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Capital One Secured Card vs Citi® Secured Mastercard®

Compare Interest Rates, Fees, and Benefits

Capital One Secured Card is a good secured credit card for people with limited or bad credit. How does it compare to Citi® Secured Mastercard®, a secured credit card? Read our comparison chart below.

 

Capital One® Secured Mastercard®

Citi® Secured Mastercard®

 

Credit Card Interest Rates & Fees

Purchase APR26.99% (Variable) based on your creditworthiness and other factors23.99%* (Variable) based on your creditworthiness and other factors
Balance Transfers APR26.99% (Variable) based on your creditworthiness and other factors23.99%* (Variable) based on your creditworthiness and other factors
Balance Transfer FeeNo balance transfer feeEither $5 or 3% of the amount of each transfer, whichever is greater.
Foreign Transaction FeeNo foreign transaction fee3% of each purchase transaction in US dollars.
Annual Fee$0 annual fee$0 annual fee
 

Credit Card Rewards & Benefits

SecuredReceive an initial $200 credit line with a security deposit of $49, $99 or $200, depending on your creditworthinessMinimum $200 security deposit is required
 

CreditDonkey® Credit Card Reviews

Pros & ConsPros:
  • No annual fee
Cons:
  • No rewards
Bottom LineGood secured credit card for people with limited or bad credit... Read full review
 Read Capital One Secured Card Review

Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

Disclaimer: The information for the Capital One® Secured Mastercard® and Citi® Secured Mastercard® has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Capital One Secured Card: Pricing information including interest rates, rewards, benefits and fees was obtained on October 1, 2019 from published websites and is believed to be accurate, but not guaranteed.

Citi® Secured Mastercard®: Pricing information including interest rates, rewards, benefits and fees was obtained on November 6, 2019 from published websites and is believed to be accurate, but not guaranteed.


Articles on Capital One® Secured Mastercard®


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About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.