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Visa Cards

Visa Card Deals: October 2014

We've compiled a list of the 10 Visa Card Deals currently available on CreditDonkey.

Visa Cards

Whether you're looking for your first student credit card or a premium rewards card for your established business, you'll be able to find a Visa card that fits your lifestyle. Cards in the Visa payment network are accepted at nearly all places that accept credit cards in the United States. Because Visa cards are issued by a wide range of banks, they can be found with practically any combination of features. Explore the list below to find the Visa credit card or prepaid debit card that works for you.


Best Visa Credit Card 2014

Compare visa credit card offers from our partners and apply online

Want a Visa credit card but not sure which one to pick? Visa has quite a few credit card offerings, and deciding which one is the best fit for your spending patterns can be tough without some guidance.

We’ve done the research for you: Whether you’re a student or small business owner, in search of cash back or a low interest rate, here are the best Visa credit cards from our partners by category.

Visa Cash Back Card with No Annual Fee: Chase Freedom

Chase Freedom
Apply for Chase Freedom
At Chase's Secure Site
  • Earn a $100 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • Earn a $25 Bonus after you add your first authorized user and make a purchase within this same 3-month period
  • 0% Intro APR for 15 months on purchases and balance transfers. After the intro period, a variable APR of 13.99%-22.99%
  • 5% Cash Back on up to $1,500 in combined purchases between October 1 - December 31, 2014 at Amazon.com, Zappos.com and select department stores
  • You'll enjoy new 5% categories every 3 months like gas stations, restaurants and Amazon.com. It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases
  • No annual fee and rewards never expire
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 15 months
0% for 15 months
13.99% - 22.99% (Variable)
$0

Earn up to 5% cash back for eligible purchases in categories that rotate on a quarterly basis. Earn 1% cash back on all other purchases.

You can also take advantage of two attractive introductory offers - a $100 bonus if you spend $500 within the first 3 months of opening the account and 0% intro APR on purchases and balance transfers for 15 months.

Visa Rewards Card: Citi ThankYou Premier Card

Citi ThankYou Premier Card
Apply for Citi ThankYou Premier Card
At Citi's Secure Site
  • Earn up to 50,000 bonus ThankYou® Points. Bonus points are redeemable for up to $500 in gift cards, up to $625 for airfare or other great rewards
  • Earn 20,000 points after $2,000 in purchases within the first 3 months of account opening
  • Earn an additional 30,000 points after another $3,000 in purchases within the first 3 months of your second year of being a cardmember
  • Earn 3 ThankYou Points for every $1 spent on purchases for dining at restaurants and entertainment
  • Earn 2 ThankYou Points for every $1 spent on purchases for airfare and hotels
  • Earn 1 ThankYou Point per $1 spent on other purchases
  • Points do not expire and earn unlimited Thank You Points
  • Travel with ease and enjoy chip based technology
Introductory Bonus Reward PointsAirline RewardsHotel RewardsPoint RewardsDining RewardsNo Expiration on RewardsNo Limits on RewardsNo Pre-Set Spending LimitCar Rental Insurance Extended WarrantyTravel Accident Insurance$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
13.99% - 22.99%* (Variable)
$125; fee waived for the first 12 months*

Choose this card if you plan on spending over $1,000 per month.

Visa Card with 0% APR Offer: US Bank Visa Platinum

U.S. Bank Visa Platinum Card
Apply for U.S. Bank Visa Platinum Card
At U.S. Bank's Secure Site
  • 0% Intro APR* on purchases and balance transfers for 15 billing cycles. After that, a variable APR currently 9.99%-23.99%
  • No annual fee*
  • Online bill pay for a fast and convenient way to pay bills online with your U.S. Bank Visa® Platinum
  • $0 fraud liability* for unauthorized transactions if your card is ever lost or stolen
  • Fraud Protection detects and notifies you of any unusual card activity to help prevent fraud
  • Online account management and account alerts
Car Rental Insurance$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 15 months
0% for 15 months
9.99% - 23.99%* (Variable)
$0*

Enjoy 0% APR for your first 15 months with this card on both purchases and balance transfers. That’s a full three months more than the standard introductory offer of 12 months most other cards give users. After this initial period, the variable APR can be as low as 9.99% or as high as 23.99%, depending on your creditworthiness. There’s also no annual fee. The card doesn’t come with any rewards structures, but the combination of the superior introductory offer, lower than average minimum APR, and no annual fee gives it the edge over competitors for folks who plan to carry a balance.

