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Citi AAdvantage vs Chase Sapphire Preferred® Card

Compare Rewards, Interest Rates, Fees, and Benefits

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Citi AAdvantage is an excellent airline credit card for frequent American Airlines travelers. How does it compare to Chase Sapphire Preferred, a travel, airline, points and restaurant credit card? Read our comparison chart below.

Keep in mind, the Citi AAdvantage has a $99 annual fee, waived for first 12 months*, while the Chase Sapphire Preferred has a $0 Intro Annual Fee for the First Year, then $95.

 Read Citi AAdvantage ReviewApply Now
 

Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®

Chase Sapphire Preferred® Card

 

Credit Card Interest Rates & Fees

Purchase APR17.99% to 25.99%* (Variable) based on your creditworthiness and other factors17.99% to 24.99% Variable based on your creditworthiness and other factors
Balance Transfers APR17.99% to 25.99%* (Variable) based on your creditworthiness and other factors17.99% to 24.99% Variable based on your creditworthiness and other factors
Foreign Transaction FeeNo foreign transaction fee$0
Annual Fee$99 annual fee, waived for first 12 months*$0 Intro Annual Fee for the First Year, then $95
 

Credit Card Rewards & Benefits

Introductory Bonus Airline RewardsIntroductory Bonus Airline Rewards: Earn up to 50,000 American Airlines AAdvantage® bonus miles: 40,000 miles after making $2,000 in purchases in first 3 months and 10,000 miles after making a total of $6,000 in purchases in first 12 months of account opening 
Introductory Bonus Reward Points Introductory Bonus Reward Points: Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
Travel Rewards Travel Rewards: 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide.
1:1 point transfer to leading airline and hotel loyalty programs
Airline RewardsAirline Rewards: Earn 2 AAdvantage® miles for every $1 spent at gas stations, restaurants, and on eligible American Airlines purchases; 1 AAdvantage® mile for every $1 spent on other purchases.Airline Rewards: 1:1 point transfer to leading airline and hotel loyalty programs
Hotel Rewards Hotel Rewards: 1:1 point transfer to leading airline and hotel loyalty programs
Point Rewards Point Rewards: 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide
Airline StatusAirline Status: Earn a $100 American Airlines Flight Discount after you spend $20,000 or more in purchases during your cardmembership year and renew your card
Your first checked bag is free on domestic American Airlines itineraries (for you and up to four companions traveling with you on the same reservation).
Enjoy Preferred Boarding on American Airlines domestic flights.
Receive 25% savings on in-flight food and beverage purchases when you use your card on American Airlines flights.
 
Gas RewardsGas Rewards: Earn 2 AAdvantage miles for every $1 spent at gas stations 
Dining RewardsDining Rewards: Earn 2 AAdvantage miles for every $1 spent at restaurantsDining Rewards: 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide
Airline Transfer Partners Airline Transfer Partners: Chase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air France, Singapore Airlines, Virgin Atlantic, Iberia, and Aer Lingus.
 

CreditDonkey® Credit Card Reviews

Pros & ConsPros:
  • Bonus miles offer
  • First eligible checked bag is free
  • Preferred boarding
Cons:
  • $99 annual fee
Pros:
  • Generous bonus points
  • Flexible travel rewards
  • Travel, purchase and security protection
  • $0 Foreign Transaction Fee
Cons:
  • $0 Intro Annual Fee for the First Year, then $95
  • No intro APR
Bottom LineExcellent airline credit card for frequent American Airlines travelers... Read full reviewHigh-earning rewards card for those with excellent credit... Read full review
 Read Citi AAdvantage ReviewApply Now
What Others View

    See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

    Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

    Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

    Disclaimer: The information for the Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

    Citi AAdvantage: Pricing information including interest rates, rewards, benefits and fees was obtained on October 18, 2018 from published websites and is believed to be accurate, but not guaranteed.

    Which is Better: Citi AAdvantage or Chase Sapphire Preferred?

    Still need help deciding which airline card is better? Read the in-depth reviews below. You may also be interested in comparing Citi AAdvantage or Gold Delta SkyMiles.


    Articles on Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®


    Articles on Chase Sapphire Preferred® Card


    Which Do You Like and Why?

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    Compare Citi AAdvantage to:

    Gold Delta SkyMiles
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    Compare Chase Sapphire Preferred to:

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    Introductory Bonus Airline RewardsTravel RewardsAirline RewardsNo Expiration on Rewards
    Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
    N/AN/A
    14.74% - 24.74% (Variable)
    Annual Fee
    $0 intro for first year; $95 after that
    Chase Sapphire Reserve

    Chase Sapphire Reserve®

    Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
    N/AN/A
    17.99% - 24.99% Variable
    Annual Fee
    $450
    American Express Gold Card

    American Express® Gold Card

    Introductory Bonus Reward PointsAirline RewardsPoint RewardsGrocery Rewards
    Annual Fee
    $250

    Disclaimer: The information for the Capital One® Venture® Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

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    About CreditDonkey®
    CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

    Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

    †Advertiser Disclosure: Many of the card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

    *See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

    CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.