American Express® Gold Card vs Chase Sapphire Preferred® Card

American Express and Chase are CreditDonkey partners. We receive compensation if you apply and get approved for a card through links in our content. You do not have to use our links, but you help support CreditDonkey if you do. (read more)

American Express Gold is a good rewards card for cardholders who fly frequently or eat out. How does it compare to Chase Sapphire Preferred, a travel, airline, points and restaurant credit card? Read our comparison chart below.

Charge Card vs Credit Card: American Express® Gold Card is a charge card while Chase Sapphire Preferred® Card is a credit card. If you plan to carry a balance, avoid charge cards as they usually require that you pay in full.

	American Express® Gold Card	Chase Sapphire Preferred® Card
	Personal Charge Card	Personal Credit Card
	Earn 35,000 Membership Rewards® Points after you spend $2,000 on eligible purchases with your new Card within the first 3 months. Earn 4X Membership Rewards® points at U.S. restaurants. Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X). Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com. Earn up to $10 in statement credits monthly when you pay with The Gold Card at Grubhub, Seamless, The Cheesecake Factory, Shake Shack, and Ruth's Chris Steak House. This is an annual savings of up to $120. Enrollment required. $100 Airline Fee Credit: up to $100 in statement credits per calendar year for incidental fees at one selected qualifying airline. Choose to carry a balance with interest on eligible charges of $100 or more. No Foreign Transaction Fees. Annual Fee is $250. Terms apply. See Rates & Fees See Current Offer	Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards® Chase Sapphire Preferred named "Best Credit Card for Flexible Travel Redemption" - Kiplinger's Personal Finance, June 2018 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases. No foreign transaction fees 1:1 point transfer to leading airline and hotel loyalty programs Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards See Current Offer
	Card Interest Rates & Fees
Purchase APR	See Rates & Fees	18.24% to 25.24% Variable based on your creditworthiness and other factors
Balance Transfers APR	See Rates & Fees	18.24% to 25.24% Variable based on your creditworthiness and other factors
Foreign Transaction Fee	No foreign transaction fee	$0
Annual Fee	$250 annual fee	$95 annual fee
	Card Rewards & Benefits
Introductory Bonus Reward Points	Earn 35,000 Membership Rewards® Points after you spend $2,000 on eligible purchases with your new Card within the first 3 months.	Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
Travel Rewards		2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide. 1:1 point transfer to leading airline and hotel loyalty programs
Airline Rewards	Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.	1:1 point transfer to leading airline and hotel loyalty programs
Hotel Rewards		1:1 point transfer to leading airline and hotel loyalty programs
Point Rewards	Earn 4X Membership Rewards® points at U.S. restaurants. Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X). Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.	2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide
Airline Status	$100 Airline Fee Credit: up to $100 in statement credits per calendar year for incidental fees at one selected qualifying airline.
Grocery Rewards	Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X).
Dining Rewards	Earn 4X Membership Rewards® points at U.S. restaurants. Earn up to $10 in statement credits monthly when you pay with The Gold Card at Grubhub, Seamless, The Cheesecake Factory, Shake Shack, and Ruth's Chris Steak House. This is an annual savings of up to $120. Enrollment required.	2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide
Airline Transfer Partners	Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more.	Chase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air France, Singapore Airlines, Virgin Atlantic, Iberia, and Aer Lingus.
	Go to issuer's official application, terms, and details	Go to issuer's official application, terms, and details
	CreditDonkey® Card Reviews
Pros & Cons	Pros: Welcome bonus Airline fee credit 3x points for flights booked directly with airlines Cons: $250 annual fee	Pros: Generous bonus points Flexible travel rewards Travel, purchase and security protection $0 Foreign Transaction Fee Cons: $95 annual fee No intro APR
Bottom Line	Good rewards card for cardholders who fly frequently or eat out... Read full review	High-earning rewards card for those with excellent credit... Read full review
What Others View	American Express Platinum Blue Cash Preferred Gold Delta SkyMiles
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

Which is Better: American Express Gold or Chase Sapphire Preferred?

Still need help deciding which points card is better? Read the in-depth reviews below. You may also be interested in comparing American Express Gold or American Express Platinum.

Articles on American Express® Gold Card

American Express Gold Card Review
If you spend a lot, the American Express® Gold Card may be worth considering. Read on for the pros and cons of the AMEX Gold Card.
• American Express Gold vs American Express Platinum
• American Express Gold vs Blue Cash Preferred
• American Express Gold vs Gold Delta SkyMiles

Articles on Chase Sapphire Preferred® Card

Chase Sapphire Preferred
Travel credit cards are a smart way to earn flights and hotel stays. Our favorite is the Chase Sapphire Preferred® Card because of its bonus point offer and premium travel benefits. Read on to see if the annual fee is worth it for you.
• Chase Sapphire Preferred vs Capital One Venture
• Chase Sapphire Preferred vs Chase Sapphire Reserve
• Chase Sapphire Preferred vs Chase Freedom

Chase Sapphire Preferred Credit Limit
Many Chase Sapphire Preferred users receive a credit limit of $5,000 - $20,000. Find out how Chase determines your credit limit and how to get an increase.
• Chase Sapphire Preferred vs Citi Premier
• Chase Sapphire Preferred vs Bank of America Travel Rewards
• Chase Sapphire Preferred vs Citi Prestige

