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Personal Capital vs Betterment

Personal Capital is a free advanced financial tools plus hybrid advisory service for high net-worth individuals. How does it compare to Betterment? Read our comparison chart below.

Personal Capital offers free advanced financial tools and paid wealth management services.

While Betterment offers automatic investing starting at an annual fee of 0.25% of your account balance. There is no fee to open an account and no minimum deposit required. All balances get automatic rebalancing, tax loss harvesting, and access to financial experts.

Compare Personal Capital with Betterment, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 Personal CapitalBetterment
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Personal Capital

Betterment

SPECIAL OFFER
Get Started with Personal Capital - Learn More

Read Personal Capital Review

SPECIAL OFFER
Get up to 1 Year Managed Free - Learn More

Read Betterment Review

 

Benefits and Features

Annual Fee0.89% for first $1 million, 0.79% for first $3 million, next $2 million 0.69%, next $5 million, 0.59%, and 0.49% over $10 million0.25% for accounts under $100,000; 0.40% for accounts $100,000+
Minimum Deposit
$100,000
$0
Phone Support
Yes
Yes
Live Chat Support
No
No
Email Support
Yes
Yes
Human Advisors
Yes
Yes
Robo Advisor
Assets Under Management
$6.5 Billion
$14 Billion
Tax Loss Harvesting
Yes
Yes
Goal Tracker
Yes
Yes
Automatic Deposits
Yes
Yes
Online Platform
Yes
Yes
iPhone App
Yes
Yes
Android App
Yes
Yes
Single Stock Diversification
Yes
No
Fractional Shares
No
Yes
Taxable Accounts
Yes
Yes
401k Plans
Yes
Yes
IRA Accounts
Yes
Yes
Roth IRA Accounts
Yes
Yes
SEP IRA Accounts
Yes
Yes
Trust Accounts
Yes
Yes
529 Plans
Yes
No
 

CreditDonkey® Reviews

 Personal CapitalBetterment
Annual Fee
Minimum Deposit
Human Advisors
Customer Service
Pros & ConsPros:
  • Retirement planner
  • Free portfolio advice
  • Robo plus human advisors
Cons:
  • $100,000 min for advisory service
  • Higher fees than competitors
Pros:
  • No minimum investment
  • Many customized portfolios
  • Automatically invest extra funds
Cons:
  • Limited investment options
  • High fees for large investors
Bottom LineFree advanced financial tools plus hybrid advisory service for high net-worth individuals... Read full reviewGreat robo-advisor for beginners with low fees, good tools, and tax strategies... Read full review
 Visit SiteVisit Site

Personal Capital: Pricing information from published website as of 04/04/2018

Betterment: Pricing information from published website as of 04/04/2018

Which is Better: Personal Capital or Betterment?

Still need help deciding which investing is better? Read the in-depth reviews below. You may also be interested in comparing Personal Capital or Ally Invest.

In short: Personal Capital's human advisors and customer service are outstanding. Betterment's annual fee and minimum deposit are noteworthy. In particular, the minimum deposit is excellent.


Articles on Personal Capital

    Personal Capital Reviews

    Personal Capital offers free advanced financial tools and paid wealth management services. But is it right for you? Read on for the pros and cons.

    Is Personal Capital Safe

    Personal Capital offers free budgeting tools. But is it safe to link all your financial accounts? Learn just how secure Personal Capital is.

Articles on Betterment


Which Do You Think is Best?

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