American Express® Gold Card vs Chase Sapphire Preferred® Card

American Express and Chase are CreditDonkey partners. We receive compensation if you apply and get approved for a card through links in our content. You do not have to use our links, but you help support CreditDonkey if you do. (read more)

American Express Gold Card is a good rewards card for cardholders who fly frequently or eat out. How does it compare to Chase Sapphire Preferred, a travel, airline, points and restaurant credit card? Read our comparison chart below.

Keep in mind, the American Express Gold Card has a $250 annual fee, while the Chase Sapphire Preferred has a $0 Intro Annual Fee for the First Year, then $95.

Charge Card vs Credit Card: American Express® Gold Card is a charge card while Chase Sapphire Preferred® Card is a credit card. If you plan to carry a balance, avoid charge cards as they usually require that you pay in full.

	American Express® Gold Card	Chase Sapphire Preferred® Card
	Personal Charge Card	Personal Credit Card
	Get the American Express® Gold Card in Limited Edition Rose Gold, only available until 1/9/2019. Receive 20% back as a statement credit at U.S. Restaurants within the first 3 months, up to $100 back. Offer available to new Card Members who apply by 1/9/2019. Plus, earn 25,000 Membership Rewards® Points after you spend $2,000 on eligible purchases with your new card within the first 3 months. Earn 4X Membership Rewards® points at US restaurants. Earn 4X Membership Rewards® points at US supermarkets (on up to $25,000 per year in purchases, then 1X). Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com. Earn up to $10 in statement credits monthly when you pay with the Gold Card at participating dining partners. Enrollment required. $100 Airline Fee Credit: up to $100 in statement credits per year for incidental fees at one selected airline. No Foreign Transaction Fees. Annual Fee is $250. Terms Apply. See Rates & Fees	Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards® Chase Sapphire Preferred® named a 'Best Travel Credit Card' by MONEY® Magazine, 2016-2017 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases. No foreign transaction fees 1:1 point transfer to leading airline and hotel loyalty programs Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
	Card Interest Rates & Fees
Purchase APR	See Rates & Fees	17.74% to 24.74% Variable based on your creditworthiness and other factors
Balance Transfers APR	See Rates & Fees	17.74% to 24.74% Variable based on your creditworthiness and other factors
Foreign Transaction Fee	No foreign transaction fee	$0
Annual Fee	$250 annual fee	$0 Intro Annual Fee for the First Year, then $95
	Card Rewards & Benefits
Introductory Bonus Reward Points	Introductory Bonus Reward Points: Earn 25,000 Membership Rewards® Points after you spend $2,000 on eligible purchases with your new card within the first 3 months.	Introductory Bonus Reward Points: Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
Travel Rewards		Travel Rewards: 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide. 1:1 point transfer to leading airline and hotel loyalty programs
Airline Rewards	Airline Rewards: Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.	Airline Rewards: 1:1 point transfer to leading airline and hotel loyalty programs
Hotel Rewards		Hotel Rewards: 1:1 point transfer to leading airline and hotel loyalty programs
Point Rewards	Point Rewards: Earn 4X Membership Rewards® points at US restaurants. Earn 4X Membership Rewards® points at US supermarkets (on up to $25,000 per year in purchases, then 1X). Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.	Point Rewards: 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide
Airline Status	Airline Status: $100 Airline Fee Credit: up to $100 in statement credits per year for incidental fees at one selected airline.
Grocery Rewards	Grocery Rewards: Earn 4X Membership Rewards® points at US supermarkets (on up to $25,000 per year in purchases, then 1X).
Dining Rewards	Dining Rewards: Earn 4X Membership Rewards® points at US restaurants.	Dining Rewards: 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide
Airline Transfer Partners	Airline Transfer Partners: Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more.	Airline Transfer Partners: Chase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air France, Singapore Airlines, Virgin Atlantic, Iberia, and Aer Lingus.
	Go to issuer's official application, terms, and details	Go to issuer's official application, terms, and details
	CreditDonkey® Card Reviews
Pros & Cons	Pros: Welcome bonus Airline fee credit 3x points for flights booked directly with airlines Cons: $250 annual fee	Pros: Generous bonus points Flexible travel rewards Travel, purchase and security protection $0 Foreign Transaction Fee Cons: $0 Intro Annual Fee for the First Year, then $95 No intro APR
Bottom Line	Good rewards card for cardholders who fly frequently or eat out... Read full review	High-earning rewards card for those with excellent credit... Read full review
What Others View	American Express Platinum Blue Cash Preferred Starwood Preferred Guest Gold Delta SkyMiles
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

Which is Better: American Express Gold Card or Chase Sapphire Preferred?

Still need help deciding which points card is better? Read the in-depth reviews below. You may also be interested in comparing American Express Gold Card or American Express Platinum.

