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Ink Business Cash℠ Credit Card vs Capital One Spark Cash Select

Compare Rewards, Interest Rates, Fees, and Benefits

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Ink Business Cash is an excellent cash back rewards card for small business. How does it compare to Capital One Spark Cash Select, a cash back credit card? Read our comparison chart below.

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Ink Business Cash℠ Credit Card

Capital One® Spark® Cash Select for Business

 

Credit Card Interest Rates & Fees

Introductory APR for Purchases0% introductory APR for 12 months0% introductory APR for 9 months
Purchase APR13.24% to 19.24% Variable based on your creditworthiness and other factors13.99% to 23.99% (Variable) based on your creditworthiness and other factors
Balance Transfers APR13.24% to 19.24% Variable based on your creditworthiness and other factors13.99% to 23.99% (Variable) based on your creditworthiness and other factors
Balance Transfer FeeEither $5 or 5% of the amount of each transfer, whichever is greater. No balance transfer fee
Foreign Transaction Fee3% of each transaction in U.S. dollarsNo foreign transaction fee
Annual Fee$0 annual fee$0 annual fee
 

Credit Card Rewards & Benefits

Introductory Bonus Cash BackEarn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening.Get a $200 cash bonus if you spend $3,000 on purchases within the first 3 months of account opening.
Cash Back RewardsEarn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year.
Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year.
Earn 1% cash back on all other card purchases with no limit to the amount you can earn.
Earn 1.5% cash back on every purchase
Gas RewardsEarn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. 
Dining RewardsEarn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. 
 

CreditDonkey® Credit Card Reviews

Pros & ConsPros:
  • Earn $500 bonus cash back
  • Gas and dining rewards
Cons:
  • 2% cash back on gas and dining only on first $25,000
  • Foreign transaction fee
Bottom LineExcellent cash back rewards card for small business... Read full review
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See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

Disclaimer: The information for the Capital One® Spark® Cash Select for Business has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Capital One Spark Cash Select: Pricing information including interest rates, rewards, benefits and fees was obtained on April 2, 2020 from published websites and is believed to be accurate, but not guaranteed.

Still need help deciding which business card is better? Read the in-depth reviews below. You may also be interested in comparing Ink Business Cash or Ink Business Preferred.


Articles on Ink Business Cash℠ Credit Card


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CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

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