Save money and be informed. CreditDonkey is a credit card comparison and reviews website. This website is made possible through financial relationships with card issuers and some of the products and services mentioned on this site. Advertiser Disclosure†

Payoff vs Prosper

Payoff is a credit card consolidation loans for borrowers with good credit. How does it compare to Prosper? Read our comparison chart below.

 Visit SiteVisit Site



Personal Loans - Learn More

Read Payoff Review

Personal Loans - Learn More

Read Prosper Review


CreditDonkey® Reviews

EligibilityStarStarHalf StarEmpty StarEmpty StarStarStarStarStarEmpty Star
FeesStarStarStarStarHalf StarStarStarStarEmpty StarEmpty Star
Interest RatesStarStarStarStarEmpty StarStarStarStarEmpty StarEmpty Star
Pros & ConsPros:
  • Low APR for excellent credit
  • No late fees
  • Can help boost credit score
  • Only for credit card debt
  • No cosigners allowed
  • Slow funding process
  • Online application
  • No prepayment penalties
  • Better approval chances
  • High APR for "fair credit"
  • Only two terms offered
  • Won't pay creditors directly
Bottom LineCredit card consolidation loans for borrowers with good credit... Read full reviewLow APRs for "good credit" borrowers who need a small loan... Read full review

Personal Loans

Personal Loans

Which is Better: Payoff or Prosper?

Still need help deciding which personal loans is better? Read the in-depth reviews below. You may also be interested in comparing Payoff or SoFi.

In short: Payoff's fees and interest rates are noteworthy. Prosper's eligibility is worth mentioning.

Articles on Payoff

Payoff Personal Loan Review

Payoff offers personal loans for credit consolidation, but are the APRs worth your time? Find out if you qualify and how they work with credit bureaus.

Articles on Prosper

Prosper Personal Loan Review

Prosper offers peer-to-peer personal loans at fairly low APRs. Before applying, find out if you'll qualify and who Prosper loans are best for.

Which Do You Think is Best?

About CreditDonkey
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

About Us | Reviews | Deals | Tips | Privacy | Do Not Sell My Info | Terms | Contact Us
(888) 483-4925 | 680 East Colorado Blvd, 2nd Floor | Pasadena, CA 91101
© 2021 CreditDonkey Inc. All Rights Reserved.