Blue Cash Everyday® Card from American Express vs The Platinum Card® from American Express
Compare Rewards, Interest Rates, Fees, and Benefits
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Blue Cash Everyday is a great cash back card for cardholders who pay in full. How does it compare to American Express Platinum, a travel and airline charge card? Read our comparison chart below.
Charge Card vs Credit Card: Blue Cash Everyday® Card from American Express is a credit card while The Platinum Card® from American Express is a charge card. If you plan to carry a balance, avoid charge cards as they usually require that you pay in full.
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Blue Cash Everyday® Card from American Express | The Platinum Card® from American Express | |
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| Personal Credit Card | Personal Charge Card | |
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Card Interest Rates & Fees | ||
| Introductory APR for Purchases | 0% introductory APR on Purchases for 15 months | N/A |
| Introductory APR for Balance Transfers | 0% introductory APR on Balance Transfers for 15 months | N/A |
| Purchase APR | 14.49% to 25.49% Variable based on your creditworthiness and other factors | N/A |
| Balance Transfers APR | 14.49% to 25.49% Variable based on your creditworthiness and other factors | N/A |
| Foreign Transaction Fee | 2.7% of each transaction after conversion to US dollars. | No foreign transaction fee |
| Annual Fee | ||
Card Rewards & Benefits | ||
| Introductory Bonus Cash Back | Earn a $150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months. | |
| Introductory Bonus Offer | Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months. | |
| Cash Back Rewards | 3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%). 2% Cash Back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases. | |
| Travel Rewards | Travel Rewards | |
| Airline Rewards | 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel. | |
| Hotel Rewards | 5X Membership Rewards points on prepaid hotels booked on amextravel.com. | |
| Point Rewards | 1 point for virtually every dollar spent. | |
| Airline Status | $200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline. Access to 5 airport lounge networks including The Centurion® lounge network, The International American Express lounges, Delta Sky Club® lounges, Priority Pass(TM) Select, and Airspace Lounge. Enrollment required for Priority Pass Select. | |
| Hotel Status | Enroll for complimentary Marriott Bonvoy Gold Status. Enroll for complimentary Hilton Honors Gold Status. Fine Hotels & Resorts - book your stay through American Express FHR at one of 600 luxury hotels and you may get a room upgrade upon arrival, daily continental breakfast for 2, guaranteed 4pm late checkout and a special amenity unique to each property. | |
| Gas Rewards | 2% Cash Back at U.S. gas stations. | |
| Grocery Rewards | 3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%). | |
| Airline Transfer Partners | Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more. | |
| Go to issuer's official application, terms, and details | Go to issuer's official application, terms, and details | |
CreditDonkey® Card Reviews | ||
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| Pros & Cons | Pros:
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| Bottom Line | Great cash back card for cardholders who pay in full... | Excellent charge card for frequent travelers... |
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| What Others View | ||
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express. | ||
Articles on Blue Cash Everyday® Card from American Express
Blue Cash Everyday
If you want a cash back credit card with the same rewards categories year-round, then consider the Blue Cash Everyday® Card from American Express. Read on for the pros and cons.
Articles on The Platinum Card® from American Express
American Express Platinum Charge Card
Is the Platinum Card® from American Express worth it? Read this in-depth review to help you decide.
Benefits of Amex Platinum
Are the benefits of the Platinum Card® from American Express worth it? Read this in-depth guide to make the best use of the perks.
Amex Platinum Credit Score
The average The Platinum Card® from American Express cardholder has a great credit score. But credit requirements may not be as tough as you think. Find out how to improve your odds.
American Express Platinum Credit Score Needed
The Platinum Card® from American Express requires great credit, which usually means 720+. But some can be approved with a lower credit score. Learn what it takes to improve your approval odds.
American Express Platinum
Here are 10 steps to take immediately after you get the Platinum Card® from American Express. Don't overlook these perks.
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Credit Card Bonus Offers
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Credit Card Deals
Applying for a card with a bonus or an introductory offer can be a great way to get a head start on earning rewards or to get a handle on your debt.
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Disclaimer: The information for the Capital One® Quicksilver® Cash Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.
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