar Rental InsuranceExtended WarrantyPurchase ProtectionTravel Accident Insurance$0 Fraud LiabilityEmergency Assistance Identity Theft Assistance
Our Review: Free of annual fees, the Citi® Dividend® Card for College Students offers a full 1% cash back on all eligible purchases. Cardholders also receive an introductory purchase APR and a variety of extra protections. Because this card does not require a co-signer from students who have an income, it can be a good pick for a first credit card... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0%* for 7 months*
N/A
13.99% - 23.99%* (Variable)
$0*

Citi Hilton HHonors Visa Signature Card
Read ReviewApply for Citi Hilton HHonors Visa Signature Card
  • Earn 40,000 Hilton HHonors Bonus Points after spending $1,000 within 4 months of account opening*
  • Earn 6 HHonors Bonus Points for each $1 spent at a participating hotel within the Hilton HHonors portfolio.*
  • Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.*
  • Earn 2 HHonors Bonus Points for each $1 spent on all other purchases.*
  • No annual fee.*
Introductory Bonus Hotel RewardsHotel RewardsDrugstore RewardsGas RewardsGrocery RewardsNo Expiration on RewardsNo Limits on RewardsNo Pre-Set Spending LimitConcierge Car Rental InsurancePurchase ProtectionTravel Accident Insurance$0 Fraud LiabilityEmergency AssistanceIdentity Theft Assistance
Our Review: The Citi Hilton HHonors Visa is an excellent rewards card for travelers who enjoy staying at Hilton hotels. This card earns free nights at Hilton hotels around the world and gives you HHonors Status with the Hilton chain... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
14.24% - 16.24%* (Variable)
None

Visa Business

U.S. Bank FlexPerks Business Cash Rewards Visa Card
Read ReviewApply for U.S. Bank FlexPerks Business Cash Rewards Visa Card
  • 0% Intro APR* for 15 billing cycles on purchases and balance transfers
  • Earn 3% cash rewards on cellular, gas and purchases made at office supply stores and 1% on all other purchases
  • 25% annual bonus of your prior year's cash rewards up to $250
  • No cap on the cash rewards you can earn and they never expire
  • $0* annual fee if you make one purchase per year, otherwise $25*
Cash Back RewardsBonus Cash BackGas RewardsOffice RewardsNo Expiration on RewardsNo Limits on Rewards
Our Review: Earn rewards on purchases in common business categories such as cellular, gas, and at office supply stores with the US Bank FlexPerks Business Cash Rewards Card. Provided you make at least one purchase per year on the card, there is no annual fee... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 15 months
0% for 15 months
11.99% - 17.99%* (Variable)
$0 annual fee if you make one purchase per year, otherwise $25

U.S. Bank FlexPerks Business Travel Rewards Visa Card
Read ReviewApply for U.S. Bank FlexPerks Business Travel Rewards Visa Card
  • Get 20,000 bonus FlexPoints after the first $3,500 in net purchases in the first 4 months
  • Award travel starts at just 20,000 FlexPoints (up to a $400 ticket value) on over 150 airlines with no blackout dates or online redemption fees
  • Earn one FlexPoint for every $1 of eligible net purchases charged to your card
  • Earn two FlexPoints for every $1 spent on gas, office supplies or airline purchases - whichever you spend most on each monthly billing cycle - and on most cell phone expenses
  • Earn Triple FlexPoints for your charitable donations
  • Receive an airline allowance of up to $25 with every award travel ticket to use toward baggage fees, in-flight food or drinks and more
  • $0 intro Annual Fee* the first year, after that $55 (+$10 for employees)
  • $0 annual fee the first year and every year after when your company has combined net spend of over $24,000 each year
Introductory Bonus Reward PointsAirline RewardsPoint Rewards
Our Review: With an introductory 20,000 bonus FlexPoints after $3,500 in net purchases within the first 4 months, the U.S. Bank FlexPerks Business Travel Rewards Visa Card can help cut down on business and travel expense. Redeem reward points toward award travel - starting at 20,000 FlexPoints (up to $400 ticket value) on over 150 airlines with no blackout dates... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 12 months
0% for 12 months
11.99% - 17.99%* (Variable)
$0 with $24,000 in purchases per year*

U.S. Bank Business Platinum Visa Card
Apply for U.S. Bank Business Platinum Visa Card
  • It's easy to keep things simple with the Business Platinum Visa Card!
  • Special 0% Intro APR on purchases for the first 12 months
  • No Annual Fee
  • Zero Fraud Liability Protection
  • Free Employee Cards
  • ScoreBoard free online reporting
  • Access to "Connect", U.S. Bank site that provides small business owners with useful information, tools and resources
$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 12 months
0% for 12 months
9.99% - 17.99%* (Variable)
$0 with one purchase per year*

Articles on Visa

    Does Life Truly Take Visa?

    Have you checked what’s in your wallet lately? Most likely, you have at least one credit card on hand to make a purchase. This is because “life takes Visa.” Why else? Because "it’s everywhere you want to be" and "there are some things money ...

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Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.