
Raisin Promotions
Raisin is currently offering eight promotions. Read our in-depth review of Raisin to see why Raisin scored 4.1 stars out of 5. We like their multiple savings accounts in one place, no monthly fee, and $1 minimum.
High-Yield Savings Account - Up to $1,500 Bonus
- Select a savings offer and sign up: Choose and fund at least one high-yield savings account or CD on the Raisin platform to get started. Be sure to enter bonus code HEADSTART during sign-up to be eligible for a cash bonus.
- Deposit funds: The more you save, the more you can earn. Make a qualifying deposit(s) within 14 days of opening your account to set your bonus tier.
- Maintain your deposit(s): Maintain your deposit(s) for 90 days from your first deposit date to earn your bonus.
| Deposit | Cash Bonus |
|---|---|
| $10,000 - $24,999 | $70 |
| $25,000 - $49,999 | $175 |
| $50,000 - $99,999 | $350 |
| $100,000 - $199,999 | $750 |
| $200,000 or more | $1,500 |
No-Penalty CD - Up to $1,500 Bonus
- Select a savings offer and sign up: Choose and fund at least one high-yield savings account or CD on the Raisin platform to get started. Be sure to enter bonus code HEADSTART during sign-up to be eligible for a cash bonus.
- Deposit funds: The more you save, the more you can earn. Make a qualifying deposit(s) within 14 days of opening your account to set your bonus tier.
- Maintain your deposit(s): Maintain your deposit(s) for 90 days from your first deposit date to earn your bonus.
| Deposit | Cash Bonus |
|---|---|
| $10,000 - $24,999 | $70 |
| $25,000 - $49,999 | $175 |
| $50,000 - $99,999 | $350 |
| $100,000 - $199,999 | $750 |
| $200,000 or more | $1,500 |
High-Yield CD - Up to $1,500 Bonus
- Select a savings offer and sign up: Choose and fund at least one high-yield savings account or CD on the Raisin platform to get started. Be sure to enter bonus code HEADSTART during sign-up to be eligible for a cash bonus.
- Deposit funds: The more you save, the more you can earn. Make a qualifying deposit(s) within 14 days of opening your account to set your bonus tier.
- Maintain your deposit(s): Maintain your deposit(s) for 90 days from your first deposit date to earn your bonus.
| Deposit | Cash Bonus |
|---|---|
| $10,000 - $24,999 | $70 |
| $25,000 - $49,999 | $175 |
| $50,000 - $99,999 | $350 |
| $100,000 - $199,999 | $750 |
| $200,000 or more | $1,500 |
High Yield Savings
- FDIC or NCUA insured
- No fees
- $1 minimum deposit
- 24/7 online access to funds
| 3 hours ago | High Yield CDs selected by a visitor from Texas |
| 12/14/2025 | Explore Competitive Savings and CD Rates selected by a visitor from Kansas |
| 12/11/2025 | High Yield Savings selected by a visitor from Colorado |
| 9/25/2025 | No Penalty CDs selected by a visitor from California |
| 8/16/2025 | All Products on Raisin selected by a visitor from Texas |
Compare Promotions
CIT Bank Platinum Savings - $300 Bonus
- Qualify for a $300 cash bonus with a minimum deposit of $50,000
- This limited time offer to qualify for a $225 cash bonus with a minimum deposit of $25,000 or a $300 bonus with a minimum deposit of $50,000 is available to New and Existing Customers who meet the Platinum Savings promotion criteria. The Promotion begins on September 23, 2025 and can end at any time without notice.
CIT Bank No Penalty CD - 3.75% APY
- Option to withdraw full balance and interest after 7 days of CD funding date
- $1,000 minimum to open an account
- 11 months
- No monthly maintenance fee
- Member FDIC
Bank of America Advantage Banking - Up to $500 Cash Offer
- The cash offer up to $500 is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new checking customers only.
- Offer expires 1/31/2026.
- To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* into that new eligible account within 90 days of account opening. Your cash bonus amount will be based on the total amount of your Qualifying Direct Deposits received in the first 90 days.
Cash Bonus Total Qualifying Direct Deposits $100 $2,000 $300 $5,000 $500 $10,000+ - If all requirements are met 90 days after account opening, Bank of America will attempt to deposit your bonus into your new eligible account within 60 days.
- Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
- Additional terms and conditions apply. See offer page for more details.
- *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
- Bank of America, N.A. Member FDIC.
CIT Bank Platinum Savings - $225 Bonus
- Qualify for a $225 cash bonus with a minimum deposit of $25,000
- This limited time offer to qualify for a $225 cash bonus with a minimum deposit of $25,000 or a $300 bonus with a minimum deposit of $50,000 is available to New and Existing Customers who meet the Platinum Savings promotion criteria. The Promotion begins on September 23, 2025 and can end at any time without notice.
CIT Bank Platinum Savings - 3.75% APY
- 3.75% APY with a balance of $5,000 or more
- 0.25% APY with a balance of less than $5,000
- $100 minimum opening deposit
- No monthly maintenance fee
- Member FDIC
Raisin Offers You May Have Missed
Don't miss another hot deal. Check back often at CreditDonkey.
