Upstart vs Upgrade
Upstart is a good option for "fair-to-good credit" borrowers who need to consolidate debt. How does it compare to Upgrade? Read our comparison chart below.
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Upstart | Upgrade | |
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Personal Loans - | Rewards Checking - Up to 2% Cash Back - | |
CreditDonkey® Reviews | ||
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Eligibility | ![]() ![]() ![]() ![]() ![]() | |
Fees | ![]() ![]() ![]() ![]() ![]() | |
Interest Rates | ![]() ![]() ![]() ![]() ![]() | |
Pros & Cons | Pros:
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Bottom Line | Good option for "fair-to-good credit" borrowers who need to consolidate debt... | |
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Rewards Checking - Up to 2% Cash Back
- 2% cash back on common everyday expenses (up to $500 in rewards per calendar year)
- Unlimited 1% cash back on everything else
- $0 monthly fee
- No ATM fees
Premier Savings - Up to 4.81% APY
- 4.81% APY when you have at least $1,000 balance
- No minimum opening deposit
- No monthly service fees
Bitcoin Rewards Card - $200 in BTC Bonus
- Unlimited 1.5% back in Bitcoin when you make payments
- No annual fee
- $200 bonus when you also open a new Upgrade Rewards Checking account and make 3 debit card transactions within 60 days
Articles on Upstart
Upstart Personal Loan Review
Which Do You Think is Best?
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