New York Community Bank Promotions
New York Community Bank Offers You May Have Missed
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Personal Checking Account - $350 Bonus
Open a new My Community Interest Checking account. Maintain an average daily balance of $500 or more for 90 days after account opening. Set up and receive qualifying direct deposits of $500 or more within 90 days of account opening.
Personal Checking Account - $250 Bonus
Open a new My Community Free Checking account. Maintain an average daily balance of $500 or more for 90 days after account opening. Set up and receive qualifying direct deposits of $500 or more within 90 days of account opening.
Compare Promotions
Bank of America Advantage Banking - $300 Bonus Offer
- The $300 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new checking customers only.
- Offer expires 05/31/2025.
- To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* totaling $2,000 or more into that new eligible account within 90 days of account opening. Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
- Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
- Bank of America, N.A. Member FDIC.
Chase Total Checking® - $300 Bonus
- New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities
- Chase Mobile® app - Manage accounts, pay bills, send money to friends with Zelle® and deposit checks from almost anywhere.
- Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
- Help keep your money protected with features like Zero Liability Protection, fraud monitoring and card lock.
- Chase Total Checking includes FDIC insurance up to the maximum amount allowed by law.
- With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs.
- Open your account online now
- Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
Online Checking Account - Earn Cash Back
- 1% cash back on up to $3,000 in debit card purchases each month. See website for details
- No fees
- Early Pay - Get your paycheck up to two days early with no charge
- No credit impact - You can apply without affecting your credit score.
- Access to over 60,000 no-fee ATMs in the U.S.
BMO Smart Advantage Checking account - Earn $400 Cash Bonus*
$400 cash bonus* when you have a cumulative total of $4,000 in qualifying direct deposits within 90 days of account opening between 5/5/25 - 9/8/25. *Conditions Apply. Accounts are subject to approval and available in the U.S. by BMO Bank N.A. Member FDIC
Highlights
Over 230 ATMs across 5 states.
Automated System available 24/7.
231 locations across New York, New Jersey, Florida, Ohio, and Arizona.
Pricing information from published website as of 09/08/2023.
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| Learn More | Learn More | |
New York Community Bank | Bank of America | |
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Benefits and Features | ||
| Savings | Bank of America Advantage Savings Standard Rate: 0.01% APY | |
| CD |
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| Checking |  | |
| Mobile App | ||
| ATMs | Over 230 ATMs across 5 states. | |
| Customer Service | Automated System available 24/7. |
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| IRA CD | | |
| Locations | 231 locations across New York, New Jersey, Florida, Ohio, and Arizona. | |
| Learn More | Learn More | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. New York Community Bank: Pricing information from published website as of 09/08/2023. Bank of America: Pricing information from published website as of 04/17/2025 based on 91107 zip code. | ||
