Betterment vs Personal Capital
Betterment is a great robo-advisor for beginners with low fees, good tools, and tax strategies. How does it compare to Personal Capital? Read our comparison chart below.
Betterment offers automatic investing starting at an annual fee of 0.25% of your account balance. There is no fee to open an account and no minimum deposit required. All balances get automatic rebalancing, tax loss harvesting, and access to financial experts.
While Personal Capital offers free advanced financial tools and paid wealth management services.
Compare Betterment with Personal Capital, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.
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Betterment | Personal Capital | |
|---|---|---|
Get up to 1 Year Managed Free - | Get Started with Personal Capital - | |
Benefits and Features | ||
| Annual Fee | 0.25% for accounts under $100,000; 0.40% for accounts $100,000+ | 0.89% for first $1 million, 0.79% for first $3 million, next $2 million 0.69%, next $5 million, 0.59%, and 0.49% over $10 million |
| Minimum Deposit | ||
| Phone Support | ||
| Live Chat Support | ||
| Email Support | ||
| Human Advisors | ||
| Robo Advisor |  | |
| Assets Under Management | ||
| Tax Loss Harvesting | ||
| Goal Tracker | ||
| Automatic Deposits | ||
| Online Platform | ||
| iPhone App | ||
| Android App | ||
| Mobile App | ||
| Single Stock Diversification | ||
| Fractional Shares | ||
| Taxable Accounts | ||
| 401k Plans | ||
| IRA Accounts | ||
| Roth IRA Accounts | ||
| SEP IRA Accounts | ||
| Trust Accounts | ||
| 529 Plans | ||
CreditDonkey® Reviews | ||
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| Annual Fee |   | |
| Minimum Deposit | | |
| Human Advisors |  | |
| Customer Service | | |
| Robo Advisor | | |
| Price | | |
| Goal Tracker | | |
| Budgeting | | |
| Ease of Use | | |
| Investment Tracking | | |
| Retirement Planning | | |
| Pros & Cons | Pros:
| Pros:
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| Bottom Line | Great robo-advisor for beginners with low fees, good tools, and tax strategies... | Free advanced tools plus hybrid advisory service for people with over $100k in investments... |
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| What Others View | ||
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Betterment: Pricing information from published website as of 04/04/2018 Personal Capital: Pricing information from published website as of 04/04/2018 | ||
Which is Better: Betterment or Personal Capital?
Still need help deciding which investing is better? Read the in-depth reviews below. You may also be interested in comparing Betterment or Ally Invest.
In short: Personal Capital's human advisors and customer service are outstanding.
Articles on Betterment
Betterment Investing
Betterment offers low fees and good returns. But there are risks you should NOT ignore. Read this review to see if Betterment is better.
Betterment Returns
Betterment has low fees and is good for beginners. But what about their returns? Let's take a look at this robo-advisor's performance.
Betterment Fees
Betterment offers no minimum deposit and good returns. But are the fees worth it? Read on to learn about this robo-advisor's costs.
Is Betterment Safe
Betterment offers low fees, no minimum balance and good returns. But is it a good idea? Find out if it's safe to invest your money with this robo-advisor.
Betterment Roth IRA
Is Betterment a good way to invest for retirement? What about the fees and withdrawals? Read on to learn how Betterment's Roth IRA account works.
Betterment vs Wealthfront
Betterment and Wealthfront are two of the oldest and most popular robo-advisors. Is there a difference? Which is better for you? Read on to find out.
Articles on Personal Capital
Personal Capital Reviews
Personal Capital is a free financial tool. But just how safe is it to use? Read this review to see how it compares and why you might want to use it.
Is Personal Capital Safe
Personal Capital offers free budgeting tools. But is it safe to link all your financial accounts? Learn just how secure Personal Capital is.
Personal Capital vs Quicken
Quicken is the oldest name in personal finance software, while Personal Capital is newer and offers advanced tools for free. Read on to see if it's a good alternative to Quicken.
Personal Capital vs Mint
Personal Capital and Mint are popular budgeting apps. But are they safe to use? Find out how they compare and which one is worth it in this review.
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