Betterment vs Personal Capital
Betterment is a great robo-advisor for beginners with low fees, good tools, and tax strategies. How does it compare to Personal Capital? Read our comparison chart below.
Betterment offers automatic investing starting at an annual fee of 0.25% of your account balance. There is no fee to open an account and no minimum deposit required. All balances get automatic rebalancing, tax loss harvesting, and access to financial experts.
While Personal Capital offers free advanced financial tools and paid wealth management services.
Compare Betterment with Personal Capital, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.
|  |  |
|  |  |
| SPECIAL OFFER Get 1 Month Managed Free - Learn MoreRead Betterment Review | SPECIAL OFFER Get Started with Personal Capital - Learn MoreRead Personal Capital Review |
---|
| Benefits and Features |
---|
Annual Fee | 0.25% for accounts under $100,000; 0.40% for accounts $100,000+ | 0.89% for first $1 million, 0.79% for first $3 million, next $2 million 0.69%, next $5 million, 0.59%, and 0.49% over $10 million |
---|
Minimum Deposit | $0 | $100,000 |
---|
Phone Support | Yes | Yes |
---|
Live Chat Support | No | No |
---|
Email Support | Yes | Yes |
---|
Human Advisors | Yes ($100k minimum) | Yes |
---|
Robo Advisor |  |  |
---|
Assets Under Management | $14 Billion | $11.6 Billion |
---|
Tax Loss Harvesting | Yes | Yes |
---|
Goal Tracker | Yes | Yes |
---|
Automatic Deposits | Yes | Yes |
---|
Online Platform | Yes | Yes |
---|
iPhone App | Yes | Yes |
---|
Android App | Yes | Yes |
---|
Mobile App | Yes | |
---|
Single Stock Diversification | No | Yes |
---|
Fractional Shares | Yes | No |
---|
Taxable Accounts | Yes | Yes |
---|
401k Plans | Yes | Yes |
---|
IRA Accounts | Yes | Yes |
---|
Roth IRA Accounts | Yes | Yes |
---|
SEP IRA Accounts | Yes | Yes |
---|
Trust Accounts | Yes | Yes |
---|
529 Plans | No | Yes |
---|
| CreditDonkey® Reviews |
---|
|  |  |
---|
Annual Fee |      | |
---|
Minimum Deposit |      | |
---|
Human Advisors |      |      |
---|
Customer Service |      |      |
---|
Robo Advisor | |      |
---|
Price | |      |
---|
Goal Tracker | |      |
---|
Budgeting | |      |
---|
Ease of Use | |      |
---|
Investment Tracking | |      |
---|
Retirement Planning | |      |
---|
Pros & Cons | Pros:- No minimum investment
- Many customized portfolios
- Automatically invest extra funds
Cons:- Limited investment options
- High fees for large investors
| Pros:- Retirement planner
- Free portfolio advice
- Robo plus human advisors
Cons:- $100,000 min for advisory service
- Higher fees than competitors
|
---|
Bottom Line | Great robo-advisor for beginners with low fees, good tools, and tax strategies... Read full review | Free advanced tools plus hybrid advisory service for people with over $100k in investments... Read full review |
---|
|  |  |
---|
| | |
---|
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Betterment: Pricing information from published website as of 04/04/2018 Personal Capital: Pricing information from published website as of 04/30/2020 |
Which is Better: Betterment or Personal Capital?
Still need help deciding which investing is better? Read the in-depth reviews below. You may also be interested in comparing Betterment or Ally Invest.
In short: Personal Capital's human advisors and customer service are outstanding.
Articles on Betterment
Betterment offers low fees and good returns. But there are risks you should NOT ignore. Read this review to see if Betterment is better.
Betterment has low fees and is good for beginners. But what about their returns? Let's take a look at this robo-advisor's performance.
Betterment offers no minimum deposit and good returns. But are the fees worth it? Read on to learn about this robo-advisor's costs.
Betterment offers low fees, no minimum balance and good returns. But is it a good idea? Find out if it's safe to invest your money with this robo-advisor.
Is Betterment a good way to invest for retirement? What about the fees and withdrawals? Read on to learn how Betterment's Roth IRA account works.
Betterment and Wealthfront are two of the oldest and most popular robo-advisors. Is there a difference? Which is better for you? Read on to find out.
Articles on Personal Capital
Personal Capital is a free financial tool. But is it legit? Find out how they make money and if it's safe to use.
Personal Capital offers free budgeting tools. But is it safe to link all your financial accounts? Learn just how secure Personal Capital is.
Quicken is the oldest name in personal finance software, while Personal Capital is newer and offers advanced tools for free. Read on to see if it's a good alternative to Quicken.
You Might Also Like
Robo advisors make it possible for new investors to start investing. But they come with a fee. Are they worth it? Read on to learn about the pros and cons.
You don't need to have a lot of money or experience to start investing in your 20s. Here's how to build long-term wealth starting in your 20s.
Investing in your 30s is all about balancing financial priorities. Your decisions now will affect your future. Learn how to build long-term wealth in your 30s.
Financial advisors provide guidance on all money matters. But they can be expensive. Do you really need one? Learn when it's time to get a financial planner.
Is it a good (or bad) idea to have multiple trading accounts? Find out what you need to know about having two or more investment accounts.
Investing large sums of money in a savings account or CD? That mistake may be costing you. Find better ways to invest $100K and increase your profits.
Investing apps can help grow your money. But you need to compare returns and fees. See which robo-advisors are worth it.
Typically, robo-advisors mean strictly online portfolio management with no human interaction. Vanguard Personal Advisor Services set out to be the face of change by combining the two services. Is it all it's cracked up to be?
Blooom is an affordable robo-advisor for your 401k. But is it safe and legit? Read this in-depth review for the pros and cons.
The best short term investment options provide good returns with low risk. Here are the top 10 strategies for your short term goals.