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Quontic

Quontic Bank Promotions

Quontic is currently offering twelve promotions. Read our in-depth review of Quontic to see why Quontic scored 4.3 stars out of 5. We like their no monthly service fee and high interest rate.

4.50%

High Yield Savings - 4.50% APY

  • 4.50% APY
  • $100 minimum opening deposit
  • No monthly service fees
  • Minimum Deposit to Open: $100
  • Monthly Fee: $0
1.10%

High Interest Checking - Up to 1.10% APY

  • Earn up to 1.10% APY
  • $100 minimum opening deposit
  • APY is based on the account balance and making at least 10 qualifying debit card point-of-sale transactions of $10.00 or more per statement cycle.
  • Minimum Deposit to Open: $100
  • Monthly Fee: $0
5.10%

CD Rates - Up to 5.10% APY

  • $500 minimum opening deposit
  • FDIC insured

Term CD Rates
6 Month 5.10% APY
12 Month 4.50% APY
24 Month 4.50% APY
36 Month 4.40% APY
60 Month 4.30% APY
  • Minimum Deposit to Open: $500
5.00%

Money Market Account - 5.00% APY

  • Earn 5.00% Annual Percentage Yield
  • No monthly maintenance or overdraft fees
  • $100 minimum deposit required to open an account
  • Minimum Deposit to Open: $100
  • Monthly Fee: $0
5.10%

6 Month CD - 5.10% APY

  • Minimum Deposit to Open: $500
4.50%

12 Month CD - 4.50% APY

  • Minimum Deposit to Open: $500
4.50%

24 Month CD - 4.50% APY

  • Minimum Deposit to Open: $500
4.40%

36 Month CD - 4.40% APY

  • Minimum Deposit to Open: $500
4.30%

60 Month CD - 4.30% APY

  • Minimum Deposit to Open: $500
5.36%

2-Month High-Yield CD - 5.36% APY

  • No fees
  • $1 minimum deposit
  • 24/7 online access to funds
  • FDIC insured
  • Minimum Deposit to Open: $1
  • Monthly Fee: $0
2.50%

5-Month High-Yield CD - 2.50% APY

  • No fees
  • $1 minimum deposit
  • 24/7 online access to funds
  • FDIC insured
  • Minimum Deposit to Open: $1
  • Monthly Fee: $0
1.00%

Cash Rewards Checking

  • Get 1.00% Cash Back on All Eligible Debit Card Purchases
  • $100 minimum opening deposit
  • Minimum Deposit to Open: $100
  • Monthly Fee: $0
NexBank

High-Yield Savings Account - 5.26% APY

  • $1 minimum deposit
  • No fees
  • 24/7 online access to funds
  • FDIC insured
  • Minimum Deposit to Open: $1
  • Monthly Fee: $0
US Bank
Member FDIC

U.S. Bank Smartly® Checking and Standard Savings - Up to $450 Bonus

Earn up to $450 when you open a new U.S. Bank Smartly® Checking account and a Standard Savings account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through July 15, 2024. Member FDIC.

Earn up to $350 with a new Bank Smartly Checking account. Complete the following within 90 days of account opening:

  • Enroll in online banking or the U.S. Bank Mobile App
  • Make two or more direct deposit(s) totaling $7,500 or more

Earn up to $100 with a new Standard Savings account.

  • Make new money deposit(s) totaling $15,000 or more by July 31, 2024
  • Maintain the minimum total account balance of $15,000 or more through October 31, 2024

Offer may not be available if you live outside of the U.S. Bank footprint or are not an existing client of U.S. Bank or State Farm.

Expires in 3 days
  • Minimum Deposit to Open: $25
  • Monthly Fee: Waive the $6.95 Monthly Maintenance Fee with one of the following:
    • Are 24 and under, 65 and over or a member of the military (must self-disclose), OR
    • Have combined monthly direct deposits totaling $1,000+, OR
    • Keep average account balance of $1,500+, OR
    • Hold an eligible U.S. Bank credit card, OR
    • Qualify for one of the four Smart Rewards™ tiers (Primary, Plus, Premium or Pinnacle)
Ponce Bank

Money Market Deposit Account - 5.26% APY

  • No fees
  • FDIC insured
  • Minimum Deposit to Open: $1
  • Monthly Fee: $0
CIT Bank
Member FDIC

CIT Bank Platinum Savings - 5.00% APY

  • 5.00% APY with a balance of $5,000 or more
  • 0.25% APY with a balance of less than $5,000
  • $100 minimum opening deposit
  • No monthly maintenance fee
  • Member FDIC
  • Minimum Deposit to Open: $100
  • Direct Deposit Required: No
  • Monthly Fee: $0
Chase
Member FDIC

Chase Total Checking® - $300 Bonus

  • New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities
  • With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs.
  • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
  • JPMorgan Chase Bank, N.A. Member FDIC
  • Open your account online now
  • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
  • Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
Expires 10/16/2024
  • Minimum Deposit to Open: $0
  • Direct Deposit Required: Yes
  • Minimum Deposit Required: None
  • When Do You Get It: Within 15 days after meeting requirements
  • Monthly Fee: $12 or $0 with one of the following, each monthly statement period:
    • Electronic deposits made into this account totaling $500 or more, such as payments from payroll providers or government benefit providers, by using (i) the ACH network, (ii) the Real Time Payment or FedNow℠ network, (iii) third party services that facilitate payments to your debit card using the Visa® or Mastercard® network,
    • OR a balance at the beginning of each day of $1,500 or more in this account,
    • OR an average beginning day balance of $5,000 or more in any combination of this account and linked qualifying Chase checking, savings, and other balances.

