Upstart vs Prosper

Upstart is a good option for "fair-to-good credit" borrowers who need to consolidate debt. How does it compare to Prosper? Read our comparison chart below.

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	Upstart	Prosper
	OFFER Personal Loans - Learn More Read Upstart Review	OFFER Personal Loans - Learn More Read Prosper Review
	CreditDonkey® Reviews
Eligibility
Fees
Interest Rates
Pros & Cons	Pros: Higher approval odds for low credit borrowers No prepayment penalties Can pay creditors directly Cons: High origination fees Higher starting APR No cosigners allowed	Pros: Online application No prepayment penalties Better approval chances Cons: High APR for "fair credit" Only two terms offered Won't pay creditors directly
Bottom Line	Good option for "fair-to-good credit" borrowers who need to consolidate debt... Read full review	Low APRs for "good credit" borrowers who need a small loan... Read full review
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	Personal Loans	Personal Loans

Which is Better: Upstart or Prosper?

Still need help deciding which personal loans is better? Read the in-depth reviews below. You may also be interested in comparing Upstart or Fiona.

Articles on Upstart

Upstart Personal Loan Review

Upstart offers personal loans for fair-credit borrowers. Before applying, find out if it's reliable, how it affects credit, and who gets approved.

Articles on Prosper

Prosper Personal Loan Review

Prosper offers peer-to-peer personal loans at fairly low APRs. Before applying, find out if you'll qualify and who Prosper loans are best for.

Which Do You Think is Best?