Personal Capital vs Wealthfront

Personal Capital is a free advanced tools plus hybrid advisory service for people with over $100k in investments. How does it compare to Wealthfront? Read our comparison chart below.

Personal Capital offers free advanced financial tools and paid wealth management services.

While Wealthfront has a low fee of 0.25% and a minimum of $500 to open an account. Wealthfront offers advanced planning tools to help provide a complete picture of your financial health and track your goals. However, there are no human advisors.

Compare Personal Capital with Wealthfront, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

		WealthfrontQuickenBettermentAcornsRobinhood
	Personal Capital	Wealthfront
	SPECIAL OFFER Free Money Management Tools - Learn More Read Personal Capital Review	SPECIAL OFFER Wealthfront Cash Account - Learn More Read Wealthfront Review
	Benefits and Features
Annual Fee	0.89% for first $1 million, 0.79% for first $3 million, next $2 million 0.69%, next $5 million, 0.59%, and 0.49% over $10 million	0.25%
Minimum Deposit	$100,000	$500
Phone Support	Yes	Yes
Live Chat Support	No	No
Email Support	Yes	Yes
Human Advisors	Yes	No
Robo Advisor
Assets Under Management	$23 Billion	$10+ Billion
Tax Loss Harvesting	Yes	Yes
Goal Tracker	Yes	Yes
Automatic Deposits	Yes	Yes
Online Platform	Yes	Yes
iPhone App	Yes	Yes
Android App	Yes	Yes
Mobile App		Yes
Single Stock Diversification	Yes	Yes
Fractional Shares	No	No
Taxable Accounts	Yes	Yes
401k Plans	Yes	No
IRA Accounts	Yes	Yes
Roth IRA Accounts	Yes	Yes
SEP IRA Accounts	Yes	Yes
Trust Accounts	Yes	Yes
529 Plans	Yes	Yes
	CreditDonkey® Reviews
Human Advisors
Robo Advisor
Price
Goal Tracker
Customer Service
Budgeting
Ease of Use
Investment Tracking
Retirement Planning
Annual Fee
Minimum Deposit
Investment Types
Pros & Cons	Pros: Retirement planner Free portfolio advice Robo plus human advisors Cons: $100,000 min for advisory service Higher fees than competitors	Pros: Minimal opening deposit & fees Advanced goal tracker Tax loss harvesting Cons: No human advisors No fractional shares
Bottom Line	Free advanced tools plus hybrid advisory service for people with over $100k in investments... Read full review	Good robo-advisor for hands-off investor. Fees are low, but lack human advisors... Read full review
	Free Money Management Tools Join Personal Capital For Free $100 Visa® Gift Card	Wealthfront Cash Account
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Personal Capital: Pricing information from published website as of 04/30/2020 Wealthfront: Pricing information from published website as of 04/04/2018 Personal Capital: Personal Capital Advisors Corporation (“PCAC”) compensates CreditDonkey Inc (“Company”) for new leads. (“Company”) is not an investment client of PCAC.

Free Money Management Tools

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$100 Visa® Gift Card

New users that participate in both an initial call and advisory recommendation with a Personal Capital advisor can get a $100 Visa® gift card. Here's how you can get paid:

• Sign up for free, easy-to-use financial tools
• Link bank and investment accounts of at least $250,000 (savings, investment accounts, employer-sponsored 401ks, etc.)
• Receive a free financial analysis after talking with an expert
• Earn a FREE $100 Visa® gift card

Learn More

Expires 10/31/2022

Which is Better: Personal Capital or Wealthfront?

Still need help deciding which investing is better? Read the in-depth reviews below. You may also be interested in comparing Personal Capital or Ally Invest.

In short: Personal Capital's customer service is outstanding.

Articles on Personal Capital

Personal Capital Reviews

Personal Capital offers wealth management services and free financial tools. But is it legit? Find out if this robo advisory service is right for you.

• Personal Capital vs Betterment
• Personal Capital vs Vanguard
• Personal Capital vs Fidelity

Is Personal Capital Safe

Personal Capital offers free budgeting tools. But is it safe to link all your financial accounts? Learn just how secure Personal Capital is.

Personal Capital vs Quicken

Quicken is the oldest name in personal finance software, while Personal Capital is newer and offers advanced tools for free. Read on to see if it's a good alternative to Quicken.

Personal Capital vs Mint

Personal Capital and Mint are popular money management apps. Read this review to find out how they compare and which one is better for you.

Personal Capital Retirement Planner

Are you in good shape for retirement? Personal Capital's free money management tools can help you find out.

Articles on Wealthfront

Wealthfront Review

Wealthfront simplifies long-term, low-cost investing with a diversified portfolio. But is it safe? Read on to learn if Wealthfront is worth it.

• Wealthfront vs Acorns
• Wealthfront vs Robinhood

Which Do You Think is Best?

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