Quontic Bank Promotions
By Charles Tran
Updated June 3, 2026
Updated June 3, 2026
Quontic is currently offering eleven promotions. Read our in-depth review of Quontic to see why Quontic scored 4.3 stars out of 5. We like their no monthly service fee and high interest rate.
3.20%
High Yield Savings - 3.20% APY
- 3.20% APY
- $100 minimum opening deposit
- No monthly service fees
- Minimum Deposit to Open: $100
- Monthly Fee: $0
3.60%
CD Rates - Up to 3.60% APY
- $500 minimum opening deposit
- FDIC insured
| Term | CD Rates |
|---|---|
| 3 Month | 3.60% APY |
| 6 Month | 3.50% APY |
| 12 Month | 3.00% APY |
| 24 Month | 3.15% APY |
| 36 Month | 2.85% APY |
| 60 Month | 2.75% APY |
- Minimum Deposit to Open: $500
1.00%
Cash Rewards Checking
- Get 1.00% Cash Back on All Eligible Debit Card Purchases
- $100 minimum opening deposit
- Minimum Deposit to Open: $100
- Monthly Fee: $0
Compare Promotions
CIT Bank Platinum Savings - 4.10% APY Boost
With 6 month boost, you earn:
| Tier | Boost APY |
|---|---|
| Balance over $5,000 | 4.10%* |
| Balance less than $5,000 | 0.60%* |
After boost is completed, you will continue to earn our best standard rates:
| Tier | APY |
|---|---|
| Balance over $5,000 | 3.75%1 |
| Balance less than $5,000 | 0.25%1 |
- Needs to use promo code to qualify: CITBoost
- Boost lasts 6 months over standard APY
- Tiered account
- $100 minimum account opening
- Member FDIC
- No Monthly Service fees
- No account opening fees
- Minimum Deposit to Open: $100
- Direct Deposit Required: No
- Monthly Fee: $0
Disclosures
HSBC Premier - Up to $5,000
It's easy. The more you fund, the more you earn.
Discover all that Premier can do for you
- Earn our best savings rate with a Premier Relationship Savings account for an introductory period and thereafter if you qualify
- Send money internationally, securely, quickly and fee-free in the HSBC mobile app with our award-winning HSBC Global Money Transfers
- Enjoy peace of mind with unique travel benefits available through our credit cards
Here's how the offer works
- Open a Premier checking account by June 30, 2026
- Add your desired level of deposits and/or eligible investments within 20 days
- Get $1,500: Deposit or invest $150,000 to $249,999
- Get $2,500: Deposit or invest $250,000 to $499,999
- Get $3,500: Deposit or invest $500,000 to $999,999
- Get $5,000: Deposit or invest $1,000,000+
- Maintain your balances for 3 full consecutive months
- Remain opted-in to receive HSBC marketing emails
If all offer requirements are met, the bonus will be paid within 8 weeks.
- Monthly Fee: $50 monthly maintenance fee, unless eligibility criteria is met:
- Balances of $100,000 in combined U.S. consumer and qualifying commercial U.S. Dollar deposit and investment accounts; OR
- Monthly recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account(s); OR
- Any HSBC U.S. residential mortgage loan serviced by HSBC. Home Equity products, loans that are in foreclosure or bankruptcy, and loans for which servicing rights have been transferred are not included.
Bank of America Advantage Plus Banking® - Up to $500 Bonus Offer
- New checking customers only: Get a bonus offer up to $500 after completing qualifying transactions. See offer page for more details
- Bank of America N.A. Member FDIC.
- Minimum Deposit to Open: $100
- Monthly Fee: $12 or $0 – No monthly maintenance fee each statement cycle when you meet one of the following:
- Have at least one qualifying direct deposit of $250 or more or
- Maintain a minimum daily balance of $1,500 in your account or
- An account owner is enrolled in BofA Rewards™ and qualifies for the Preferred Plus, Preferred Honors, or Premier Tier
CIT Bank Platinum Savings - 3.75% APY
- 3.75% APY with a balance of $5,000 or more
- 0.25% APY with a balance of less than $5,000
- $100 minimum opening deposit
- No monthly maintenance fee
- Member FDIC
- Minimum Deposit to Open: $100
- Direct Deposit Required: No
- Monthly Fee: $0
Disclosures
High-Yield Savings Account - Up to $1,200 Bonus
New customers only. Earn up to a $1,200 bonus.
- Enter promo code SUMMER26 at sign-up and deposit a total of $10,000 or more within 14 days to secure your base cash bonus and unlock the optional recurring deposit reward.
- To earn an additional reward, schedule two or more recurring deposits within your first 90 days. You are eligible for a maximum additional bonus based on your deposit tier, allowing you to choose your matching recurring bonus tier or any tier below it.
