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Digit vs Goldco

Digit is a good savings app that analyzes your finances and automatically saves money. How does it compare to Goldco? Read our comparison chart below.

Digit analyzes your income and spending patterns and automatically withdraws affordable amounts into your savings account. It makes saving mindless so it's great if you have trouble saving. The fee is $5/mo (first 30 days free). There is no minimum balance requirement.

While Goldco is one of the most popular gold IRA companies. It stands out for its large selection of gold and silver coins, highest price buyback guarantee, and thousands of 5-star reviews. The minimum investment is $25,000.

Compare Digit with Goldco, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 DigitGoldco
 Visit SiteVisit Site
 

Digit

Goldco

SPECIAL OFFER
30 Days for Free - Learn More

Read Digit Review

SPECIAL OFFER
Free Gold IRA Kit - Learn More

Read Goldco Review

 

Benefits and Features

Savings
Yes
 
Annual Fee
30 days free; then $5/month
Varies depending on custodian
Minimum Deposit
$0
$25,000
Checking
No
 
Phone Support
No
 
Live Chat Support
No
 
Email Support
Yes
 
Gold IRA 
Check
Goal Tracker
Yes
 
Setup Fee 
$50
Automatic Deposits
Yes
 
Online Platform
Yes
 
iPhone App
Yes
 
Android App
Yes
 
Mobile App
Yes
 
Silver IRA 
Check
Platinum IRA 
Check
Palladium IRA 
Check
Taxable Accounts
No
 
401k Plans
No
 
IRA Accounts
No
 
Roth IRA Accounts
No
 
SEP IRA Accounts
No
 
Trust Accounts
No
 
529 Plans
No
 
 

CreditDonkey® Reviews

 DigitGoldco
Annual FeeStarStarEmpty StarEmpty StarEmpty Star
Minimum DepositStarStarStarStarStarStarStarStarHalf StarEmpty Star
Customer ServiceStarStarStarEmpty StarEmpty StarStarStarStarStarStar
FeesStarStarStarEmpty StarEmpty Star
Gold IRAStarStarStarStarEmpty Star
SafetyStarStarStarStarStar
Pros & ConsPros:
  • No minimum balance
  • Save without thinking
  • 1% annual savings bonus
Cons:
  • High monthly fee
  • No phone support
  • Not for long term savings
Pros:
  • Highest buyback price guarantee
  • Free silver promotion
  • A+ BBB rating
Cons:
  • $25,000 min
Bottom LineGood savings app that analyzes your finances and automatically saves money... Read full reviewVery reputable Gold IRA account, but preferred custodian's fees may be higher than competitors... Read full review
 Visit SiteVisit Site

30 Days for Free

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Digit: Pricing information from published website as of 07/02/2018

Goldco: The required minimum purchase at Goldco to start a gold IRA is $25,000. Goldco’s preferred Custodian charges a flat annual account service fee which includes a one-time IRA account set-up fee of $50, as well as a $30 wire fee. Annual maintenance is $100, and storage is $150 for segregated storage or $100 for non-segregated storage. Fees for gold storage and custodianship can vary depending on the company you select to handle these services (required by the IRS, as all IRA assets must be managed by a custodian). Depending on the Custodian, storage fees can range from $10 to $60 per month, or as a percentage of assets, from 0.35% to 1% annually. Goldco does not charge any storage fees for cash transactions over $25,000.

Goldco

Free Gold IRA Kit

  • Up to $10,000 in free silver for eligible customers
  • Highest buyback price, guaranteed
  • Endorsed by Sean Hannity and Chuck Norris
Goldco

Get Up to $10,000 in Free Silver

Open a qualifying gold IRA and get up to $10,000 in free silver

Which is Better: Digit or Goldco?

Still need help deciding which investing is better? Read the in-depth reviews below. You may also be interested in comparing Digit or Robinhood.

In short: Digit's minimum deposit is outstanding. Goldco's customer service is outstanding.


Articles on Digit

Digit Review

Digit automatically builds a savings fund for you by withdrawing small, affordable amounts. But it's not perfect. Is it worth the fee? Let's find out.

Articles on Goldco

Goldco Review

Is Goldco the best precious metals company? Find out the truth about the fees, common complaints, and minimum investment requirement in this review.

Which Do You Think is Best?





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