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Provident Credit Union Promotions

3.35%

48-Month CD - 3.35% APY

3.35%

6-Month CD - 3.35% APY

3.30%

12-Month CD - 3.30% APY

3.30%

24-Month CD - 3.30% APY

3.30%

60-Month CD - 3.30% APY

3.20%

36-Month CD - 3.20% APY

Super Reward Checking

  • $25 minimum opening deposit
  • No monthly fees
  • No minimum balance requirement

Dividend Business Checking

  • $100 minimum opening deposit
  • No monthly or annual fees
  • No minimum balance
$475

Personal Checking Account - $475 Bonus

Open a new Super Reward Checking, Provident Checking, Simply Free Checking, or a Digital Edge Account. Use promo code JOIN475 at account opening. Deposit at least $25 within 60 days of account opening. Make purchases of $400 or more using a Provident debit and/or credit card for 2 consecutive months, starting the month following your checking account opening. Set up and receive direct deposits or automatic credits of $2,000 or more for two consecutive months, starting the month following your checking account opening. Enroll in online banking service and e-Documents.

Expires 6/30/2026
$500

Business Referral Program - Up to $500 Bonus

Earn $50 Visa® gift card for every successful referral who opens a business checking account, and completes qualifying activities. Earn up to a maximum of $500 per year.

$500

Referral Program - Up to $500 Bonus

Earn $100 Visa® gift card for every successful referral who registers using your personal referral link, opens a checking account, and completes qualifying activities. Earn up to a maximum of $500 per year.

Bank of America
Member FDIC

Bank of America Advantage Plus Banking® - Up to $500 Bonus Offer

  • New checking customers only: Get a bonus offer up to $500 after completing qualifying transactions. See offer page for more details
  • Bank of America N.A. Member FDIC.

Don't miss another hot deal. Check back often at CreditDonkey.

$475

Personal Checking Account - $475 Bonus

Open a new Super Reward Checking, Provident Checking, Simply Free Checking, or a Digital Edge Account. Use promo code WELCOME475 at account opening. Deposit at least $25 within 60 days of account opening. Make purchases of $400 or more using a Provident debit and/or credit card for 2 consecutive months, starting the month following your checking account opening. Set up and receive direct deposits or automatic credits of $500 or more for two consecutive months, starting the month following your checking account opening. Enroll in online banking service and e-Documents.

Expired 10/31/2025
$300

Personal Checking Account - $300 Bonus

Open a new qualifying checking account. Use promo code 9772. Deposit at least $25 within 60 days of account opening. Make purchases of $400 or more for 2 consecutive months, starting the month following your checking account opening. Establish direct deposits of $500 or more for two consecutive months, starting the month following your checking account opening. Enroll in online banking service and e-Documents.

Expired 8/31/2025
$300

Personal Checking Account - $300 Bonus

Open a new qualifying checking account. Use promo code 3030 at account opening. Deposit at least $25 within 60 days of account opening. Make purchases of $400 or more using a Provident debit and/or credit card for 2 consecutive months, starting the month following your checking account opening. Establish direct deposits of $500 or more for two consecutive months, starting the month following your checking account opening. Enroll in online banking service and e-Documents. Requirements must be completed within 120 days of account opening to qualify for bonus.

Expired 6/15/2025
$300

Business Checking Account - $300 Bonus

Open a Dividend Business Checking account. Use promo code 9982. Deposit $2,500 or more within 60 days of account opening. Make purchases of $400 or more per month for 2 months using a Provident Business debit and/or credit card. Enroll in online banking service and e-Documents. Business Savings account is required to open a Dividend Business Checking account.

Expired 6/4/2024
$500

Business Referral Program - Up to $500 Bonus

Earn $50 for every successful referral who registers using your personal referral link, open a business checking account, and completes qualifying activities. You must complete the registration found on this page to start referring family and friends. You may earn up to a maximum of $500 per year.

Expired 12/7/2023
$500

Referral Program - Up to $500 Bonus

Earn $50 for every successful referral who registers using your personal referral link, opens a checking account, and completes qualifying activities. You must complete the registration found on this page to start referring family and friends. You may earn up to a maximum of $500 per year.

Expired 12/7/2023
$300

Personal Checking Account - $300 Bonus

Open a new qualifying checking account. Use promo code 3030 at account opening. Deposit at least $25 within 60 days of account opening. Make purchases of $400 or more for 2 consecutive months, starting the month following your checking account opening. Establish direct deposits of $500 or more for two consecutive months, starting the month following your checking account opening. Enroll in online banking service and e-Documents.

