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Alliant Credit Union Promotions

Read our in-depth review of Alliant Credit Union to see why Alliant Credit Union scored 3.8 stars out of 5. We like their no monthly fee, earns interest, and 80,000+ in-network atms.

If you're looking for bank promotions, you must check out these offers.

CD Rates

  • Low minimum deposit of only $1,000; no maximum
  • Jumbo certificates may be available for a higher rate if you deposit $75,000 or more
  • Funds are insured up to $250,000 by NCUA
Term APY
3-month 3.10%
6-month 4.10%
12-month 4.00%
18-month 3.80%
24-month 3.70%
36-month 3.65%
48-month 3.65%
60-month 3.65%

Jumbo CD

  • Jumbo certificates if you deposit $75,000 or more
  • Funds are insured up to $250,000 by NCUA
Term APY
3-month 3.10%
6-month 4.10%
12-month 4.05%
18-month 3.85%
24-month 3.80%
36-month 3.75%
48-month 3.70%
60-month 3.70%

IRA CD Rates

  • Low minimum deposit of only $1,000; no maximum
  • Jumbo certificates may be available for a higher rate if you deposit $75,000 or more
  • Funds are insured up to $250,000 by NCUA
Term APY
3-month 3.10%
6-month 4.10%
12-month 4.00%
18-month 3.80%
24-month 3.70%
36-month 3.65%
48-month 3.65%
60-month 3.65%
4.10%

6-Month CD - 4.10% APY

4.10%

6-Month Jumbo CD - 4.10% APY

4.05%

12-Month Jumbo CD - 4.05% APY

4.00%

12-Month CD - 4.00% APY

3.85%

18-Month Jumbo CD - 3.85% APY

3.80%

18-Month CD - 3.80% APY

Compare CD Promotion:
3.75%

3-Year Jumbo CD - 3.75% APY

3.70%

24-Month CD - 3.70% APY

3.70%

5-Year Jumbo CD - 3.70% APY

3.65%

36-Month CD - 3.65% APY

3.65%

48-Month CD - 3.65% APY

3.65%

60-Month CD - 3.65% APY

3.10%

3-Month CD - 3.10% APY

3.10%

3-Month Jumbo CD - 3.10% APY

High-Rate Checking

  • 0.25% APY when you opt in to eStatements and have at least one monthly electronic deposit to your account
  • No monthly service fee
  • No minimum balance requirement
  • Up to $20/month in ATM fee rebates
3.10%

High-Rate Savings

  • 3.10% APY when you maintain average daily balance of $100 or more
  • No monthly fee when you opt in to eStatements
  • $5 initial deposit
$100

Personal Savings Account - $100 Bonus

Open a new Ultimate Opportunity Savings account online or by calling 800-328-1935. Enroll in offer by mentioning “Suze Orman's The Ultimate Opportunity Savings Account promotion” at account opening. Fund the account by transfers and/or deposits totaling $100 or more each month for 12 consecutive months. The first $100 must be transferred and/or deposited within 30 days of account opening. Transferred and/or deposited funds must post to the account by the last day of the month. Bonus will be deposited to the account within 4 weeks after completing the requirements.

Expires 12/31/2025
Bank of America
Member FDIC

Bank of America Advantage Banking - Up to $500 Cash Offer

Expires 1/31/2026
  • The cash offer up to $500 is an online only offer and must be opened through the Bank of America promotional page.
  • The offer is for new checking customers only.
  • Offer expires 1/31/2026.
  • To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* into that new eligible account within 90 days of account opening. Your cash bonus amount will be based on the total amount of your Qualifying Direct Deposits received in the first 90 days.
    Cash BonusTotal Qualifying Direct Deposits
    $100$2,000
    $300$5,000
    $500$10,000+
  • If all requirements are met 90 days after account opening, Bank of America will attempt to deposit your bonus into your new eligible account within 60 days.
  • Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
  • Additional terms and conditions apply. See offer page for more details.
  • *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
  • Bank of America, N.A. Member FDIC.

Alliant Credit Union Trending Offers

2 days agoCD Rates selected by a visitor from New York
7/15/202518-Month Jumbo CD - 3.85% APY selected by a visitor from New Jersey
7/13/2025High-Rate Savings selected by a visitor from Idaho
5/21/20255-Year Jumbo CD - 3.70% APY selected by a visitor from California
4/13/20253-Month Jumbo CD - 3.10% APY selected by a visitor from Washington

Alliant Credit Union CD Rates

What is Alliant Credit Union's CD rates?
  • 6-Month Jumbo CD - 4.10% APY
  • 6-Month CD - 4.10% APY
  • 12-Month Jumbo CD - 4.05% APY
  • 12-Month CD - 4.00% APY
  • 18-Month Jumbo CD - 3.85% APY
  • 18-Month CD - 3.80% APY
  • 3-Year Jumbo CD - 3.75% APY
  • 24-Month CD - 3.70% APY
  • 5-Year Jumbo CD - 3.70% APY
  • 36-Month CD - 3.65% APY
  • 48-Month CD - 3.65% APY

Information sourced from the published website as of 09/12/2025.