    More Information

  • Pricing information from published website as of 07/03/2024
  • For the complete terms and conditions, view the merchant's website. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the merchant's website.
 Quontic
Member FDIC
 Visit SiteLearn More
 

Quontic

Ally Bank

 

Benefits and Features

Savings
High Yield Savings: 4.50% APY
4.20% APY
CD4.30% to 5.10% APY; $500 minimum3.00% to 4.85% APY. Terms of 3 months to 5 years. 12-month CD APY of 4.50%
CheckingHigh Interest Checking: Up to 1.10% APY
Cash Rewards Checking: 1.00% cashback
0.10% APY for daily balances less than $15,000. 0.25% APY for daily balances over $15,000
Money Market
5.00% APY
4.20% APY
Mobile App 
iOS & Android
ATMs 
43,000+ no-fee Allpoint ATMs
Customer Service 
24/7
Locations
Online only
Online only
 Visit SiteLearn More

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Quontic: Pricing information from published website as of 07/03/2024

Ally Bank: Pricing information from published website as of 05/14/2024.


Quontic Alternatives

CIT Bank
Member FDIC

CIT Bank Savings Connect - 4.65% APY

  • Earn 11x the national average
  • $100 minimum opening deposit
  • No monthly maintenance fee
  • Member FDIC
  • Minimum Deposit to Open: $100
  • Direct Deposit Required: No
  • Monthly Fee: $0
Chase
Member FDIC

Chase Secure Banking℠ - $100 Bonus

  • New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
  • Set up direct deposit and you may get your money up to two business days early-exclusively for Chase Secure Banking℠ customers.
  • No minimum deposit to open an account and get started plus no overdraft fees with a Chase debit card that helps you stay within your balance.
  • No need to worry about overdraft fees - Chase Secure Banking℠ allows you to spend only the money you have available.
  • Chase Secure Banking℠ customers told us they save an average of more than $40 per month on fees after opening their account.
  • Pay bills, cash checks and send or receive money with Zelle® with a Chase Secure Banking℠ account.
  • Bank from anywhere with access to more than 15,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile® app and Chase.com.
  • JPMorgan Chase Bank, N.A. Member FDIC.
Expires 10/16/2024
  • Minimum Deposit to Open: $0
  • Direct Deposit Required: No
  • Minimum Deposit Required: None
  • When Do You Get It: Within 15 days after completing qualifying activities
  • Monthly Fee: $4.95 or $0; Avoid the monthly service fee when you have electronic deposits made into the account totaling $250 or more during each monthly statement period.
Bank of America
Member FDIC

Bank of America Advantage Banking - $200 Bonus Offer

  • The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
  • The offer is for new checking customers only.
  • Offer expires 9/30/2024.
  • To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive qualifying direct deposits totaling $2,000 or more into that new eligible account within 90 days of account opening. Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
  • Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
  • Additional terms and conditions apply. See offer page for more details.
  • Bank of America, N.A. Member FDIC.
Expires 9/30/2024
US Bank
Member FDIC

Silver Business Checking Package - Up to $800 Bonus

Earn up to $800 bonus when you open a new, eligible U.S. Bank business checking account online with promo code Q3AFL24 and complete qualifying activities, subject to certain terms and limitations. Offer valid through September 16, 2024. Member FDIC. Complete these steps to earn the offer:

Earn your $300.

  • Complete $5,000 in new money deposits within 30 days of account opening and maintain for 60 days after account opening.

Earn your $800.

  • Complete $30,000 in new money deposits within 30 days of account opening and maintain for 60 days after account opening.
Expires 9/16/2024
  • Minimum Deposit to Open: $100
  • Monthly Fee: $0 monthly maintenance fee
Discover Bank
Member FDIC

Discover® Online Savings - $200 Cash Bonus

To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code CY624 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200.

What to know: Offer not valid for existing or prior Discover savings customers, including co-branded, or affinity accounts. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 09/12/2024, 11:59 PM ET. Offer may be modified or withdrawn without notice. See advertiser website for full details.

Expires 9/12/2024

Articles on Quontic

Quontic Bank Review

Quontic Bank aims to provide a better experience (and rewards) for those underserved by traditional banks. Review the rates, fees, and customer reviews.

Is Quontic Bank Legit

Is Quontic Bank safe and secure? Find out how Quontic protects your account and learn about common customer complaints.

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More Bank Promotions

Ally Bank Promotions

Online Savings Account - 4.20% APY
CIT Bank
Member FDIC

CIT Bank Promotions

CIT Bank Platinum Savings

LendingClub Bank Promo Code

Referral Program - Up to $500 Bonus

About CreditDonkey
CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

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