Provident Credit Union Promotions
Super Reward Checking
- $25 minimum opening deposit
- No monthly fees
- No minimum balance requirement
Dividend Business Checking
- $100 minimum opening deposit
- No monthly or annual fees
- No minimum balance
Personal Checking Account - $475 Bonus
Open a new Super Reward Checking, Provident Checking, Simply Free Checking, or a Digital Edge Account. Use promo code JOIN475 at account opening. Deposit at least $25 within 60 days of account opening. Make purchases of $400 or more using a Provident debit and/or credit card for 2 consecutive months, starting the month following your checking account opening. Set up and receive direct deposits or automatic credits of $2,000 or more for two consecutive months, starting the month following your checking account opening. Enroll in online banking service and e-Documents.
Business Referral Program - Up to $500 Bonus
Earn $50 Visa® gift card for every successful referral who opens a business checking account, and completes qualifying activities. Earn up to a maximum of $500 per year.
Referral Program - Up to $500 Bonus
Earn $100 Visa® gift card for every successful referral who registers using your personal referral link, opens a checking account, and completes qualifying activities. Earn up to a maximum of $500 per year.
Compare Promotions
Bank of America Advantage Banking - Up to $500 Cash Offer
- The cash offer up to $500 is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new checking customers only.
- Offer expires 05/31/2026.
- To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* into that new eligible account within 90 days of account opening. Your cash bonus amount will be based on the total amount of your Qualifying Direct Deposits received in the first 90 days.
Cash Bonus Total Qualifying Direct Deposits $100 $2,000 $300 $5,000 $500 $10,000+ - If all requirements are met 90 days after account opening, Bank of America will attempt to deposit your bonus into your new eligible account within 60 days.
- Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
- Additional terms and conditions apply. See offer page for more details.
- *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
- Bank of America, N.A. Member FDIC.
Provident Credit Union Offers You May Have Missed
Don't miss another hot deal. Check back often at CreditDonkey.
Personal Checking Account - $475 Bonus
Open a new Super Reward Checking, Provident Checking, Simply Free Checking, or a Digital Edge Account. Use promo code WELCOME475 at account opening. Deposit at least $25 within 60 days of account opening. Make purchases of $400 or more using a Provident debit and/or credit card for 2 consecutive months, starting the month following your checking account opening. Set up and receive direct deposits or automatic credits of $500 or more for two consecutive months, starting the month following your checking account opening. Enroll in online banking service and e-Documents.
Personal Checking Account - $300 Bonus
Open a new qualifying checking account. Use promo code 9772. Deposit at least $25 within 60 days of account opening. Make purchases of $400 or more for 2 consecutive months, starting the month following your checking account opening. Establish direct deposits of $500 or more for two consecutive months, starting the month following your checking account opening. Enroll in online banking service and e-Documents.
Personal Checking Account - $300 Bonus
Open a new qualifying checking account. Use promo code 3030 at account opening. Deposit at least $25 within 60 days of account opening. Make purchases of $400 or more using a Provident debit and/or credit card for 2 consecutive months, starting the month following your checking account opening. Establish direct deposits of $500 or more for two consecutive months, starting the month following your checking account opening. Enroll in online banking service and e-Documents. Requirements must be completed within 120 days of account opening to qualify for bonus.
Business Checking Account - $300 Bonus
Open a Dividend Business Checking account. Use promo code 9982. Deposit $2,500 or more within 60 days of account opening. Make purchases of $400 or more per month for 2 months using a Provident Business debit and/or credit card. Enroll in online banking service and e-Documents. Business Savings account is required to open a Dividend Business Checking account.
Business Referral Program - Up to $500 Bonus
Earn $50 for every successful referral who registers using your personal referral link, open a business checking account, and completes qualifying activities. You must complete the registration found on this page to start referring family and friends. You may earn up to a maximum of $500 per year.
Referral Program - Up to $500 Bonus
Earn $50 for every successful referral who registers using your personal referral link, opens a checking account, and completes qualifying activities. You must complete the registration found on this page to start referring family and friends. You may earn up to a maximum of $500 per year.
Personal Checking Account - $300 Bonus
Open a new qualifying checking account. Use promo code 3030 at account opening. Deposit at least $25 within 60 days of account opening. Make purchases of $400 or more for 2 consecutive months, starting the month following your checking account opening. Establish direct deposits of $500 or more for two consecutive months, starting the month following your checking account opening. Enroll in online banking service and e-Documents.