Visa Card for College Students: Citi ThankYou Preferred Card for College Students

Citi ThankYou Preferred Card for College Students
Apply for Citi ThankYou Preferred Card for College Students
At Citi's Secure Site
  • Earn 2,500 bonus ThankYou® Points after spending $500 within the first 3 months of cardmembership.
  • 2 ThankYou® Points per dollar spent on purchases for dining at restaurants and entertainment.
  • 1 ThankYou® Point on other purchases.
  • Points do not expire and earn unlimited Thank You Points
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • Travel with ease and enjoy global acceptance with Chip Technology
  • No annual fee*
StudentIntroductory Bonus Reward PointsPoint RewardsDining RewardsNo Expiration on RewardsCar Rental InsuranceExtended WarrantyPurchase Protection
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 7 months
N/A
13.99% - 23.99%* (Variable)
$0

This card features a generous student-friendly rewards program and is perfect for college students who may be new to the world of credit cards. Earn 2 ThankYou points per dollar spent on purchases for dining at restaurants and entertainment; 1 ThankYou point on other purchases. There’s no annual fee.

Visa Small Business Card: US Bank FlexPerks Business Cash Rewards Visa

U.S. Bank Business Edge Cash Rewards Card
Apply for U.S. Bank Business Edge Cash Rewards Card
At U.S. Bank's Secure Site
  • 3% cash back on all cellular, gas and office supply store net purchases
  • 1% cash back on all other net purchases
  • No cap on rewards and they never expire!
  • Plus, a 25% Annual Cash Rewards bonus, up to $250
  • No annual fee
Cash Back RewardsBonus Cash BackGas RewardsOffice RewardsNo Expiration on RewardsNo Limits on Rewards
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 15 billing cycles on purchases*
0% for 15 billing cycles*
11.99% - 17.99%* (Variable)
$0

Purchases of cellular service and gas as well as those made at an office supply store earn you 3% cash back with this card. You’ll also earn 1% cash back on any other purchases you make. There’s no cap and no expiration date on your cash back earnings, and you can even earn an annual bonus equal to 25% of the cash rewards you collected the previous year (up to $250). There is no annual fee.

Choose this card if you don’t plan on doing much business (or pleasure) traveling. If you are an active traveler, the US Bank FlexPerks Business Travel Rewards allows you to redeem points for airline tickets. There’s also a great introductory offer: Spend $3,500 in net purchases during your first 4 months with the card and you’ll earn 20,000 bonus FlexPoints (worth up to a $400 ticket value).

As with any credit card decision, research is essential to determine which Visa credit card offering is best for you. Determine which features are most important and fully evaluate each of your options before making your pick.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwised endorsed by any card issuer. This site may be compensated through the Advertiser's affiliate programs.


Visa Personal

Chase Sapphire Preferred Card
Read ReviewApply for Chase Sapphire Preferred Card
At Chase's Secure Site
  • Earn 40,000 bonus points when you spend $3,000 on purchases in the first 3 months from account opening. That's $500 in travel when you redeem through Chase Ultimate RewardsSM.
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening.
  • 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases
  • No foreign transaction fees, plus Chip and Signature enabled for international travel.
  • 1:1 point transfer to leading frequent travel programs at full value - that means 1,000 Ultimate Rewards points equal 1,000 partner miles/points.
  • 24/7 direct access to dedicated customer service specialists
  • Introductory Annual Fee of $0 the first year, then $95
Our Review: The Chase Sapphire Preferred card offers a very generous point bonus and extra travel rewards to those with excellent credit. Keep in mind, the card does have an annual fee. It is the premium version of the Chase Sapphire Card... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
15.99% (Variable)
Introductory Annual Fee of $0 the first year, then $95

