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Upstart vs Upgrade

Upstart is a good option for "fair-to-good credit" borrowers who need to consolidate debt. How does it compare to Upgrade? Read our comparison chart below.

 UpstartUpgrade
 Visit SiteVisit Site
 

Upstart

Upgrade

OFFER
Personal Loans - Learn More

Read Upstart Review

SPECIAL OFFER
Rewards Checking - Up to 2% Cash Back - Learn More

 

CreditDonkey® Reviews

 UpstartUpgrade
EligibilityStarStarStarStarHalf Star
FeesStarStarHalf StarEmpty StarEmpty Star
Interest RatesStarStarHalf StarEmpty StarEmpty Star
Pros & ConsPros:
  • Higher approval odds for low credit borrowers
  • No prepayment penalties
  • Can pay creditors directly
Cons:
  • High origination fees
  • Higher starting APR
  • No cosigners allowed
Bottom LineGood option for "fair-to-good credit" borrowers who need to consolidate debt... Read full review
 Visit SiteVisit Site

Personal Loans

Upgrade

Rewards Checking - Up to 2% Cash Back

  • 2% cash back on common everyday expenses (up to $500 in rewards per calendar year)
  • Unlimited 1% cash back on everything else
  • $0 monthly fee
  • No ATM fees
Upgrade is a financial technology company, not a bank. Checking and savings accounts provided by Cross River Bank, Member FDIC.
Upgrade

Premier Savings - Up to 4.81% APY

  • 4.81% APY when you have at least $1,000 balance
  • No minimum opening deposit
  • No monthly service fees
Upgrade is a financial technology company, not a bank. Checking and savings accounts provided by Cross River Bank, Member FDIC.
Upgrade

Bitcoin Rewards Card - $200 in BTC Bonus

  • Unlimited 1.5% back in Bitcoin when you make payments
  • No annual fee
  • $200 bonus when you also open a new Upgrade Rewards Checking account and make 3 debit card transactions within 60 days
Upgrade is a financial technology company, not a bank. Checking and savings accounts provided by Cross River Bank, Member FDIC. All Upgrade Cards are issued by Sutton Bank, Member FDIC.

Articles on Upstart

Upstart Personal Loan Review

Upstart offers personal loans for fair-credit borrowers. Before applying, find out if it's reliable, how it affects credit, and who gets approved.

Which Do You Think is Best?





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About CreditDonkey
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

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