Ink Business Preferred vs American Express Business Platinum
Ink Business Preferred is an excellent credit card for the modern small business. How does it compare to American Express Business Platinum, a travel charge card? Read our comparison chart below.
Keep in mind, the Ink Business Preferred has a
Charge Card vs Credit Card: Ink Business Preferred® Credit Card is a credit card while The Business Platinum Card® from American Express is a charge card. If you plan to carry a balance, avoid charge cards as they usually require that you pay in full.
Ink Business Preferred® Credit Card | The Business Platinum Card® from American Express | |
|---|---|---|
| Business Credit Card | Business Charge Card | |
Card Interest Rates & Fees | ||
| Purchase APR | 15.99% to 20.99% Variable based on your creditworthiness and other factors | N/A |
| Balance Transfers APR | 15.99% to 20.99% Variable based on your creditworthiness and other factors | N/A |
| Foreign Transaction Fee | $0 | No foreign transaction fee |
| Annual Fee | ||
Card Rewards & Benefits | ||
| Introductory Bonus Offer | New Offer! Earn 100,000 bonus points after you spend $15,000 on purchases in the first 3 months from account opening. | Earn 75,000 Membership Rewards® points after you spend $15,000 on qualifying purchases within your first 3 months of Card Membership. |
| Travel Rewards | Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases—with no limit to the amount you can earn. 1:1 point transfer to leading airline and hotel loyalty programs | Travel Rewards |
| Airline Rewards | 1:1 point transfer to leading airline and hotel loyalty programs | Get 5X Membership Rewards® points on flights on amextravel.com. |
| Bonus Airline Rewards | 35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year when you book on amextravel.com. | |
| Hotel Rewards | 1:1 point transfer to leading airline and hotel loyalty programs | Get 5X Membership Rewards® points on prepaid hotels on amextravel.com. |
| Point Rewards | Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases—with no limit to the amount you can earn. | Get 50% more Membership Rewards® points. That's an extra half point per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year. |
| Airline Status | Get up to $200 in statement credits per calendar year on a selected airline for incidentals such as baggage fees, lounge day passes, and more. Access to 5 airport lounge networks including The Centurion® lounge network, The International American Express lounges, Delta Sky Club® lounges, Priority Pass(TM) Select, and Airspace Lounge. Enrollment required for Priority Pass Select. | |
| Hotel Status | Enroll for complimentary Marriott Bonvoy Gold Status. Enroll for complimentary Hilton Honors Gold Status. Fine Hotels & Resorts - book your stay through American Express FHR at one of 600 luxury hotels and you may get a room upgrade upon arrival, daily continental breakfast for 2, guaranteed 4pm late checkout and a special amenity unique to each property. | |
| Airline Transfer Partners | Chase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air France, Singapore Airlines, Virgin Atlantic, Iberia, Emirates, and Aer Lingus. | Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more. |
CreditDonkey® Card Reviews | ||
| Pros & Cons | Pros:
| Pros:
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| Bottom Line | Excellent credit card for the modern small business... | Excellent business card for frequent travelers... |
| Read Ink Business Preferred Review | Read American Express Business Platinum Review | |
| What Others View | ||
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Disclaimer: The information for the Ink Business Preferred® Credit Card and The Business Platinum Card® from American Express has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Ink Business Preferred: Pricing information including interest rates, benefits and fees was obtained on March 1, 2020 from published websites and is believed to be accurate, but not guaranteed. American Express Business Platinum: Pricing information including interest rates, benefits and fees was obtained on July 7, 2020 from published websites and is believed to be accurate, but not guaranteed. | ||
Articles on Ink Business Preferred® Credit Card
Chase Ink Preferred
Chase Ink Preferred Benefits
Chase Ink Preferred Referral
Chase Ink Preferred Credit Score
Articles on The Business Platinum Card® from American Express
Business Platinum
Comments
Steve from Indiana
Hands down American Express if you really use it a lot!
They keep on making it much better!I was not a big fan before because I didn't use it much!
Once you start really using it in all ways possible it works even harder and better!
I love it!
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