Citi Diamond Preferred Card
Read ReviewApply for Citi Diamond Preferred Card
At Citi's Secure Site
  • Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
  • Citi® Easy DealsSM Get what you want for less. Earn Citi Easy Deals Points for the purchases you make with your card.
  • Redeem your points for great online deals on name-brand merchandise, gift cards and even local deals.
  • Let our 24/7 concierge service help book your hotel rooms, flights and more.
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions.
  • No annual fee*
ConciergeEventsCar Rental InsuranceExtended WarrantyPurchase ProtectionTravel Accident Insurance$0 Fraud LiabilityEmergency Assistance
Our Review: With its 18-month 0% APR on purchases and balance transfers, the Citi Diamond Preferred Card is a great pick for people who carry a balance. While this card does offer a few other benefits, such as a concierge service, its main attraction is its introductory APR. That is a long time in the world of credit cards. This is an opportunity for you to get a break from high interest charges, whether you are trying to make a dent in your debt or if you need to make a bunch of big purchases at once ..... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0%* for 18 months*
0%* for 18 months*
11.99% - 21.99%* (Variable)
$0*

Chase Slate
Read ReviewApply for Chase Slate
At Chase's Secure Site
  • Best 0% Offer in "Crowning 2013's Best Credit Card Offers" (January 14, 2013) -Forbes Online
  • Pay less interest. Save on balances and new purchases
  • $0 introductory balance transfer fee for transfers made during the first 60 days. After that, the fee for future balance transfers is 3% of the amount transferred with a minimum of $5.
  • 0% Introductory APR for 15 months on purchases and balance transfers. After the introductory period ends, a variable APR of 12.99%, 17.99%, or 22.99%.
  • $0 Annual Fee
Our Review: If you have credit card debt and excellent/good credit, the Chase Slate credit card can help provide you with a valuable break from high interest rates. This card offers a generous $0 balance transfer fee introductory offer and a long 15 months 0% APR intro period on balance transfers and purchases. The Chase Slate card does not offer a rewards program, however, so if you want to collect cash back or travel rewards, you may be better off with another card... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 15 months
0% for 15 months
12.99%, 17.99%, or 22.99% (V)
$0

Citi ThankYou Preferred Card - Earn 20,000 Bonus Points
Read ReviewApply for Citi ThankYou Preferred Card - Earn 20,000 Bonus Points
At Citi's Secure Site
  • Earn 20,000 bonus ThankYou® Points after $1,500 in card purchases within 3 months of account opening - redeemable for $200 in gift cards or other great rewards!
  • 0% intro APR on Balance Transfers and Purchases for 12 months. After that, the variable APR will be 12.99%-22.99% based upon your creditworthiness*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.*
  • 2 ThankYou Points per dollar spent on dining at restaurants and entertainment. 1 ThankYou Point on other purchases.
  • Points do not expire and earn unlimited Thank You Points
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • Travel with ease and enjoy global acceptance with Chip Technology
  • No annual fee*
Introductory Bonus Reward PointsPoint RewardsDining RewardsNo Expiration on RewardsNo Limits on RewardsCar Rental InsuranceExtended WarrantyPurchase ProtectionTravel Accident Insurance $0 Fraud Liability
Our Review: If you’re looking for a simple rewards card with a straightforward points structure the Citi ThankYou Preferred Rewards card might be a good fit for you. There are no complicated rotating “bonus reward” categories, no expiration dates on points earned, and no annual fee- all purchases will earn you 1 point for each dollar you spend with the exception of dining and entertainment purchases which earn double points... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0%* for 12 months*
0%* for 12 months*
12.99% - 22.99%* (Variable)
$0*