High-Yield Savings Account - Up to $2,000 Bonus
- Open your first account through Raisin by January 14, 2026 using promo code GIFT.
- Make your qualifying deposit before January 14th to be eligible for the first quarter's bonus.
- Maintain your balance through the end of each quarter to earn cash payouts every three months.
- Add more funds anytime before the next bonus deadline to move up a tier and earn even more.
| Deposit | Quarterly Bonus | Total Potential (Year) |
|---|---|---|
| $10,000 | $20 | $80 |
| $25,000 | $50 | $200 |
| $50,000 | $100 | $400 |
| $100,000 | $200 | $800 |
| $250,000 | $500 | $2,000 |
High-Yield CD - Up to $2,000 Bonus
- Open your first account through Raisin by January 14, 2026 using promo code GIFT.
- Make your qualifying deposit before January 14th to be eligible for the first quarter's bonus.
- Maintain your balance through the end of each quarter to earn cash payouts every three months.
- Add more funds anytime before the next bonus deadline to move up a tier and earn even more.
| Deposit | Quarterly Bonus | Total Potential (Year) |
|---|---|---|
| $10,000 | $20 | $80 |
| $25,000 | $50 | $200 |
| $50,000 | $100 | $400 |
| $100,000 | $200 | $800 |
| $250,000 | $500 | $2,000 |
No-Penalty CD - Up to $2,000 Bonus
- Open your first account through Raisin by January 14, 2026 using promo code GIFT.
- Make your qualifying deposit before January 14th to be eligible for the first quarter's bonus.
- Maintain your balance through the end of each quarter to earn cash payouts every three months.
- Add more funds anytime before the next bonus deadline to move up a tier and earn even more.
| Deposit | Quarterly Bonus | Total Potential (Year) |
|---|---|---|
| $10,000 | $20 | $80 |
| $25,000 | $50 | $200 |
| $50,000 | $100 | $400 |
| $100,000 | $200 | $800 |
| $250,000 | $500 | $2,000 |
High-Yield Savings Account - Up to $1,600 Bonus
- Open your first account through Raisin by December 31, 2025 using promo code GIFT.
- Make your qualifying deposit before January 14th to be eligible for the first quarter's bonus.
- Maintain your balance through the end of each quarter to earn cash payouts every three months.
- Add more funds anytime before the next bonus deadline to move up a tier and earn even more.
| Deposit | Quarterly Bonus | Total Potential (Year) |
|---|---|---|
| $10,000 | $15 | $60 |
| $25,000 | $38 | $150 |
| $50,000 | $75 | $300 |
| $100,000 | $150 | $600 |
| $250,000 | $400 | $1,600 |
No-Penalty CD - Up to $1,600 Bonus
- Open your first account through Raisin by December 31, 2025 using promo code GIFT.
- Make your qualifying deposit before January 14th to be eligible for the first quarter's bonus.
- Maintain your balance through the end of each quarter to earn cash payouts every three months.
- Add more funds anytime before the next bonus deadline to move up a tier and earn even more.
| Deposit | Quarterly Bonus | Total Potential (Year) |
|---|---|---|
| $10,000 | $15 | $60 |
| $25,000 | $38 | $150 |
| $50,000 | $75 | $300 |
| $100,000 | $150 | $600 |
| $250,000 | $400 | $1,600 |
High-Yield Savings Account - $250 Bonus
New customers only. Earn $250 for a minimum of $25,000 deposited on the Raisin platform within 14 days of your first deposit date and maintained over 90 days. To qualify for the bonus, the first deposit must be initiated by November 30, 2025, by 11:59 PM ET, and the customer must input code EASY at the time of sign-up.
High-Yield Savings Account - $500 Bonus
New customers only. Earn $500 for a minimum of $50,000 deposited on the Raisin platform within 14 days of your first deposit date and maintained over 90 days. To qualify for the bonus, the first deposit must be initiated by November 30, 2025, by 11:59 PM ET, and the customer must input code EASY at the time of sign-up.
High-Yield Savings Account - $1,000 Bonus
New customers only. Earn $1,000 for a minimum of $100,000 deposited on the Raisin platform within 14 days of your first deposit date and maintained over 90 days. To qualify for the bonus, the first deposit must be initiated by November 30, 2025, by 11:59 PM ET, and the customer must input code EASY at the time of sign-up.
High-Yield Savings Account - $75 Bonus
New customers only. Earn $75 for a minimum of $10,000 deposited on the Raisin platform within 14 days of your first deposit date and maintained over 90 days. To qualify for the bonus, the first deposit must be initiated by November 30, 2025, by 11:59 PM ET, and the customer must input code EASY at the time of sign-up.
- Where are my funds held? Your account is opened through Raisin, an online savings marketplace partnering with over 40 federally insured US banks and credit unions. However, your funds are held in a custodial account with the bank or credit union that is providing your savings account.