Expired 5/31/2023
$300

Personal Checking Account - $300 Bonus

Open a new qualifying checking account. Use promo code 3030. Deposit at least $25 within 60 days of account opening. Make purchases of $400 or more for 2 consecutive months, starting the month following your checking account opening. Establish direct deposits of $500 or more for two consecutive months, starting the month following your checking account opening. Enroll in online banking service and e-Documents.

Expired 9/30/2022
$300

Personal Checking Account - $300 Bonus

Open a new qualifying checking account. Use promo code 3030. Deposit at least $25 within 60 days of account opening. Make purchases of $400 or more for 2 consecutive months, starting the month following your checking account opening. Establish direct deposits of $500 or more for two consecutive months, starting the month following your checking account opening. Enroll in online banking service and e-Documents. This offer is available to residents of the following counties in California: Alameda, Contra Costa, El Dorado, Placer, Sacramento, San Mateo, Santa Clara, and San Francisco.

Expired 3/31/2022
$300

Personal Checking Account - $300 Bonus

Open a new eligible Provident Credit Union personal checking account. Use promo code 1019. Make purchases of $300 or more using a Provident debit and/or credit card per month. Have monthly direct deposits or automatic credits of at least $500. Enroll in online banking and e-Documents (electronic statements and notices) with valid email address.

Expired 2/28/2021

Provident Credit Union Checking Bonus

What is the checking bonus at Provident Credit Union?

Provident Credit Union CD Rates

What is Provident Credit Union's CD rates?
  • 6-Month CD - 3.35% APY
  • 48-Month CD - 3.35% APY
  • 12-Month CD - 3.30% APY
  • 24-Month CD - 3.30% APY
  • 60-Month CD - 3.30% APY
  • 36-Month CD - 3.20% APY

    Highlights

    Locations
    21 branch locations in the state of California

Information sourced from the published website as of 06/05/2026.


Provident Credit Union Alternatives

Bank of America
Member FDIC

Bank of America Advantage Relationship Banking® - Up to $500 Bonus Offer

  • New checking customers only: Get a bonus offer up to $500 after completing qualifying transactions. See offer page for more details
  • Bank of America N.A. Member FDIC.
CIT Bank
Member FDIC

CIT Bank Platinum Savings - 4.10% APY Boost

Expires 6/30/2026
With 6 month boost, you earn:
Tier Boost APY
Balance over $5,000 4.10%*
Balance less than $5,000 0.60%*

After boost is completed, you will continue to earn our best standard rates:

Tier APY
Balance over $5,000 3.75%1
Balance less than $5,000 0.25%1

  • Needs to use promo code to qualify: CITBoost
  • Boost lasts 6 months over standard APY
  • Tiered account
  • $100 minimum account opening
  • Member FDIC
  • No Monthly Service fees
  • No account opening fees
Disclosures
HSBC
Member FDIC

HSBC Premier - Up to $5,000

Expires 6/30/2026
It's easy. The more you fund, the more you earn.

Discover all that Premier can do for you

  • Earn our best savings rate with a Premier Relationship Savings account for an introductory period and thereafter if you qualify
  • Send money internationally, securely, quickly and fee-free in the HSBC mobile app with our award-winning HSBC Global Money Transfers
  • Enjoy peace of mind with unique travel benefits available through our credit cards

Here's how the offer works

  1. Open a Premier checking account by June 30, 2026
  2. Add your desired level of deposits and/or eligible investments within 20 days
    • Get $1,500: Deposit or invest $150,000 to $249,999
    • Get $2,500: Deposit or invest $250,000 to $499,999
    • Get $3,500: Deposit or invest $500,000 to $999,999
    • Get $5,000: Deposit or invest $1,000,000+
  3. Maintain your balances for 3 full consecutive months
  4. Remain opted-in to receive HSBC marketing emails

If all offer requirements are met, the bonus will be paid within 8 weeks.

Relay

No-Fee Business Checking

  • $0 monthly service fee
  • $0 minimum opening deposit
  • Open up to 20 individual business checking accounts
  • Earn up to 3.00% APY with automated savings
  • Issue up to 50 Visa® debit cards to your team
Banking services provided by Thread Bank, Member FDIC.
Lili

Free Checking Account for Small Business Owners

  • Sign up in 3 minutes; no credit check
  • No account fees - $0 monthly fee, overdraft fee, foreign transaction fee, or ATM fees at approximately 40,000 locations
  • Automatic Savings
  • Get paid up to 2 days early
  • Savings with up to 4.00% APY
Lili is a financial technology company, not a bank. Banking services provided by Sunrise Banks N.A., Member FDIC
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