Business Gold Card vs Ink Business Cash® Credit Card
Chase is a CreditDonkey partner. We receive compensation if you apply and get approved for a card through links in our content. You do not have to use our links, but you
Business Gold Card is a business credit card. How does it compare to Ink Business Cash from Chase, a cash back card? Read our comparison chart below.
Keep in mind, the Business Gold Card has a
 | ||
American Express® Business Gold Card | Ink Business Cash® Credit Card | |
|---|---|---|
Credit Card Interest Rates & Fees | ||
| Introductory APR for Purchases | N/A | 0% introductory APR for 12 months |
| Purchase APR | 19.49% to 28.49% Variable based on your creditworthiness and other factors | 18.49% to 24.49% Variable based on your creditworthiness and other factors |
| Balance Transfers APR | N/A | 18.49% to 24.49% Variable based on your creditworthiness and other factors |
| Foreign Transaction Fee | No foreign transaction fee | 3% of each transaction in U.S. dollars |
| Annual Fee | ||
Credit Card Rewards & Benefits | ||
| Introductory Bonus Cash Back | Earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening | |
| Introductory Bonus Offer | Welcome Offer: Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership. Terms Apply. | |
| Cash Back Rewards | Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases. | |
| Bonus Cash Back | 10% Business Relationship Bonus If you have the Ink Business Cash card plus a Chase Business Checking account on your first card anniversary | |
| Point Rewards | Earn 4X Membership Rewards® points on the 2 categories where your business spends the most each billing cycle from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap. | |
| Gas Rewards | Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. | |
| Dining Rewards | Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. | |
| Airline Transfer Partners | Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more. | |
CreditDonkey® Credit Card Reviews | ||
| Pros & Cons | Pros:
| |
| Bottom Line | Excellent cash back rewards card for small business... | |
| ||
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Disclaimer: The information for the American Express® Business Gold Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Business Gold Card: Pricing information including interest rates, benefits and fees was obtained on February 1, 2024 from published websites and is believed to be accurate, but not guaranteed. | ||
Still need help deciding which business card is better? Read the in-depth reviews below. You may also be interested in comparing Business Gold Card or Ink Business Preferred.
Articles on Ink Business Cash® Credit Card
Chase Ink Business Cash Review
Chase Ink Cash Credit Score
Which Do You Like and Why?
You might also be interested in
