CIT Bank Platinum Savings - 3.85% APY vs Online Savings Account - Earn 3.40% APY

	CIT Bank Platinum Savings - 3.85% APY	Online Savings Account - Earn 3.40% APY

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	SPECIAL OFFER CIT Bank Platinum Savings - Learn More	SPECIAL OFFER Online Savings Account - Earn 3.40% APY - Learn More
	Summary
	3.85% APY with a balance of $5,000 or more 0.25% APY with a balance of less than $5,000 $100 minimum opening deposit No monthly maintenance fee Member FDIC Platinum Savings is a tiered interest rate account. Interest is paid on the entire account balance based on the interest rate and APY in effect that day for the balance tier associated with the end-of-day account balance. *APYs — Annual Percentage Yields are accurate as of September 23, 2025: 0.25% APY on balances of $0.01 to $4,999.99; 3.85% APY on balances of $5,000.00 or more. Interest Rates for the Platinum Savings account are variable and may change at any time without notice. The minimum to open a Platinum Savings account is $100.	No fees No minimum opening deposit No minimum balance required
	Benefits and Features
Monthly Fee	$0	$0
APY	3.85% APY with a balance of $5,000 or more	3.40%
Minimum Deposit to Open	$100	$0
Balance Requirement	$0; $5,000 to earn the highest APY	$0
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Which Do You Think is Best?

Looking for a reliable high-yield savings account to grow your funds? Read on to learn which ones are worth your time.

Saving up for something big? Grow your funds with Marcus Online Savings' impressive APY rate. Read on for more details.

Ally Savings offers a strong APY and various savings tools to help you boost your funds. Read on to find out more.

Want to grow your funds passively? Capital One offers a high-yield savings account with a solid APY and easy accessibility. Read on to find out more.

CIT Platinum Savings Account boasts a higher APY than its other savings accounts. But there's a catch. Read on to learn how to get the highest APY.

Maximize your savings with the best online banks offering high-interest rates, security, and flexibility. Uncover your options.