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  | The Platinum Card® from American ExpressRead more about American Express charge cards, a CreditDonkey advertiser
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. |
The Platinum Card® from American Express is a Personal American Express Network card with
Why this card may not be for you: This card has an annual fee. If you prefer a credit card with no annual fee instead, here is a side-by-side comparison of American Express Platinum and Blue Cash Everyday.
Next Step: Apply for the American Express Platinum with
Rewards & Benefits
Introductory Bonus Offer
Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
Airline Rewards
5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
Airline Status
$200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline. Terms Apply.
Access to 5 airport lounge networks including The Centurion® lounge network, The International American Express lounges, Delta Sky Club® lounges, Priority Pass(TM) Select, and Airspace Lounge. Enrollment required for Priority Pass Select.
$200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline. Terms Apply.
Access to 5 airport lounge networks including The Centurion® lounge network, The International American Express lounges, Delta Sky Club® lounges, Priority Pass(TM) Select, and Airspace Lounge. Enrollment required for Priority Pass Select.
Hotel Rewards
5X Membership Rewards points on prepaid hotels booked on amextravel.com.
5X Membership Rewards points on prepaid hotels booked on amextravel.com.
Hotel Status
Enroll for complimentary Marriott Bonvoy Gold Status.
Enroll for complimentary Hilton Honors Gold Status.
Fine Hotels & Resorts - book your stay through American Express FHR at one of 600 luxury hotels and you may get a room upgrade upon arrival, daily continental breakfast for 2, guaranteed 4pm late checkout and a special amenity unique to each property. Terms Apply.
Enroll for complimentary Marriott Bonvoy Gold Status.
Enroll for complimentary Hilton Honors Gold Status.
Fine Hotels & Resorts - book your stay through American Express FHR at one of 600 luxury hotels and you may get a room upgrade upon arrival, daily continental breakfast for 2, guaranteed 4pm late checkout and a special amenity unique to each property. Terms Apply.
Concierge
From buying gifts to making reservations, the Platinum Card® Concierge is at your service.
From buying gifts to making reservations, the Platinum Card® Concierge is at your service.
Events
Enjoy access to select experiences and events that are unavailable to the general public.
Enjoy access to select experiences and events that are unavailable to the general public.
Car Rental Insurance
Car Rental Loss And Damage Insurance. This policy does not cover some vehicles, e.g. full-sized sport utility vehicles, off-road vehicles, cars with an original manufacturer's suggested new retail price of USD $75,000 or more, and exotic cars. Terms and limitations apply.
Car Rental Loss And Damage Insurance. This policy does not cover some vehicles, e.g. full-sized sport utility vehicles, off-road vehicles, cars with an original manufacturer's suggested new retail price of USD $75,000 or more, and exotic cars. Terms and limitations apply.
$0 Fraud Liability
Use the American Express® Card online or off, and you won't be held responsible for any fraudulent charges.
Use the American Express® Card online or off, and you won't be held responsible for any fraudulent charges.
Airline Transfer Partners
Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more.
Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more.
Travel Rewards
No Pre-Set Spending Limit
No pre-set spending limit does not mean unlimited spending. Purchasing power can adjust with your use of the Card, your payment history, credit record and financial resources known to us, and other factors.
No pre-set spending limit does not mean unlimited spending. Purchasing power can adjust with your use of the Card, your payment history, credit record and financial resources known to us, and other factors.
Extended Warranty
(Coverage is determined by the terms, conditions, and exclusions of the Policies applicable to your Card)
(Coverage is determined by the terms, conditions, and exclusions of the Policies applicable to your Card)
Purchase Protection
(Coverage is determined by the terms, conditions, and exclusions of the Policies applicable to your Card)
(Coverage is determined by the terms, conditions, and exclusions of the Policies applicable to your Card)
Return Protection
Return Protection can refund you for eligible purchase(s) charged entirely on an eligible American Express® Card. Coverage is limited to 90 days from purchase, up to $300 per item and up to a maximum of $1,000 per Card Member account per calendar year.
Return Protection can refund you for eligible purchase(s) charged entirely on an eligible American Express® Card. Coverage is limited to 90 days from purchase, up to $300 per item and up to a maximum of $1,000 per Card Member account per calendar year.
Identity Theft Assistance
Travel Assistance
When you travel more than 100 miles from home, American Express will provide you with medical, legal, or other emergency coordination and assistance, including medical and legal referrals, visa/passport help, cash wire service, lost luggage assistance and more. (Card Members are responsible for the costs charged by third-party service providers.)
When you travel more than 100 miles from home, American Express will provide you with medical, legal, or other emergency coordination and assistance, including medical and legal referrals, visa/passport help, cash wire service, lost luggage assistance and more. (Card Members are responsible for the costs charged by third-party service providers.)
Charge
Smart Chip
- Annual Fee
$550 annual fee - Foreign Transaction Fee
No foreign transaction fee
Fees
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The Platinum Card® from American Express | American Express® Gold Card | |
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Benefits and Features | ||
| Introductory Bonus Offer | Introductory Bonus Offer: Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months. | Introductory Bonus Offer: Earn 35,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 3 months. |
| Travel Rewards |  | |
| Airline Rewards | Airline Rewards: 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel. | Airline Rewards: Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com. |
| Hotel Rewards | Hotel Rewards: 5X Membership Rewards points on prepaid hotels booked on amextravel.com. | |
| Point Rewards | Point Rewards: Earn 1 point for virtually every dollar spent. | Point Rewards: Earn 4X Membership Rewards® points when you dine at restaurants worldwide. Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X). Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com. |
| Airline Status | Airline Status: $200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline. Terms Apply. Access to 5 airport lounge networks including The Centurion® lounge network, The International American Express lounges, Delta Sky Club® lounges, Priority Pass(TM) Select, and Airspace Lounge. Enrollment required for Priority Pass Select. | Airline Status: $100 Airline Fee Credit: up to $100 in statement credits per calendar year for incidental fees at one selected qualifying airline. |
| Hotel Status | Hotel Status: Enroll for complimentary Marriott Bonvoy Gold Status. Enroll for complimentary Hilton Honors Gold Status. Fine Hotels & Resorts - book your stay through American Express FHR at one of 600 luxury hotels and you may get a room upgrade upon arrival, daily continental breakfast for 2, guaranteed 4pm late checkout and a special amenity unique to each property. Terms Apply. | |
| Grocery Rewards | Grocery Rewards: Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X). | |
| Dining Rewards | Dining Rewards: Earn 4X Membership Rewards® points when you dine at restaurants worldwide. Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub, Seamless, The Cheesecake Factory, Ruth's Chris Steak House, Boxed, and participating Shake Shack locations. This can be an annual savings of up to $120. Enrollment required. | |
| Airline Transfer Partners | Airline Transfer Partners: Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more. | Airline Transfer Partners: Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more. |
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Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. | ||
- For the complete terms and conditions, view the issuer's official application, terms, and details. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the issuer's website.
Complete Card Details
Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express.
Articles on The Platinum Card® from American Express
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Recent Mentions
What do you think about The Platinum Card® from American Express?
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Disclaimer: The information for the Citi Prestige® Card, Delta Reserve® Credit Card from American Express, Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®, Capital One® Venture® Rewards Credit Card, Wells Fargo Propel American Express® card, Southwest Rapid Rewards Premier Credit Card, and Chase Freedom has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.
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