- Maintain your balance for 90 days. Once all promotional requirements are met, your total combined cash bonus will be credited to your account within 30 days.
| Qualifying Deposit | Welcome Bonus | Bonus Boost | Total Bonus |
|---|---|---|---|
| $10,000 - $24,999 | $50 | +$10 | $60 |
| $25,000 - $49,999 | $125 | +$25 | $150 |
| $50,000 - $99,999 | $250 | +$50 | $300 |
| $100,000 - $199,999 | $500 | +100 | $600 |
| $200,000 or more | $1,000 | +200 | $1,200 |
Quontic CD Rates
What is Quontic's CD rates?
- 3 Month CD - 3.60% APY
- 6 Month CD - 3.50% APY
- 24 Month CD - 3.15% APY
- 12 Month CD - 3.00% APY
- 36 Month CD - 2.85% APY
- 60 Month CD - 2.75% APY
Highlights
Savings
High Yield Savings: 3.20% APY
High Yield Savings: 3.20% APY
Compare: Quontic vs CIT Bank
Checking
High Interest Checking: Up to 1.10% APY
Cash Rewards Checking: 1.00% cashback
High Interest Checking: Up to 1.10% APY
Cash Rewards Checking: 1.00% cashback
Compare: Quontic vs Bank of America
Money Market
3.80% APY
3.80% APY
Locations
Online only
Online only
- Pricing information from published website as of 06/03/2026.
- For the complete terms and conditions, view the merchant's website. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the merchant's website.
More Information
| ||
| Visit Site | Learn More | |
Quontic | Ally Bank | |
|---|---|---|
Benefits and Features | ||
| Savings | ||
| CD | 2.75% to 3.60% APY; $500 minimum | 2.70% to 3.70% APY. Terms of 3 months to 5 years. 12-month CD APY of 3.70% |
| Checking | High Interest Checking: Up to 1.10% APY Cash Rewards Checking: 1.00% cashback | 0.10% APY for daily balances less than $15,000. 0.25% APY for daily balances over $15,000 |
| Money Market | ||
| Mobile App | ||
| ATMs | 75,000+ no-fee Allpoint and MoneyPass ATMs | |
| Customer Service | ||
| Locations | ||
| Visit Site | Learn More | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Quontic: Pricing information from published website as of 06/03/2026. Ally Bank: Pricing information from published website as of 06/06/2026. | ||
Quontic Alternatives
CIT Bank Savings Connect - 3.65% APY
- $100 minimum opening deposit
- No monthly maintenance fee
- Member FDIC
- Minimum Deposit to Open: $100
- Direct Deposit Required: No
- Monthly Fee: $0
Disclosures
Bank of America Advantage Relationship Banking® - Up to $500 Bonus Offer
- New checking customers only: Get a bonus offer up to $500 after completing qualifying transactions. See offer page for more details
- Bank of America N.A. Member FDIC.
- Minimum Deposit to Open: $100
- Monthly Fee: $25 or $0 – No monthly maintenance fee each statement cycle when you meet one of the following:
- Maintain a minimum daily balance of $20,000 in your account or
- An account owner is enrolled in BofA Rewards™ and qualifies for the Preferred Plus, Preferred Honors, or Premier Tier
No-Fee Business Checking
- $0 monthly service fee
- $0 minimum opening deposit
- Open up to 20 individual business checking accounts
- Earn up to 3.00% APY with automated savings
- Issue up to 50 Visa® debit cards to your team
- Minimum Deposit to Open: $0
- Monthly Fee: $0
Free Checking Account for Small Business Owners
- Sign up in 3 minutes; no credit check
- No account fees - $0 monthly fee, overdraft fee, foreign transaction fee, or ATM fees at approximately 40,000 locations
- Automatic Savings
- Get paid up to 2 days early
- Savings with up to 4.00% APY
- Minimum Deposit to Open: $0
- Monthly Fee: $0
Free Business Checking - Earn $500 Bonus
To earn the $500 bonus, customers must apply for a Bluevine Business Checking account anytime between now and 09/30/2026 using the referral code CD500.
After opening your account, deposit a total of $5,000 within the first 30 days. After 30 days, maintain a minimum daily balance of $5,000 while also completing at least one of the following eligibility requirements every 30 days for 90 days:
- Deposit at least $5,000 from eligible merchant services to your Bluevine account OR
- Make at least $5,000 of outbound payroll payments from your Bluevine account using eligible payroll providers OR
- Spend at least $2,000 on eligible transactions with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard®
Banking services provided by Coastal Community Bank, Member FDIC
- Minimum Deposit to Open: $0
- Monthly Fee: $0
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More Bank Promotions
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Next Page: Quontic Bank Review
