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Citi AAdvantage Executive vs The Platinum Card® from American Express

Compare Rewards, Interest Rates, Fees, and Benefits

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Citi AAdvantage Executive is an airline credit card. How does it compare to American Express Platinum, a travel and airline charge card? Read our comparison chart below.

Keep in mind, the Citi AAdvantage Executive has a $450 annual fee, while the American Express Platinum has a $550 annual fee.

Charge Card vs Credit Card: Citi® / AAdvantage® Executive World Elite™ Mastercard® is a credit card while The Platinum Card® from American Express is a charge card. If you plan to carry a balance, avoid charge cards as they usually require that you pay in full.

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Citi® / AAdvantage® Executive World Elite™ Mastercard®

The Platinum Card® from American Express

 Personal Credit CardPersonal Charge Card
Introductory Bonus Airline RewardsAirline RewardsBonus Airline Rewards
Introductory Bonus Reward PointsTravel RewardsAirline RewardsHotel RewardsPoint Rewards

Card Interest Rates & Fees

Purchase APR17.74% to 25.74%* (Variable) based on your creditworthiness and other factorsN/A
Balance Transfers APR17.74% to 25.74%* (Variable) based on your creditworthiness and other factorsN/A
Foreign Transaction FeeNo foreign transaction feeNo foreign transaction fee
Annual Fee$450 annual fee$550 annual fee
 Terms Apply. See Rates & Fees

Card Rewards & Benefits

Introductory Bonus Airline RewardsIntroductory Bonus Airline Rewards: Earn 50,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 3 months of account opening 
Introductory Bonus Reward Points Introductory Bonus Reward Points: Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
Travel Rewards Travel Rewards
Airline RewardsAirline Rewards: Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases and 1 AAdvantage® mile for every $1 spent on other purchasesAirline Rewards: 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
Bonus Airline RewardsBonus Airline Rewards: Earn 10,000 AAdvantage® Elite Qualifying Miles (EQMs) after you spend $40,000 in purchases within the year 
Hotel Rewards Hotel Rewards: 5X Membership Rewards points on prepaid hotels booked on
Point Rewards Point Rewards: Earn 1 point for virtually every dollar spent.
Airline StatusAirline Status: Admirals Club® membership. Complimentary Admirals Club® lounge access for authorized users.
Your first checked bag is free on domestic American Airlines itineraries (for you and up to 8 companions traveling with you on the same reservation).
Enjoy Preferred Boarding on American Airlines domestic flights.
Receive 25% savings on in-flight food and beverage purchases when you use your card on American Airlines flights.
Airline Status: $200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline. Terms Apply.
Access to 5 airport lounge networks including The Centurion® lounge network, The International American Express lounges, Delta Sky Club® lounges, Priority Pass(TM) Select, and Airspace Lounge. Enrollment required for Priority Pass Select.
Hotel Status Hotel Status: Enroll for complimentary SPG Gold Status (Starwood Preferred Guest Gold Preferred Guest).
Enroll for complimentary Hilton Honors Gold Status.

Fine Hotels & Resorts - book your stay through American Express FHR at one of 600 luxury hotels and you may get a room upgrade upon arrival, daily continental breakfast for 2, guaranteed 4pm late checkout and a special amenity unique to each property. Terms Apply.
Airline Transfer Partners Airline Transfer Partners: Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more.

CreditDonkey® Card Reviews

Pros & ConsPros:
  • Travel benefits
  • 60,000 bonus points after you spend $5000 in first 3 months
  • Concierge service
  • $550 annual fee
Bottom LineExcellent charge card for frequent travelers... Read full review
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See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

Disclaimer: The information for the Citi® / AAdvantage® Executive World Elite™ Mastercard® has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Citi AAdvantage Executive: Pricing information including interest rates, rewards, benefits and fees was obtained on October 23, 2018 from published websites and is believed to be accurate, but not guaranteed.

Still need help deciding which airline card is better? Read the in-depth reviews below. You may also be interested in comparing Citi AAdvantage Executive or Chase Sapphire Preferred.

Articles on The Platinum Card® from American Express

Which Do You Like and Why?

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About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.