Upstart vs Upgrade
Upstart is a good option for "fair-to-good credit" borrowers who need to consolidate debt. How does it compare to Upgrade? Read our comparison chart below.
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Upstart | Upgrade | |
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Personal Loans - | Rewards Checking Plus - Up to 2% Cash Back - | |
CreditDonkey® Reviews | ||
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Eligibility | ![]() ![]() ![]() ![]() ![]() | |
Fees | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Interest Rates | ![]() ![]() ![]() ![]() ![]() | |
Savings | ![]() ![]() ![]() ![]() ![]() | |
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Pros & Cons | Pros:
| Pros:
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Bottom Line | Good option for "fair-to-good credit" borrowers who need to consolidate debt... | Savings account with one of the highest APYs in the nation... |
Visit Site | Visit Site | |
Rewards Checking Plus - Up to 2% Cash Back
- Up to 2% cash back on purchases.
- No monthly fees
- Get paid up to 2 days early.
- Maximize your rewards with direct deposit.
Premier Savings - Up to 5.07% APY
- 5.07% APY when you have at least $1,000 balance.
- No minimum opening deposit
- No monthly account fees
Triple Cash Rewards Card - $200 Bonus
- Unlimited cash back on payments: 3% on Home, Auto, and Health categories and 1% on everything else after you make payments on your purchases
- No annual fee
- Earn a $200 bonus after you open & fund a Rewards Checking Plus account & make 3 debit card transactions within 60 days. If you previously opened a checking account through Upgrade or do not do so as part of this process, you are not eligible. Payout made within 60 days of meeting the conditions.*
Which is Better: Upstart or Upgrade?
In short: Upgrade's fees is excellent.