Explore American Express® Gold Card In-Depth

American Express Gold Card Review
If you spend a lot, the American Express® Gold Card may be worth considering. Read on for the pros and cons of the AMEX Gold Card.
• American Express Gold Card vs American Express Platinum
• American Express Gold Card vs Blue Cash Preferred
• American Express Gold Card vs Starwood Preferred Guest

Explore Chase Sapphire Preferred® Card In-Depth

Chase Sapphire Preferred Review
Travel credit cards are a smart way to earn flights and hotel stays. Our favorite is the Chase Sapphire Preferred® Card because of its bonus point offer and premium travel benefits. Read on to see if the annual fee is worth it for you.
• Chase Sapphire Preferred vs Capital One Venture
• Chase Sapphire Preferred vs Chase Sapphire Reserve
• Chase Sapphire Preferred vs Chase Freedom

Chase Sapphire Preferred Credit Limit
Many Chase Sapphire Preferred users receive a credit limit of $5,000 - $20,000. Find out how Chase determines your credit limit and how to get an increase.
• Chase Sapphire Preferred vs Citi ThankYou Premier
• Chase Sapphire Preferred vs Bank of America Travel Rewards
• Chase Sapphire Preferred vs Citi Prestige

Chase Sapphire Preferred Login
Setup a Chase Sapphire Preferred and sign in to manage your credit card online. Read this to maximize your account benefits.
• Chase Sapphire Preferred vs Southwest Credit Card
• Chase Sapphire Preferred vs Discover It
• Chase Sapphire Preferred vs Amex EveryDay

Chase Sapphire Preferred Referral
You can earn up to 50,000 bonus points per year by referring Chase Sapphire Preferred to friends. Read on to learn how it works.
• Chase Sapphire Preferred vs Capital One Quicksilver
• Chase Sapphire Preferred vs Citi AAdvantage
• Chase Sapphire Preferred vs Gold Delta SkyMiles

Chase Sapphire Preferred Benefits
Chase Sapphire Preferred has benefits you may not know about. Don't waste these valuable perks. Read this guide to understand your benefits and get the most value.
• Chase Sapphire Preferred vs Chase Slate
• Chase Sapphire Preferred vs Chase Freedom Unlimited
• Chase Sapphire Preferred vs Citi Double Cash

Chase Sapphire Rewards
Chase Sapphire cards offer some of the best travel rewards. Here's what you need to know, including how to earn points and redeem them for maximum value.
• Chase Sapphire Preferred vs Discover it Miles

Chase Sapphire Preferred
Do you like to travel? You need the Chase Sapphire Preferred card. Find out why this must-have credit card is worth the annual fee.

Chase Sapphire Preferred Credit Score
Chase Sapphire Preferred usually requires an excellent credit score (720+). But this is not the only deciding factor. Find out how to improve your odds.

Chase Sapphire Preferred Signup Bonus
Whether you're familiar with traveling on points or are just getting started, the Chase Sapphire Preferred can be a highly useful rewards credit card for frequent (or aspiring) travelers.

Chase Sapphire Points Transfer
Are you ready to transfer your Chase Ultimate Rewards points to a travel partner? Here is a step-by-step guide for how to complete the transfer.

Which Do You Like and Why?

You Might Also Like

How to Earn JetBlue Points Fast
You don't need to fly a lot to rack up a ton of JetBlue points. Read on for 10+ smart ways to earn JetBlue TrueBlue miles fast.

Review: Chase Sapphire Reserve vs AMEX Platinum
Both offer huge bonus points, high rewards rates in their bonus categories, premium travel perks and hundreds of dollars in potential annual credits. Not bad, right?

Earn Airline Miles Without Flying
Do you want to travel more? Well, guess what? There's an airline miles trick that airlines do not want you to know about.


Starwood Preferred Guest Credit Card Review: $95 Worth It?
Do you like to travel? Starwood Preferred Guest® Credit Card from American Express earns points that you can redeem for hotel stays and flights. Plus, there's a bonus offer! But the card has an annual fee. Read on to find out if the SPG card is still worth considering.

Beginner's Guide to Airline Miles and Points
Learn how airline miles work and 10 steps that you should follow to start collecting travel rewards. Before long, you'll be well on your way to redeeming miles for free flights and hotel rooms.

Airline Rewards
The best airline credit card racks up miles fast with reasonable fees and amazing rewards.


American Express Platinum Review: Is $550 Worth It?
Is the Platinum Card® from American Express worth the $550 annual fee? Read this in-depth review to help you decide.

Compare American Express Gold Card to:

The Platinum Card® from American Express Terms Apply | Read Review | See Rates & Fees Annual Fee $550

Blue Cash Preferred® Card from American Express Terms Apply | Read Review | See Rates & Fees Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR 0% on Purchases for 12 months 0% on Balance Transfers for 12 months 14.99% - 25.99% Variable Annual Fee $95

Starwood Preferred Guest® Credit Card from American Express Terms Apply | Read Review | See Rates & Fees Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR N/A N/A 17.74% - 26.74% Variable Annual Fee $0 introductory annual fee for the first year, then $95

You might also be interested in

Related: Point Rewards Cards

Compare Chase Sapphire Preferred to:

Capital One® Venture® Rewards Credit Card Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR N/A N/A 14.74% - 24.74% (Variable) Annual Fee $0 intro for first year; $95 after that

Chase Sapphire Reserve® Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR N/A N/A 17.74% - 24.74% Variable Annual Fee $450

Capital One® Quicksilver® Cash Rewards Credit Card Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR 0% intro on purchases for 15 months 0% intro on balance transfers for 15 months 14.74% - 24.74% (Variable) Annual Fee $0

Disclaimer: The information for the Capital One® Venture® Rewards Credit Card and Capital One® Quicksilver® Cash Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Related: Travel Rewards Credit Cards

	Credit Cards for International Travel The best credit cards for international travel have no foreign transaction fees, chip technology and worldwide acceptance. But what's the right travel card for you?