 

Alliant Credit Union

Ally Bank

 

Benefits and Features

Savings 
3.50% APY
CD 3.00% to 3.90% APY. Terms of 3 months to 5 years. 12-month CD APY of 3.85%
Checking 0.10% APY for daily balances less than $15,000. 0.25% APY for daily balances over $15,000
Money Market 
3.50% APY
Mobile App 
iOS & Android
ATMs
80,000+ fee-free ATMs
75,000+ no-fee Allpoint and MoneyPass ATMs
Customer ServicePhone: 800-328-1935
Online chat
24/7
Locations
Online only
Online only

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Alliant Credit Union: Information sourced from the published website as of 09/12/2025.

Ally Bank: Pricing information from published website as of 09/08/2025.

Teen Checking Account

  • No monthly fee
  • No minimum balance
  • $20/month in ATM fee rebates

Alliant Teen Checking

  • 0.25% APY
  • No minimum balance requirement
  • No monthly fee
  • For members who are 13-17 years old

Alliant Credit Union Alternatives

Bank of America
Member FDIC

Bank of America® Business Advantage Banking Checking Account - $200 Bonus Offer

Expires 12/31/2025
  • The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
  • The offer is for new eligible business checking customers only.
  • Offer expires 12/31/2025.
  • To qualify, deposit $5,000 or more in New Money* directly into a new eligible Bank of America Business Advantage Banking account within thirty (30) days of account opening.
  • Maintain an average balance of $5,000 in that new Business Advantage Banking account during the Maintenance Period**.
  • Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
  • Additional terms and conditions apply. See offer page for more details.
  • *New Money is new funds deposited into your business checking account that are not transfers from other Bank of America deposit accounts or Merrill investment accounts.
  • ** The Maintenance Period begins thirty-one (31) calendar days after account opening and ends ninety (90) calendar days after account opening.
  • Bank of America, N.A. Member FDIC
Wells Fargo

Wells Fargo Everyday Checking Account - $325 Bonus

Expires 10/15/2025
  • Get a $325 new checking customer bonus when you open an Everyday Checking account and receive $1,000 or more in qualifying direct deposits.
  • Wells Fargo Bank, N.A. Member FDIC
Discover Bank
Member FDIC

Discover® Online Savings - $200 Cash Bonus

Expires 3/12/2026

To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code CY925 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200.

What to know: Offer not valid for existing or prior Discover savings customers. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 03/12/2026, 11:59 PM ET. Offer may be modified or withdrawn without notice. Due to new customer funding limits, you may wish to initiate fund transfers at your other institution. For information on funding, see FAQs on Discover.com/Bank. See advertiser website for full details.

U.S. Bank
Member FDIC

U.S. Bank Business Essentials - $400 Bonus

Expires 9/30/2025

Promo code Q3AFL25 MUST be used when opening a U.S. Bank Business Essentials or Platinum Business Checking account. Limit of one bonus per business. A $100 minimum deposit is required to open one of the referenced accounts.

Earn your $400 Business Checking bonus by opening a new U.S. Bank Business Essentials account between 7/1/2025 and 9/30/2025. You must make deposit(s) of at least $5,000 in new money within 30 days of account opening and thereafter maintain a daily balance of at least $5,000 until the 60th day after account opening. You must also complete 5 qualifying transactions within 60 days of account opening.

Qualifying transactions include debit card purchases, ACH credits, Wire Transfer credits and debits, Zelle credits and debits, U.S. Bank Mobile Check Deposit or Bill Pay. Other transactions such as (but not limited to) other Person to Person payments, transfers to credit card or transfers between U.S. Bank accounts are not eligible.

New money is considered money that is new to U.S. Bank. Funds must come from outside U.S. Bank and cannot be transferred from another U.S. Bank product or a U.S. Bank Affiliate. For accounts opened on non-business days, weekends or federal holidays, the open date is considered the next business day. Account fees (e.g., monthly maintenance, paper statement fee, etc.) could reduce the qualifying daily balance, therefore you must make deposit(s) to cover the fees to maintain the daily balance during the qualifying period to be awarded the bonus. Refer to the Business Pricing Information or Business Essentials® Pricing Information Document for a list of fees.

Bonus will be deposited into your new eligible U.S. Bank Business Checking account within 30 days following the last calendar day of the month you complete all of the offer requirements, as long as the account is open and has a positive available balance.

Offer may not be combined with any other business checking account bonus offers. Existing customers (businesses) with a business checking account or customers (businesses) who had an account in the last 12 months, do not qualify.

All regular account-opening procedures apply. For a comprehensive list of checking account pricing, terms and policies, reference your Business Pricing Information or Business Essentials® Pricing Information and YDAA disclosure. These documents can be obtained by contacting a U.S. Bank branch or calling 800.872.2657.

Bonus will be reported as interest earned on IRS Form 1099-INT and recipient is responsible for any applicable taxes. Current U.S. Bank employees are not eligible. U.S. Bank reserves the right to withdraw this offer at any time without notice. Member FDIC

CIT Bank
Member FDIC

CIT Bank Platinum Savings - 4.00% APY

  • 4.00% APY with a balance of $5,000 or more
  • 0.25% APY with a balance of less than $5,000
  • $100 minimum opening deposit
  • No monthly maintenance fee
  • Member FDIC

Articles on Alliant Credit Union

Alliant Teen Checking Review

Looking for a good checking account for teenagers? Find out if Alliant Teen Checking is safe and legit for your child.

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Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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*Terms and conditions apply. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. Please review the merchant's website for terms and conditions.

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