Chase Sapphire Card
Read ReviewApply for Chase Sapphire Card
At Chase's Secure Site
  • 10,000 bonus points when you spend $500 on purchases in the first 3 months from account opening - that's $100 in travel rewards when you redeem through Chase Ultimate Rewards(SM)!
  • 2,500 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • 2X points on dining at restaurants and 1 point per dollar spent on all other purchases
  • Points never expire and there are no limits on how many points you can earn
  • Redeem points for travel, gift cards, merchandise, cash back and more
  • 24/7 direct access to dedicated customer service specialists
  • No Annual Fee!
Our Review: Families looking for a credit card that will earn them rewards on dining and provide them with a feeling of security on their occasional trips may want to consider the Chase Sapphire. It comes with a long list of travel perks and protections, including trip cancellation insurance and access to emergency assistance with no annual fee. Read on to see if the cons outweigh the pros for the way you would use the Chase Sapphire... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
15.99% (Variable)
$0

Citi Hilton HHonors Visa Signature Card
Read ReviewApply for Citi Hilton HHonors Visa Signature Card
At Citi's Secure Site
  • Earn 40,000 Hilton HHonors Bonus Points after spending $1,000 within 4 months of account opening*
  • Earn 6 HHonors Bonus Points for each $1 spent at a participating hotel within the Hilton HHonors portfolio.*
  • Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.*
  • Earn 2 HHonors Bonus Points for each $1 spent on all other purchases.*
  • No annual fee.*
Introductory Bonus Hotel RewardsHotel RewardsDrugstore RewardsGas RewardsGrocery RewardsNo Expiration on RewardsNo Limits on RewardsNo Pre-Set Spending LimitConcierge Car Rental InsurancePurchase ProtectionTravel Accident Insurance$0 Fraud LiabilityEmergency AssistanceIdentity Theft Assistance
Our Review: The Citi Hilton HHonors Visa is an excellent rewards card for travelers who enjoy staying at Hilton hotels. This card earns free nights at Hilton hotels around the world and gives you HHonors Status with the Hilton chain... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
14.24% - 16.24%* (Variable)
None

Citi Hilton HHonors Reserve Card
Read ReviewApply for Citi Hilton HHonors Reserve Card
At Citi's Secure Site
  • Earn 2 weekend night certificates good at select hotels and resorts within the Hilton HHonors portfolio after you make $2,500 in purchases within 4 months of account opening*
  • Earn 10 HHonors Bonus Points per $1 spent on hotel stays within the Hilton HHonors portfolio*
  • Earn 5 HHonors Bonus Points per $1 spent on airline and car rental purchases*
  • Earn 3 HHonors Bonus Points per $1 spent on all other eligible purchases*
  • Enjoy the benefits of HHonors Gold status as long as you are a cardmember*
  • No foreign transaction fees on purchases*
  • Travel with ease and enjoy global acceptance with your Citi chip credit card
Introductory Bonus Hotel RewardsHotel RewardsBonus Hotel RewardsCar Rental RewardsCar Rental InsurancePurchase ProtectionTravel Accident Insurance$0 Fraud LiabilityEmergency Assistance
Our Review: If you are a frequent traveler and enjoy staying at the Hilton chain of hotels, you should consider the Citi HHilton Reserve Card. When you use this card, you earn points toward free nights at Hilton hotels and resorts. This card also offers a number of other solid travel benefits. While you do need to pay an annual fee of $95 to keep this card active, you will easily make this money back in hotel benefits... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
15.24%* (Variable)
$95*

Club Carlson Premier Rewards Visa Signature Card
Apply for Club Carlson Premier Rewards Visa Signature Card
At U.S. Bank's Secure Site
  • Earn 50,000 Gold Points after your first purchase, plus 35,000 points once you spend $2,500 on your card within the first 90 days - that's up to 9 Free Award Nights at Category 1 hotels
  • 10 points per $1 spent in eligible net purchases at participating Carlson Rezidor hotels worldwide
  • 5 points per $1 spent in eligible net purchases everywhere else
  • Bonus Award Night - When you redeem Gold Points for 2 or more consecutive Award Nights, your last night is free. Exclusively for cardmembers!
  • Club Carlson Gold Status is yours after you activate and use your card
  • Please see terms and conditions for complete details
  • Net purchases are purchases minus credits and returns
Introductory Bonus Hotel RewardsHotel RewardsBonus Hotel RewardsNo Pre-Set Spending LimitConciergeEvents$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
13.99% - 22.99%* (Variable)
$75