- Are my deposits insured? Yes. all banks and credit unions on the Raisin platform is FDIC or NCUA insured. For each institution, your funds are insured up to $250,000 per depositor.
- Are there any fees? No, there are no monthly service fees, account opening fees, or account closing fees.
- How long do deposits and withdrawals take? All deposits and withdrawals are completed within one to three (1-3) business days.
- How do I access my money? You have 24/7 online access. To withdraw money, just transfer it back to your linked bank account.
Highlights
Online only
- For the complete terms and conditions, view the merchant's website. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the merchant's website.
More Information
Raisin
Raisin Alternatives
Bank of America® Business Advantage Banking - $400 or $750 Cash Bonus Offer
- The $400 or $750 cash bonus offer is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new eligible business checking customers only.
- Offer expires 12/31/2026.
- To qualify, a new Business Advantage Relationship Banking or Business Advantage Fundamentals™ Banking account through the promotional page and deposit New Money* directly into that new eligible account within thirty (30) days of account opening (“Deposit Period”). At the
end of the Deposit Period, all New Money deposits made directly into new eligible Business Advantage Banking account will be totaled to determine which Balance Requirement you have met and which corresponding Cash Bonus Tier you
are eligible for.
Balance Requirement Cash Bonus Tier $5,000 $400 $15,000 $750 - Maintain a daily balance in that new Business Advantage Banking account that meets the applicable Balance Requirement during the Maintenance Period**
- After you satisfy all of the requirements, Bank of America will attempt to deposit your earned bonus directly into your new eligible Bank of America Business Advantage Banking account within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- *New Money is new funds deposited into your Business Advantage Banking account that are not transfers from other Bank of America accounts or Merrill investment accounts.
- ** The Maintenance Period begins thirty-one (31) calendar days after account opening and ends ninety (90) calendar days after account opening.
- Bank of America, N.A. Member FDIC
Wells Fargo Everyday Checking Account - $325 Bonus
- Get a $325 new checking customer bonus when you open an Everyday Checking account and receive $1,000 or more in qualifying direct deposits.
- Wells Fargo Bank, N.A.
Member FDIC
U.S. Bank Business Essentials - $400 Bonus
Promo code Q1AFL26 MUST be used when opening a U.S. Bank Business Essentials® or Platinum Business Checking account. Limit of one bonus per business. A $100 minimum deposit is required to open one of the referenced accounts.
To earn a business checking bonus, open a qualifying U.S. Bank business checking account between 1/15/2026 and 3/31/2026. Make the required deposit(s) in new money within 30 days of account opening, maintain the same required daily balance through the 60th day, and complete 6 qualifying transactions based on posted date within 60 days of account opening.
Business Essentials: $400 bonus with $5,000 new money deposits, daily balance, and 6 qualifying transactions.
Qualifying transactions include debit card purchases, ACH and wire credits or debits, Zelle credits or debits, U.S. Bank Mobile Check Deposit, electronic or paper checks, Bill Pay (excluding payments made by credit card), and payment received via U.S. Bank Payment Solutions. Other transactions, such as person-to-person payments, credit card transfers, or transfers between U.S. Bank accounts, are not eligible.
New money is defined as funds from outside U.S. Bank and cannot be transferred from another U.S. Bank product or a U.S. Bank Affiliate. For accounts opened on non-business days, weekends or federal holidays, the open date is considered the next business day. Account fees may reduce the required daily balance during the qualifying period.
Bonus will be deposited into your new eligible U.S. Bank business checking account within 30 days after the month-end in which all offer requirements are met, provided the account remains open with a positive available balance.
Offer may not be combined with other business checking bonus offers. Existing businesses with a business checking account or had one closed within the past 12 months, do not qualify.
All regular account-opening procedures apply. For full checking account pricing, terms and policies, refer to your Business Pricing Information, Business Essentials Pricing Information, and YDAA disclosure. These documents are available at any U.S. Bank branch or by calling 800.872.2657.
Bonus will be reported as interest earned on IRS Form 1099-INT and recipient is responsible for any applicable taxes. Current U.S. Bank employees are not eligible. U.S. Bank reserves the right to withdraw this offer at any time without notice.
Member FDIC
CIT Bank Savings Connect - 3.65% APY
- $100 minimum opening deposit
- No monthly maintenance fee
- Member FDIC
Free Business Checking - Earn $500 Bonus
To earn the $500 bonus, customers must apply for a Bluevine Business Checking account anytime between now and 03/31/2026 using the referral code CD500.
After opening your account, deposit a total of $5,000 within the first 30 days. After 30 days, maintain a minimum daily balance of $5,000 while also completing at least one of the following eligibility requirements every 30 days for 90 days:
- Deposit at least $5,000 from eligible merchant services to your Bluevine account OR
- Make at least $5,000 of outbound payroll payments from your Bluevine account using eligible payroll providers OR
- Spend at least $2,000 on eligible transactions with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard®
Banking services provided by Coastal Community Bank, Member FDIC









