Don't Overpay. Learn About Mortgages

How to Buy Your First Home

Thinking of buying your first home? Read this step-by-step guide to learn how to prepare AND avoid the common mistakes first time homebuyers make.

How to Save for a House

Saving for a house down payment takes patience and discipline. Read on for smart tips on how to save enough money to buy a house and some mistakes to skip.

Must-Read Guides

Pre Approval Mortgage: What You Need to Know

A mortgage pre-approval is the essential first step to getting your dream home. Learn why it's important and how to get one.

How to Get Approved for a Home Loan

Be prepared before you apply for a home loan. Understand what lenders are looking for. Here's how to improve your approval odds.

Mortgage Reviews

SoFi Mortgage Review: Is It Good Legitimate Lender?

Thinking about buying a home or refinancing your existing mortgage? Is SoFi a good online lender or should you stick with a traditional bank? Read on for the pros and cons.

Buying Tips

How Much Money Do You Need to Buy a House?

Besides the down payment, there are many other fees that you may not have considered. Prepare yourself for all the costs of purchasing a home.

23 Scientific Reasons Why Owning is Better than Renting

Need a reason to justify your reason for wanting to own a house instead of renting? We have 23 reasons for you, backed by proven facts.

How Much House Can I Afford? Smart Rule of Thumb

A simple estimate is to spend 28% of your monthly income on housing payments. But is that ideal? Learn how to better calculate how much house you can really afford.

Recent Articles

Are You Ready to Buy a House

Just because you can afford to buy a house doesn't mean you're ready. Buying a house is a big responsibility. Here's how to find out if it's the right choice for you.

How Much Does It Cost to Build a Deck

Decks could add value to your house. But how much would it really cost to build a deck? And do you need a permit? Read on for the answers.

How Much Does It Cost to Build a Garage

A new garage can cost as little as $11,000 or as much as $100,000. Keep reading to learn which factors affect the price and how your dream garage may stack up.

Mortgage rates have seen major highs and lows since Freddie Mac started tracking them in 1971. Rates have gotten as high as 18.63% and as low as 3.31% for a 30-year fixed rate loan. Mortgage rates today remain on the low end, with the average ...

How to Become a Realtor

Selling houses for a living can make you some large commissions, but it comes with a lot of work before you can even start selling.

U-Pack Review

No matter whether you're moving to your first apartment, your retirement home, or somewhere in between, packing and unpacking your belongings is a significant hassle.

Home Buying Checklist

Your perfect house might not contain all of the features you want right away. Buying a house often means sacrificing. It all comes down to your wants and needs.

Mortgage Rate vs APR

Do you like paying more for your mortgage payment than necessary? We didn't think so. But worrying about your mortgage payment or interest rate alone could have you paying thousands of dollars more than necessary.

What Does an Underwriter Do?

Mortgage underwriting is where key decisions are made in the lending process. The underwriter has the power to approve or decline your loan application. Yet, you never talk to this "mystery person."

How Long Does Underwriting Take?

Underwriters have your financing in their hands. They can decide "yes" or "no". Learn how the mortgage underwriting process works and how to speed it up.