Chase Sapphire Preferred Login
Setup a Chase Sapphire Preferred and sign in to manage your credit card online. Read this to maximize your account benefits.
• Chase Sapphire Preferred vs Southwest Credit Card
• Chase Sapphire Preferred vs Discover It
• Chase Sapphire Preferred vs Amex EveryDay

Chase Sapphire Preferred Referral
You can earn up to 75,000 bonus points per year by referring Chase Sapphire Preferred to friends. Read on to learn how it works.
• Chase Sapphire Preferred vs Capital One Quicksilver
• Chase Sapphire Preferred vs Citi AAdvantage
• Chase Sapphire Preferred vs Chase Slate

Chase Sapphire Preferred Benefits
Chase Sapphire Preferred has benefits you may not know about. Don't waste these valuable perks. Learn about your travel and purchase benefits. Read this guide to get the most value.
• Chase Sapphire Preferred vs Chase Freedom Unlimited
• Chase Sapphire Preferred vs Citi Double Cash
• Chase Sapphire Preferred vs Discover it Miles

Chase Sapphire Rewards
Chase Sapphire cards offer some of the best travel rewards. Here's what you need to know, including how to earn points and redeem them for maximum value.

Chase Sapphire Preferred Credit Score
Chase Sapphire Preferred usually requires an excellent credit score (720+). But this is not the only deciding factor. Find out how to improve your odds.

Chase Sapphire Points Transfer
Are you ready to transfer your Chase Ultimate Rewards points to a travel partner? Here is a step-by-step guide for how to complete the transfer.

Which Do You Like and Why?

You Might Also Like

How to Earn JetBlue Points Fast
You don't need to fly a lot to rack up a ton of JetBlue points. Read on for 10+ smart ways to earn JetBlue TrueBlue miles fast.

Review: Chase Sapphire Reserve vs AMEX Platinum
Both offer huge bonus points, high rewards rates in their bonus categories, premium travel perks and hundreds of dollars in potential annual credits. Not bad, right?

Earn Airline Miles Without Flying
Do you want to travel more? Well, guess what? There's an airline miles trick that airlines do not want you to know about.

American Express Credit Card Offers
American Express now offers promotions for new credit card applicants. But how do you pick which deal is right for you? Read this in-depth guide.

Amex EveryDay Preferred Review: Is $95 Worth It?
If you have excellent credit and use your credit card daily, the Amex EveryDay® Preferred Credit Card from American Express is worth considering. Read this review to see why it's worth the $95 annual fee.

American Express Platinum vs Visa Black vs Citi Prestige
Congratulations you, the frequent traveler, on graduating to the next level of travel rewards cards. Since airports have basically become your second home, you've decided to get the most out of them by joining the elite club of premium cardholders. These cards promise plenty of perks, as long as you're willing to pay hundreds of dollars a year in annual fees. Yes, being a premium cardholder will cost you, but if you pick the right card, then the benefits will be worth it.

Beginner's Guide to Airline Miles and Points
New to airline miles? Learn how it works and how to earn a ton of miles fast through credit cards. Before long, you'll be redeeming miles for free flights and hotel rooms.

Credit Card Bonus Offers
Looking for a new credit card? Earn extra cash, reward points, and airline miles with these bonus offers for new customers.

Credit Card Deals
Applying for a card with a bonus or an introductory offer can be a great way to get a head start on earning rewards or to get a handle on your debt.

Airline Rewards
The best airline credit card racks up miles fast with reasonable fees and amazing rewards.

Disclaimer: The information for the The Amex EveryDay® Preferred Credit Card from American Express has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Compare American Express Gold to:

The Platinum Card® from American Express Terms Apply | Read Review | See Rates & Fees Annual Fee $550

Blue Cash Preferred® Card from American Express Terms Apply | Read Review | See Rates & Fees Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR 0% on purchases for 12 months 0% on balance transfers for 12 months 15.24% - 26.24% Variable Annual Fee $95

Gold Delta SkyMiles® Credit Card from American Express Terms Apply | Read Review | See Rates & Fees Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR N/A N/A 17.99% - 26.99% Variable Annual Fee $0 introductory annual fee for the first year, then $95

You might also be interested in

Related: Point Rewards Cards

Compare Chase Sapphire Preferred to:

Capital One® Venture® Rewards Credit Card Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR N/A N/A 17.99% - 25.24% (Variable) Annual Fee $0 intro for first year; $95 after that

Chase Sapphire Reserve® Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR N/A N/A 19.24% - 26.24% Variable Annual Fee $450

Capital One® Quicksilver® Cash Rewards Credit Card Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR 0% intro on purchases for 15 months 0% intro on balance transfers for 15 months 16.24% - 26.24% (Variable) Annual Fee $0

Disclaimer: The information for the Capital One® Venture® Rewards Credit Card and Capital One® Quicksilver® Cash Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Related: Travel Rewards Credit Cards

	Credit Cards for International Travel The best credit cards for international travel have no foreign transaction fees, chip technology and worldwide acceptance. But what's the right travel card for you?