American Express® Gold Card vs Chase Sapphire Preferred® Card

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American Express Gold is a good rewards card for cardholders who fly frequently or eat out. How does it compare to Chase Sapphire Preferred, a travel, airline, points and restaurant credit card? Read our comparison chart below.

Charge Card vs Credit Card: American Express® Gold Card is a charge card while Chase Sapphire Preferred® Card is a credit card. If you plan to carry a balance, avoid charge cards as they usually require that you pay in full.

	American Express® Gold Card	Chase Sapphire Preferred® Card
	Personal Charge Card	Personal Credit Card
	Earn 35,000 Membership Rewards® Points after you spend $2,000 on eligible purchases with your new Card within the first 3 months. Earn 4X Membership Rewards® points at U.S. restaurants. Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X). Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com. Earn up to $10 in statement credits monthly when you pay with The Gold Card at Grubhub, Seamless, The Cheesecake Factory, Shake Shack, and Ruth's Chris Steak House. This is an annual savings of up to $120. Enrollment required. $100 Airline Fee Credit: up to $100 in statement credits per calendar year for incidental fees at one selected qualifying airline. Choose to carry a balance with interest on eligible charges of $100 or more. No Foreign Transaction Fees. Annual Fee is $250. Terms apply. See Rates & Fees See Current Offer	Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards® Chase Sapphire Preferred named "Best Credit Card for Flexible Travel Redemption" - Kiplinger's Personal Finance, June 2018 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases. No foreign transaction fees 1:1 point transfer to leading airline and hotel loyalty programs Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards See Current Offer
	Card Interest Rates & Fees
Purchase APR	See Rates & Fees	18.24% to 25.24% Variable based on your creditworthiness and other factors
Balance Transfers APR	See Rates & Fees	18.24% to 25.24% Variable based on your creditworthiness and other factors
Foreign Transaction Fee	No foreign transaction fee	$0
Annual Fee	$250 annual fee	$95 annual fee
	Card Rewards & Benefits
Introductory Bonus Reward Points	Earn 35,000 Membership Rewards® Points after you spend $2,000 on eligible purchases with your new Card within the first 3 months.	Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
Travel Rewards		2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide. 1:1 point transfer to leading airline and hotel loyalty programs
Airline Rewards	Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.	1:1 point transfer to leading airline and hotel loyalty programs
Hotel Rewards		1:1 point transfer to leading airline and hotel loyalty programs
Point Rewards	Earn 4X Membership Rewards® points at U.S. restaurants. Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X). Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.	2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide
Airline Status	$100 Airline Fee Credit: up to $100 in statement credits per calendar year for incidental fees at one selected qualifying airline.
Grocery Rewards	Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X).
Dining Rewards	Earn 4X Membership Rewards® points at U.S. restaurants. Earn up to $10 in statement credits monthly when you pay with The Gold Card at Grubhub, Seamless, The Cheesecake Factory, Shake Shack, and Ruth's Chris Steak House. This is an annual savings of up to $120. Enrollment required.	2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide
Airline Transfer Partners	Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more.	Chase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air France, Singapore Airlines, Virgin Atlantic, Iberia, and Aer Lingus.
	Go to issuer's official application, terms, and details	Go to issuer's official application, terms, and details
	CreditDonkey® Card Reviews
Pros & Cons	Pros: Welcome bonus Airline fee credit 3x points for flights booked directly with airlines Cons: $250 annual fee	Pros: Generous bonus points Flexible travel rewards Travel, purchase and security protection $0 Foreign Transaction Fee Cons: $95 annual fee No intro APR
Bottom Line	Good rewards card for cardholders who fly frequently or eat out... Read full review	High-earning rewards card for those with excellent credit... Read full review
What Others View	American Express Platinum Blue Cash Preferred Gold Delta SkyMiles
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

Which is Better: American Express Gold or Chase Sapphire Preferred?

Still need help deciding which points card is better? Read the in-depth reviews below. You may also be interested in comparing American Express Gold or American Express Platinum.

Articles on American Express® Gold Card

American Express Gold Card Review
If you spend a lot, the American Express® Gold Card may be worth considering. Read on for the pros and cons of the AMEX Gold Card.
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Articles on Chase Sapphire Preferred® Card

Chase Sapphire Preferred
Travel credit cards are a smart way to earn flights and hotel stays. Our favorite is the Chase Sapphire Preferred® Card because of its bonus point offer and premium travel benefits. Read on to see if the annual fee is worth it for you.
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Chase Sapphire Preferred Credit Limit
Many Chase Sapphire Preferred users receive a credit limit of $5,000 - $20,000. Find out how Chase determines your credit limit and how to get an increase.
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Chase Sapphire Preferred Login
Setup a Chase Sapphire Preferred and sign in to manage your credit card online. Read this to maximize your account benefits.
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Chase Sapphire Preferred Referral
You can earn up to 50,000 bonus points per year by referring Chase Sapphire Preferred to friends. Read on to learn how it works.
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Chase Sapphire Preferred Benefits
Chase Sapphire Preferred has benefits you may not know about. Don't waste these valuable perks. Learn about your travel and purchase benefits. Read this guide to get the most value.
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Chase Sapphire Rewards
Chase Sapphire cards offer some of the best travel rewards. Here's what you need to know, including how to earn points and redeem them for maximum value.

Chase Sapphire Preferred Credit Score
Chase Sapphire Preferred usually requires an excellent credit score (720+). But this is not the only deciding factor. Find out how to improve your odds.

Chase Sapphire Points Transfer
Are you ready to transfer your Chase Ultimate Rewards points to a travel partner? Here is a step-by-step guide for how to complete the transfer.

Which Do You Like and Why?

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Gold Delta SkyMiles Credit Card Review: Is It Worth It?
There are many credit cards that earn Delta miles to choose from, so how do you decide if the Gold Delta SkyMiles® Credit Card from American Express is right for you? Read this review before you apply.

Disclaimer: The information for the The Amex EveryDay® Preferred Credit Card from American Express has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Compare American Express Gold to:

The Platinum Card® from American Express Terms Apply | Read Review | See Rates & Fees Annual Fee $550

Blue Cash Preferred® Card from American Express Terms Apply | Read Review | See Rates & Fees Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR 0% on purchases for 12 months 0% on balance transfers for 12 months 15.24% - 26.24% Variable Annual Fee $95

Gold Delta SkyMiles® Credit Card from American Express Terms Apply | Read Review | See Rates & Fees Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR N/A N/A 17.99% - 26.99% Variable Annual Fee $0 introductory annual fee for the first year, then $95

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Compare Chase Sapphire Preferred to:

Capital One® Venture® Rewards Credit Card Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR N/A N/A 17.99% - 25.24% (Variable) Annual Fee $0 intro for first year; $95 after that

Chase Sapphire Reserve® Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR N/A N/A 19.24% - 26.24% Variable Annual Fee $450

Capital One® Quicksilver® Cash Rewards Credit Card Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR 0% intro on purchases for 15 months 0% intro on balance transfers for 15 months 16.24% - 25.24% (Variable) Annual Fee $0

Disclaimer: The information for the Capital One® Venture® Rewards Credit Card and Capital One® Quicksilver® Cash Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

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