Suncoast Credit Union Promotions
$50
Smart Start Certificate - $50 Bonus
Open a new Smart Start Certificate account, and Sun Coast will deposit the $50 minimum opening deposit. You must open the Smart Start Certificate within 30 days of establishing membership. Register for the offer to receive a promo code to be used at account opening.
4.25%
IRA CDs - Up to 4.25% APY
| Terms | APY |
|---|---|
| 6 Months | 3.95% |
| 12 Months | 3.95% |
| 18 Months | 4.00% |
| 24 Months | 4.00% |
| 36 Months | 4.25% |
| 48 Months | 4.00% |
| 60 Months | 4.00% |
Compare CD Promotion:
Business Smart Checking
- $50 minimum opening deposit
- No monthly fee
- No minimum balance requirement
- Unlimited electronic transactions
- 200 free paper check transactions every month
Share Certificate
| Term | APY |
|---|---|
| 6 Month | 3.70% |
| 12 Month | 3.70% |
| 18 Month | 3.75% |
| 24 Month | 3.75% |
| 36 Month | 4.25% |
| 48 Month | 3.75% |
| 60 Month | 3.75% |
Jumbo Certificate
| Term | APY |
|---|---|
| 6 Month | 3.95% |
| 12 Month | 3.95% |
| 18 Month | 4.00% |
| 24 Month | 4.00% |
| 36 Month | 4.25% |
| 48 Month | 4.00% |
| 60 Month | 4.00% |
Compare Promotions
Bank of America Advantage Plus Banking® - Up to $500 Bonus Offer
- New checking customers only: Get a bonus offer up to $500 after completing qualifying transactions. See offer page for more details
- Bank of America N.A. Member FDIC.
Suncoast Credit Union Trending Offers
| 12 hours ago | 36-Month CD - 4.25% APY selected by a visitor from Florida |
| 7/25/2026 | Smart Start Certificate - $50 Bonus selected by a visitor from New Jersey |
| 7/10/2026 | Business Smart Checking selected by a visitor from Florida |
| 1/9/2025 | 12-Month CD - 3.70% APY selected by a visitor |
| 12/20/2024 | 24-Month CD - 3.75% APY selected by a visitor from Texas |
Suncoast Credit Union Offers You May Have Missed
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Suncoast Credit Union CD Rates
What is Suncoast Credit Union's CD rates?
- 36-Month CD - 4.25% APY
- 18-Month CD - 3.75% APY
- 24-Month CD - 3.75% APY
- 48-Month CD - 3.75% APY
- 60-Month CD - 3.75% APY
- 6-Month CD -3.70% APY
- 12-Month CD - 3.70% APY
Highlights
Locations
76 branches
76 branches
Information sourced from the published website as of 08/17/2026.
Suncoast Credit Union | Wells Fargo | |
|---|---|---|
Benefits and Features | ||
| Savings | 0.01% APY. Minimum opening deposit of $25. Monthly service fee of $5, unless you maintain a minimum daily balance of $300, make 1 automatic transfer each fee period of $25 or more from a linked Wells Fargo checking account, make 1 automatic transfer each business day within the fee period of $1 or more from a linked Wells Fargo checking account, make 1 or more Save As You Go® transfers from a linked Wells Fargo checking account, or primary account owner is 24 years old or under. | |
| CD | Standard Fixed Term CD available online: 0.05% to 1.50% APY. Terms of 3 months to 1 year. Minimum deposit of $2,500. Relationship APY: 0.06% to 1.51% APY when you link a Wells Fargo Prime Checking, Premier Checking, or Private Bank Interest Checking account to the CD. More CD terms are available in branch. | |
| Checking | Clear Access Banking, Everyday Checking, Prime Checking, Premier Checking | |
| Mobile App | ||
| ATMs | 11,000+ ATMs across the country | |
| Customer Service | Available 24 hours a day, 7 days a week. | |
| IRA CD | Standard Term CD: 0.01% to 2.25% APY. Terms of 1 month to 144 months. Minimum deposit of $1,000. Relationship APY: 0.02% to 2.27% APY when you link a Wells Fargo Prime Checking, Premier Checking, or Private Bank Interest Checking account to the CD. | |
| Locations | approximately 4,100 retail banking branches coast to coast | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Suncoast Credit Union: Information sourced from the published website as of 08/17/2026. Wells Fargo: Pricing information from the published website as of 08/25/2026 is based on the 91101 zip code. | ||
Suncoast Credit Union Alternatives
Bank of America Advantage Relationship Banking® - Up to $500 Bonus Offer
- New checking customers only: Get a bonus offer up to $500 after completing qualifying transactions. See offer page for more details
- Bank of America N.A. Member FDIC.
CIT Bank Platinum Savings - 4.10% APY Boost
With 6 month boost, you earn:
| Tier | Boost APY |
|---|---|
| Balance over $5,000 | 4.10%* |
| Balance less than $5,000 | 0.60%* |
After boost is completed, you will continue to earn our best standard rates:
| Tier | APY |
|---|---|
| Balance over $5,000 | 3.75%1 |
| Balance less than $5,000 | 0.25%1 |
- Needs to use promo code to qualify: CITBoost
- Boost lasts 6 months over standard APY
- Tiered account
- $100 minimum account opening
- Member FDIC
- No Monthly Service fees
- No account opening fees
Disclosures
No-Fee Business Checking
- $0 monthly service fee
- $0 minimum opening deposit
- Open up to 20 individual business checking accounts
- Earn up to 3.00% APY with automated savings
- Issue up to 50 Visa® debit cards to your team
Free Checking Account for Small Business Owners
- Sign up in 3 minutes; no credit check
- No account fees - $0 monthly fee, overdraft fee, foreign transaction fee, or ATM fees at approximately 40,000 locations
- Automatic Savings
- Get paid up to 2 days early
- Savings with up to 4.00% APY
Free Business Checking - Earn $500 Bonus
To earn the $500 bonus, customers must apply for a Bluevine Business Checking account anytime between now and 09/30/2026 using the referral code CD500.
After opening your account, deposit a total of $5,000 within the first 30 days. After 30 days, maintain a minimum daily balance of $5,000 while also completing at least one of the following eligibility requirements every 30 days for 90 days:
- Deposit at least $5,000 from eligible merchant services to your Bluevine account OR
- Make at least $5,000 of outbound payroll payments from your Bluevine account using eligible payroll providers OR
- Spend at least $2,000 on eligible transactions with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard®
Banking services provided by Coastal Community Bank, Member FDIC
Articles on Suncoast Credit Union
Suncoast Credit Union CD Rates
Suncoast Credit Union has three share certificate or CD options for Florida residents. Check out their CD rates today.
Recent Mentions
Best Banks for Small Business in Florida
The right bank account can help your business grow. Read on for the best bank options for your Florida-based small business.
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