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NBKC Bank

2.76%

IRA Certificate of Deposit - Up to 2.76% APY

CD TermAPY
6 Month2.00%
1 Year2.76%
2 Years2.50%
3 Years2.25%
4 Years2.25%
5 Years2.25%

Business Checking

  • $0 minimum opening deposit
  • $0 monthly service fee
  • 90,000+ surcharge-free ATMs worldwide
Bank of America
Member FDIC

Bank of America Advantage Banking - Up to $500 Cash Offer

Expires 1/31/2027
  • The up to $500 cash offer must be opened through the Bank of America promotional page.
  • The offer is for new checking customers only.
  • Offer expires 01/31/2027.
  • To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* into that new eligible account within 90 days of account opening. Your cash bonus amount will be based on the total amount of your Qualifying Direct Deposits received in the first 90 days of account opening.
    Cash BonusTotal Direct Deposits
    $100$2,000
    $300$5,000
    $500$10,000+
  • After the Deposit Period ends, and once you satisfy all the requirements, we will attempt to deposit the earned bonus directly into your new eligible personal checking account within sixty (60) days. The new eligible personal checking account must be open and in good standing up to and including the date any earned bonus is paid.
  • Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
  • Additional terms and conditions apply. See offer page for more details.
  • *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
  • Bank of America, N.A. Member FDIC

    Highlights

    CD
    2.75% to 4.15% APY. Terms of 6 months to 5 years. Minimum opening deposit of $1,000 for terms of 6 months to 1 year; $250 for terms of 2 years to 5 years.
    Checking
    1.75% APY. $0 to open, no monthly service fees
    Money Market
    3.00% APY on all balances. $0 to open, no monthly service fees
    ATMs
    90,000+ surcharge-free ATMs worldwide
    Customer Service
    Mon - Fri 8 am - 7 pm (CT)
    IRA CD
    2.00% to 2.76% APY. Terms of 3 months to 5 years. Minimum deposit of $1,000 to open.
    Locations
    4 branches in Kansas City; Online banking available to all nationwide

Information including rates, fees, terms, and benefits was obtained on August 24, 2026 from published websites and is believed to be accurate, but not guaranteed.


NBKC Bank Alternatives

CIT Bank
Member FDIC

CIT Bank Platinum Savings - Up to 4.25% APY Boost

Expires 12/15/2026
With 6 month boost, you earn:
Tier Boost APY
Balance over $5,000 4.25%*
Balance less than $5,000 0.75%*

After boost is completed, you will continue to earn our best standard rates:

Tier APY
Balance over $5,000 3.75%1
Balance less than $5,000 0.25%1

  • Needs to use promo code to qualify: Boost50
  • Boost lasts 6 months over standard APY
  • Tiered account
  • $100 minimum account opening
  • Member FDIC
  • No Monthly Service fees
  • No account opening fees
Disclosures
HSBC
Member FDIC

HSBC Premier - Up to $3,000

Expires 12/31/2026
Earn a cash bonus when you open an HSBC Premier checking account and complete qualifying activities.

  • Get $1,000: Deposit or invest $50,000 to $99,999
  • Get $1,500: Deposit or invest $100,000 to $249,999
  • Get $2,000: Deposit or invest $250,000 to $499,999
  • Get $3,000: Deposit or invest $500,000+

The $50,000 minimum Qualifying Balance may qualify you for the promotional cash bonus, but HSBC Premier checking account has a $50 monthly maintenance fee unless you meet Premier qualification criteria (for example, $100,000 in combined balances).

How the offer works

  1. Open a Premier checking account by December 31, 2026
  2. Add your preferred amount of deposits and/or eligible investments within 30 days
  3. Maintain your balances for 3 full consecutive months
  4. Remain opted-in to receive HSBC marketing emails

If all offer requirements are met, the bonus will be paid within 8 weeks.

Your partner for every stage of life
We offer a unique range of products and privileges that gives you more of the things you care about. Plus, a personal Wealth Relationship Manager to help you reach your goals.

  • Wealth: Get access to a variety of investment solutions through HSBC Securities (USA) Inc. Investments are Not FDIC Insured; are Not a Deposit or Other Obligation of the Bank; and May Lose Value.
  • Health: Enjoy the support of a health and wellness concierge service, plus complimentary membership to 24/7 telemedicine services for you and your family.
  • Travel: Our credit cards come with a competitive range of rewards and benefits that complement your lifestyle.
  • International: Manage your finances around the world, with Premier privileges in select countries, perfect for global lifestyles.
Relay

No-Fee Business Checking

  • $0 monthly service fee
  • $0 minimum opening deposit
  • Open up to 20 individual business checking accounts
  • Earn up to 3.21% APY with automated savings
  • Issue up to 50 Visa® debit cards to your team
Banking services provided by Thread Bank, Member FDIC.
Lili

Free Checking Account for Small Business Owners

  • Sign up in 3 minutes; no credit check
  • No account fees - $0 monthly fee, overdraft fee, foreign transaction fee, or ATM fees at approximately 40,000 locations
  • Automatic Savings
  • Get paid up to 2 days early
  • Savings with up to 4.00% APY
Lili is a financial technology company, not a bank. Banking services provided by Sunrise Banks N.A., Member FDIC
Bluevine

Free Business Checking - Up to 1.3% APY

  • 1.3% APY on your balance up to $250,000 for customers that meet monthly eligibility requirements
  • $0 minimum opening deposit
  • $0 monthly service fee
Banking services provided by Coastal Community Bank, Member FDIC

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CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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