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MoneyLion vs Digital Federal Credit Union

MoneyLion is a costly credit builder loan with membership fees and high APRs. How does it compare to Digital Federal Credit Union? Read our comparison chart below.

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Digital Federal Credit Union

Up to $500 Instacashâ„  advances - Learn More

Read MoneyLion Review

Referral Program - $10 Bonus - Learn More

Read Digital Federal Credit Union Review


Benefits and Features

Credit Building Tools
Credit Builder Loan
Credit Builder Loan
Credit Bureaus Reporting
3 Main Credit Bureaus
3 Main Credit Bureaus
$19.99 monthly membership
$0 (membership required)
Monthly Loan PaymentDepends on approved loan ($1,000 maximum)Depends on loan amount ($500 - $3,000)
Loan Term
12 months
12 - 24 months
5.99% - 29.99%
Mobile App

CreditDonkey® Reviews

Credit Building ToolsStarStarStarHalf StarEmpty StarStarStarStarHalf StarEmpty Star
Credit Bureaus ReportingStarStarStarStarStarStarStarStarStarStar
FeesStarStarEmpty StarEmpty StarEmpty StarStarStarStarHalf StarEmpty Star
Mobile AppStarStarStarStarStarStarStarStarStarStar
Pros & ConsPros:
  • Access your loan funds upfront
  • Reports to 3 credit bureaus
  • Free credit monitoring
  • $19.99/month membership fees
  • Not available in all states
  • 12-24 months repayment term
  • Available in all 50 states
  • No need to pay during the first 60 days
  • Must be a DCU member
  • Potential membership fees
  • Late fees
Bottom LineCostly credit builder loan with membership fees and high APRs... Read full reviewCredit builder loan with low interests exclusively for DCU members... Read full review

Referral Program - $10 Bonus

Digital Federal Credit Union: Information sourced from the published website as of 11/18/2023.

Which is Better: MoneyLion or Digital Federal Credit Union?

In short: Digital Federal Credit Union's fees is notable.

Articles on MoneyLion

MoneyLion Credit Builder Review

MoneyLion's Credit Builder loans can improve your credit in 12 months. But is it worth the price? Read on.

Apps Like MoneyLion

MoneyLion is a good app that offers a $500 cash advance. Not quite enough for you? Here are other similar cash advance apps to look at.

Articles on Digital Federal Credit Union

DCU Credit Builder Loan Review

DCU's Credit Builder Loan aims to give your credit a boost in just 12 to 24 months. But does this member-only service deliver? Read on to find out.

Which Do You Think is Best?

About CreditDonkey
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Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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