Upstart vs Upgrade

Upstart is a good option for "fair-to-good credit" borrowers who need to consolidate debt. How does it compare to Upgrade? Read our comparison chart below.

	Upstart	Upgrade
	OFFER Personal Loans - Learn More Read Upstart Review	SPECIAL OFFER Rewards Checking - Up to 2% Cash Back - Learn More
	CreditDonkey® Reviews
Eligibility
Fees
Interest Rates
Pros & Cons	Pros: Higher approval odds for low credit borrowers No prepayment penalties Can pay creditors directly Cons: High origination fees Higher starting APR No cosigners allowed
Bottom Line	Good option for "fair-to-good credit" borrowers who need to consolidate debt... Read full review
	Personal Loans	Rewards Checking - Up to 2% Cash Back Premier Savings - Up to 4.81% APY Bitcoin Rewards Card - $200 in BTC Bonus

Rewards Checking - Up to 2% Cash Back

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• 2% cash back on common everyday expenses (up to $500 in rewards per calendar year)
• Unlimited 1% cash back on everything else
• $0 monthly fee
• No ATM fees

Upgrade is a financial technology company, not a bank. Checking and savings accounts provided by Cross River Bank, Member FDIC.

Premier Savings - Up to 4.81% APY

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• 4.81% APY when you have at least $1,000 balance
• No minimum opening deposit
• No monthly service fees

Upgrade is a financial technology company, not a bank. Checking and savings accounts provided by Cross River Bank, Member FDIC.

Bitcoin Rewards Card - $200 in BTC Bonus

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• Unlimited 1.5% back in Bitcoin when you make payments
• No annual fee
• $200 bonus when you also open a new Upgrade Rewards Checking account and make 3 debit card transactions within 60 days

Upgrade is a financial technology company, not a bank. Checking and savings accounts provided by Cross River Bank, Member FDIC. All Upgrade Cards are issued by Sutton Bank, Member FDIC.

Articles on Upstart

Upstart Personal Loan Review

Upstart offers personal loans for fair-credit borrowers. Before applying, find out if it's reliable, how it affects credit, and who gets approved.

Which Do You Think is Best?

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