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Vanguard Personal Advisor vs Personal Capital

Vanguard Personal Advisor is a hybrid robo and human advisor providing personalized advice for low fees, for investors with $50k to start. How does it compare to Personal Capital? Read our comparison chart below.

Vanguard Personal Advisor offers automatic investing with personalized service for a low fee of 0.30%. An advisor will build a portfolio for you based on your goals and financial situation. The advisor will also regularly rebalance your portfolio to keep it on track. The minimum to open an account is $50,000.

While Personal Capital offers free advanced financial tools and paid wealth management services.

Compare Vanguard Personal Advisor with Personal Capital, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 Personal Capital
 Learn MoreVisit Site
 

Vanguard Personal Advisor

Personal Capital

SPECIAL OFFER
Get Started with Personal Capital - Learn More

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Benefits and Features

Annual Fee
0.3%
0.89% for first $1 million, 0.79% for first $3 million, next $2 million 0.69%, next $5 million, 0.59%, and 0.49% over $10 million
Minimum Deposit
$50,000
$100,000
Phone Support
Yes
Yes
Live Chat Support
No
No
Email Support
Yes
Yes
Human Advisors
Yes
Yes
Robo Advisor
Check
Check
Assets Under Management
$100+ Billion
$11.6 Billion
Tax Loss Harvesting
client-by-client basis
Yes
Goal Tracker
Yes
Yes
Automatic Deposits
Yes
Yes
Online Platform
Yes
Yes
iPhone App
Yes
Yes
Android App
Yes
Yes
Single Stock Diversification
No
Yes
Fractional Shares
No
No
Taxable Accounts
Yes
Yes
401k Plans
No
Yes
IRA Accounts
Yes
Yes
Roth IRA Accounts
Yes
Yes
SEP IRA Accounts
Yes
Yes
Trust Accounts
Yes
Yes
529 Plans
Yes
Yes
 

CreditDonkey® Reviews

 Personal Capital
Annual FeeStarStarStarStarHalf Star
Minimum DepositStarEmpty StarEmpty StarEmpty StarEmpty Star
Human AdvisorsStarStarStarStarStarStarStarStarStarStar
Customer ServiceStarStarStarStarEmpty StarStarStarStarStarStar
Robo AdvisorStarStarStarEmpty StarEmpty Star
PriceStarStarStarStarStar
Goal TrackerStarStarStarStarStar
BudgetingStarStarStarEmpty StarEmpty Star
Ease of UseStarStarStarStarStar
Investment TrackingStarStarStarStarStar
Retirement PlanningStarStarStarStarStar
Pros & ConsPros:
  • Professionally managed by human advisors
  • Low annual fee
  • Backed by prestigious brand
Cons:
  • High minimum investment
  • Extra transaction fees
  • No continuous tax loss harvesting
Pros:
  • Retirement planner
  • Free portfolio advice
  • Robo plus human advisors
Cons:
  • $100,000 min for advisory service
  • Higher fees than competitors
Bottom LineHybrid robo and human advisor providing personalized advice for low fees, for investors with $50k to start... Read full reviewFree advanced tools plus hybrid advisory service for people with over $100k in investments... Read full review
 Learn MoreVisit Site

Vanguard Personal Advisor: Pricing information from published website as of 04/04/2018

Personal Capital: Pricing information from published website as of 04/30/2020

Which is Better: Vanguard Personal Advisor or Personal Capital?

Still need help deciding which investing is better? Read the in-depth reviews below. You may also be interested in comparing Vanguard Personal Advisor or Ally Invest.

In short: Personal Capital's customer service is outstanding.


Articles on Vanguard Personal Advisor

Vanguard Personal Advisor

Typically, robo-advisors mean strictly online portfolio management with no human interaction. Vanguard Personal Advisor Services set out to be the face of change by combining the two services. Is it all it's cracked up to be?

Articles on Personal Capital

Personal Capital

Personal Capital is a free financial tool. But is it legit? Find out how they make money and if it's safe to use.

Is Personal Capital Safe

Personal Capital offers free budgeting tools. But is it safe to link all your financial accounts? Learn just how secure Personal Capital is.

Personal Capital vs Quicken

Quicken is the oldest name in personal finance software, while Personal Capital is newer and offers advanced tools for free. Read on to see if it's a good alternative to Quicken.

Personal Capital vs Mint

Personal Capital and Mint are popular money management apps. Read this review to find out how they compare and which one is better for you.

Personal Capital Retirement Planner

Are you in good shape for retirement? Personal Capital's free money management tools can help you find out.

Which Do You Think is Best?





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