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BankAmericard vs Bank of America Cash Rewards

Compare Rewards, Interest Rates, Fees, and Benefits

BankAmericard is a Balance Transfer credit card. How does it compare to Bank of America Cash Rewards, a cash back card? Read our comparison chart below.

 

BankAmericard® credit card

Bank of America® Customized Cash Rewards credit card

 

Credit Card Interest Rates & Fees

Introductory APR for Purchases0% Introductory APR on purchases for 21 billing cycles0% Introductory APR on purchases for 15 billing cycles
Introductory APR for Balance Transfers0% Intro APR for 21 billing cycles for any balance transfers made in the first 60 days0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days
Purchase APR16.24% to 26.24% Variable APR on purchases based on your creditworthiness and other factors18.24% to 28.24% Variable APR on purchases based on your creditworthiness and other factors
Balance Transfers APR16.24% to 26.24% Variable APR on balance transfers based on your creditworthiness and other factors18.24% to 28.24% Variable APR on balance transfers based on your creditworthiness and other factors
Annual Fee$0 annual fee$0 annual fee
 

Credit Card Rewards & Benefits

Introductory Bonus Cash Back $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
Cash Back Rewards Earn 3% cash back in the category of your choice, 2% cash back at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and 1% cash back on all other purchases
Grocery Rewards Earn 2% cash back at grocery stores (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases)

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Editorial Note: This content is not provided by Bank of America. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Bank of America.

Disclaimer: The information for the BankAmericard® credit card and Bank of America® Customized Cash Rewards credit card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

BankAmericard: Pricing information including interest rates, rewards, benefits and fees was obtained on August 1, 2023 from published websites and is believed to be accurate, but not guaranteed.

Bank of America Cash Rewards: Pricing information including interest rates, rewards, benefits and fees was obtained on August 1, 2023 from published websites and is believed to be accurate, but not guaranteed.


Which Do You Like and Why?





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About CreditDonkey
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

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