Betterment vs Personal Capital

Betterment is a great robo-advisor for beginners with low fees, good tools, and tax strategies. How does it compare to Personal Capital? Read our comparison chart below.

Betterment offers automatic investing starting at an annual fee of 0.25% of your account balance. There is no fee to open an account and no minimum deposit required. All balances get automatic rebalancing, tax loss harvesting, and access to financial experts.

While Personal Capital offers free advanced financial tools and paid wealth management services.

Compare Betterment with Personal Capital, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Betterment	Personal Capital
	SPECIAL OFFER Get up to 1 Year Managed Free - Learn More Read Betterment Review	SPECIAL OFFER Get Started with Personal Capital - Learn More Read Personal Capital Review
	Benefits and Features
Annual Fee	0.25% for accounts under $100,000; 0.40% for accounts $100,000+	0.89% for first $1 million, 0.79% for first $3 million, next $2 million 0.69%, next $5 million, 0.59%, and 0.49% over $10 million
Minimum Deposit	$0	$100,000
Phone Support	Yes	Yes
Live Chat Support	No	No
Email Support	Yes	Yes
Human Advisors	Yes	Yes
Robo Advisor
Assets Under Management	$14 Billion	$6.5 Billion
Tax Loss Harvesting	Yes	Yes
Goal Tracker	Yes	Yes
Automatic Deposits	Yes	Yes
Online Platform	Yes	Yes
iPhone App	Yes	Yes
Android App	Yes	Yes
Single Stock Diversification	No	Yes
Fractional Shares	Yes	No
Taxable Accounts	Yes	Yes
401k Plans	Yes	Yes
IRA Accounts	Yes	Yes
Roth IRA Accounts	Yes	Yes
SEP IRA Accounts	Yes	Yes
Trust Accounts	Yes	Yes
529 Plans	No	Yes
	CreditDonkey® Reviews
Annual Fee
Minimum Deposit
Human Advisors
Customer Service
Pros & Cons	Pros: No minimum investment Many customized portfolios Automatically invest extra funds Cons: Limited investment options High fees for large investors	Pros: Retirement planner Free portfolio advice Robo plus human advisors Cons: $100,000 min for advisory service Higher fees than competitors
Bottom Line	Great robo-advisor for beginners with low fees, good tools, and tax strategies... Read full review	Free advanced financial tools plus hybrid advisory service for high net-worth individuals... Read full review
	Get up to 1 Year Managed Free Get 1 Month Managed Free Get 6 Months Managed Free	Get Started with Personal Capital Join Personal Capital For Free Learn more about the Personal Capital Difference
Betterment: Pricing information from published website as of 04/04/2018 Personal Capital: Pricing information from published website as of 04/04/2018

Which is Better: Betterment or Personal Capital?

Still need help deciding which investing is better? Read the in-depth reviews below. You may also be interested in comparing Betterment or Ally Invest.

In short: Betterment's annual fee and minimum deposit are noteworthy. In particular, the minimum deposit is excellent. Personal Capital's human advisors and customer service are outstanding.

Articles on Betterment

Betterment Investing
Betterment offers low fees and good returns. But there are risks you should NOT ignore. Read this review to see if Betterment is better.
• Betterment vs Wealthfront
• Betterment vs Vanguard Personal Advisor
• Betterment vs Acorns
Betterment Returns
Betterment has low fees and is good for beginners. But what about their returns? Let's take a look at this robo-advisor's performance.
• Betterment vs Robinhood
• Betterment vs Fidelity
• Betterment vs M1 Finance
Betterment Fees
Betterment offers no minimum deposit and good returns. But are the fees worth it? Read on to learn about this robo-advisor's costs.
• Betterment vs Charles Schwab Intelligent Portfolio
• Betterment vs Ally Invest
Is Betterment Safe
Betterment offers low fees, no minimum balance and good returns. But is it a good idea? Find out if it's safe to invest your money with this robo-advisor.
Betterment Roth IRA
Is Betterment a good way to invest for retirement? What about the fees and withdrawals? Read on to learn how Betterment's Roth IRA account works.

Articles on Personal Capital

Personal Capital Reviews
Personal Capital offers free advanced financial tools and paid wealth management services. But is it right for you? Read on for the pros and cons.
Is Personal Capital Safe
Personal Capital offers free budgeting tools. But is it safe to link all your financial accounts? Learn just how secure Personal Capital is.

Which Do You Think is Best?

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