Personal Checking Account - $300 Bonus
Open a new qualifying checking account. Use promo code 3030. Deposit at least $25 within 60 days of account opening. Make purchases of $400 or more for 2 consecutive months, starting the month following your checking account opening. Establish direct deposits of $500 or more for two consecutive months, starting the month following your checking account opening. Enroll in online banking service and e-Documents.
Personal Checking Account - $300 Bonus
Open a new qualifying checking account. Use promo code 3030. Deposit at least $25 within 60 days of account opening. Make purchases of $400 or more for 2 consecutive months, starting the month following your checking account opening. Establish direct deposits of $500 or more for two consecutive months, starting the month following your checking account opening. Enroll in online banking service and e-Documents. This offer is available to residents of the following counties in California: Alameda, Contra Costa, El Dorado, Placer, Sacramento, San Mateo, Santa Clara, and San Francisco.
Personal Checking Account - $300 Bonus
Open a new eligible Provident Credit Union personal checking account. Use promo code 1019. Make purchases of $300 or more using a Provident debit and/or credit card per month. Have monthly direct deposits or automatic credits of at least $500. Enroll in online banking and e-Documents (electronic statements and notices) with valid email address.
Provident Credit Union Checking Bonus
Provident Credit Union CD Rates
- 6-Month CD - 3.35% APY
- 48-Month CD - 3.35% APY
- 12-Month CD - 3.30% APY
- 24-Month CD - 3.30% APY
- 60-Month CD - 3.30% APY
- 36-Month CD - 3.20% APY
Highlights
21 branch locations in the state of California
Information sourced from the published website as of 05/01/2026.
Provident Credit Union Alternatives
CIT Bank Platinum Savings - 4.10% APY Boost
| Tier | Boost APY |
|---|---|
| Balance over $5,000 | 4.10%* |
| Balance less than $5,000 | 0.60%* |
After boost is completed, you will continue to earn our best standard rates:
| Tier | APY |
|---|---|
| Balance over $5,000 | 3.75%1 |
| Balance less than $5,000 | 0.25%1 |
- Needs to use promo code to qualify: CITBoost
- Boost lasts 6 months over standard APY
- Tiered account
- $100 minimum account opening
- Member FDIC
- No Monthly Service fees
- No account opening fees
HSBC Premier - Up to $5,000
Discover all that Premier can do for you
- Earn our best savings rate with a Premier Relationship Savings account for an introductory period and thereafter if you qualify
- Send money internationally, securely, quickly and fee-free in the HSBC mobile app with our award-winning HSBC Global Money Transfers
- Enjoy peace of mind with unique travel benefits available through our credit cards
Here's how the offer works
- Open a Premier checking account by June 30, 2026
- Add your desired level of deposits and/or eligible investments within 20 days
- Get $1,500: Deposit or invest $150,000 to $249,999
- Get $2,500: Deposit or invest $250,000 to $499,999
- Get $3,500: Deposit or invest $500,000 to $999,999
- Get $5,000: Deposit or invest $1,000,000+
- Maintain your balances for 3 full consecutive months
- Remain opted-in to receive HSBC marketing emails
If all offer requirements are met, the bonus will be paid within 8 weeks.
No-Fee Business Checking
- $0 monthly service fee
- $0 minimum opening deposit
- Open up to 20 individual business checking accounts
- Earn up to 2.68% APY with automated savings
- Issue up to 50 Visa® debit cards to your team
Free Checking Account for Small Business Owners
- Sign up in 3 minutes; no credit check
- No account fees - $0 monthly fee, overdraft fee, foreign transaction fee, or ATM fees at approximately 40,000 locations
- Automatic Savings
- Get paid up to 2 days early
- Savings with up to 4.00% APY
Free Business Checking - Earn $500 Bonus
To earn the $500 bonus, customers must apply for a Bluevine Business Checking account anytime between now and 09/30/2026 using the referral code CD500.
After opening your account, deposit a total of $5,000 within the first 30 days. After 30 days, maintain a minimum daily balance of $5,000 while also completing at least one of the following eligibility requirements every 30 days for 90 days:
- Deposit at least $5,000 from eligible merchant services to your Bluevine account OR
- Make at least $5,000 of outbound payroll payments from your Bluevine account using eligible payroll providers OR
- Spend at least $2,000 on eligible transactions with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard®
Banking services provided by Coastal Community Bank, Member FDIC