NetSpend Visa Prepaid Card
Apply for NetSpend Visa Prepaid Card
At MetaBank's Secure Site
  • Get Paid up to 2 days faster with direct deposit - paychecks and government benefit checks
  • 100% Approval - No credit check needed (ID verification required).
  • No credit card debt or late fees, because it is not a credit card
  • Earn cash back with NetSpend Payback Rewards
  • Real-time activity alerts sent to your mobile phone. (Message rates may apply)
  • Prescription Discounts - up to 55% off!
  • Funds are FDIC insured up to the current coverage limit (ID verification required).
  • Card issued by MetaBank®, Member FDIC.
Card TypeAnnual Fee
Personal Prepaid Card
$9.95 monthly fee

Account Now Gold Visa Prepaid Card
Apply for Account Now Gold Visa Prepaid Card
At The Bancorp Bank's Secure Site
  • Get Paid up to 2 days faster with Free Direct Deposit † - get your paycheck or benefits checks in your card account and access your funds up to 2 days earlier than payday.
  • 100% Guaranteed Approval - upon successful ID verification. No Credit check. No ChexSystems check. And no existing bank account required.
  • $0 Activation Fee. No Minimum Balance. No Overdraft fees.
  • $15 Bonus§ with recurring Direct Deposit. Never pay to cash your paychecks and get your pay faster.
  • Use it everywhere Visa Debit cards are accepted and pay anyone with PayAnyone Bill Pay. Shop online, rent a car, pay your rent and more.
  • Easy Mobile Account Access and Text Alerts. Get your account balance, transaction details sent to your phone within seconds
  • BBB Accredited A+ Company. Excellent Customer Service.
Card TypeAnnual Fee
Personal Prepaid Card
$9.95 monthly fee

Visa Business

U.S. Bank FlexPerks Business Edge Travel Rewards Card
Read ReviewApply for U.S. Bank FlexPerks Business Edge Travel Rewards Card
At U.S. Bank's Secure Site
  • Get 20,000 bonus FlexPoints after the first $3,500 in net purchases in the first 4 months
  • Award travel starts at just 20,000 FlexPoints (up to a $400 ticket value) on over 150 airlines with no blackout dates or online redemption fees
  • Earn one FlexPoint for every $1 spent in net purchases Earn double FlexPoints on the category you spend the most on (gas, office supplies or airline) and most cell phone expenses during each billing cycle
  • Earn Triple FlexPoints for your charitable donations
  • Receive an airline allowance of up to $25 with every award travel ticket to use toward baggage fees, in-flight food or drinks and more
  • $0 intro Annual Fee* the first year, and $55 per year thereafter (+$10 for employees)
Introductory Bonus Reward PointsAirline RewardsPoint Rewards
Our Review: With an introductory 20,000 bonus FlexPoints after $3,500 in net purchases within the first 4 months, the U.S. Bank FlexPerks Business Edge Travel Rewards Card can help cut down on business and travel expense. Redeem reward points toward award travel - starting at 20,000 FlexPoints (up to $400 ticket value) on over 150 airlines with no blackout dates... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
11.99% - 17.99%* (Variable)
$0 intro for the first year, then $55*

U.S. Bank Business Edge Platinum
Apply for U.S. Bank Business Edge Platinum
At U.S. Bank's Secure Site
  • 0% Intro APR* on purchases and balance transfers for the first 12 billing cycles
  • No annual fee
  • Free employee cards
  • Zero fraud liability protects you against unauthorized transactions
$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 12 billing cycles on purchases*
0% for 12 billing cycles on balance transfers*
9.99% - 17.99%* (Variable)
$0 with one purchase per year*

Articles on Visa

    Best Visa Rewards Card 2014

    Looking for a rewards card? The Visa lineup of credit cards offers a wide variety of reward categories, ranging from travel to points programs to simple cash back. Whichever type of rewards you’re looking for, we’ve assembled a list of the top ...

About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy financial decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: The card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.